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		<title>Capital One Bonuses and Promotions</title>
		<link>https://utahfi.com/incentives/capital-one-promotions/</link>
		
		<dc:creator><![CDATA[UtahFi Editorial]]></dc:creator>
		<pubDate>Sun, 06 Sep 2026 01:59:06 +0000</pubDate>
				<category><![CDATA[Incentives]]></category>
		<category><![CDATA[Institutions]]></category>
		<category><![CDATA[Bonuses]]></category>
		<category><![CDATA[Capital One]]></category>
		<category><![CDATA[Promotions]]></category>
		<guid isPermaLink="false">https://utahfi.com/?p=7268</guid>

					<description><![CDATA[<p><span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 20</span> <span class="rt-label rt-postfix">minutes read · </span></span></p>
<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/capital-one-promotions/">Capital One Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
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										<content:encoded><![CDATA[<span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 20</span> <span class="rt-label rt-postfix">minutes read · </span></span><div class="et_pb_section et_pb_section_0 et_section_regular" >
				
				
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Overview</h2>
<p class="p1"><strong><a href="https://utahfi.com/institutions/capital-one/"><img decoding="async" class="wp-image-2440 alignleft size-full" src="https://utahfi.com/wp-content/uploads/2026/03/Capital-One-144.png" alt="Capital One" width="144" height="144" /></a>Capital One promotions</strong> may include checking account bonuses, credit card welcome offers, promotional APRs, referral rewards, and cardholder deals. This page tracks current Capital One bonuses and promotions available to qualifying Utah consumers and businesses. For a broader look at the institution and its products, visit our <a href="https://utahfi.com/institutions/capital-one/"><strong>Capital One profile</strong></a>.</p>
<p class="p1">Although Capital One does not operate a traditional retail branch network in Utah, residents may qualify for nationwide offers available through its online banking and credit card platforms. Promotions, eligibility requirements, and expiration dates can change, so review the official Capital One terms before opening an account or applying for an offer.</p></div>
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				<div class="et_pb_text_inner"><p><strong>Some promotions may not be publicly advertised.</strong> Financial institutions may offer branch-only, relationship-based, preselected, or targeted promotions to certain customers. UtahFi includes offers that can be verified through public or otherwise reliable official sources, so additional promotions may be available to you directly through the institution.</p></div>
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				<div class="et_pb_text_inner"><h2>Table of Contents</h2>
<ul>
<li><a href="#quick-summary">Quick Summary</a></li>
<li><a href="#checking-account-bonuses">Checking Account Bonuses</a></li>
<li><a href="#savings-account-bonuses">Savings Account Bonuses</a></li>
<li><a href="#business-account-bonuses">Business Account Bonuses</a></li>
<li><a href="#credit-card-bonuses">Credit Card Bonuses</a></li>
<li><a href="#promotional-rates">Promotional Rates</a></li>
<li><a href="#referral-programs">Referral Programs</a></li>
<li><a href="#member-deals-discounts">Member Deals and Discounts</a></li>
<li><a href="#frequently-asked-questions">Frequently Asked Questions</a></li>
<li><a href="#related-utahfi-content">Related UtahFi Content</a></li>
</ul></div>
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			</div><div id="quick-summary" class="et_pb_row et_pb_row_2">
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				<div class="et_pb_text_inner"><h2>Quick Summary</h2>
<p>The table below provides a snapshot of the current <strong>Wells Fargo bonuses and promotions</strong> available to qualifying consumers and businesses in Utah.</p>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; padding: 8px; border: 1px solid #999999; background: #F4B400; color: #000000; text-align: left;"><strong>Category</strong></th>
<th style="width: 65%; padding: 8px; border: 1px solid #999999; background: #F4B400; color: #000000; text-align: left;"><strong>Current Offers</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Checking Account Bonuses</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;"><strong>$125</strong> for eligible new consumer checking customers who complete 10 qualifying posted transactions within 60 days. Offer ends October 13, 2026.</td>
</tr>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Savings Account Bonuses</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;">None currently identified.</td>
</tr>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Business Account Bonuses</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;"><strong>$400, $550, or $825</strong> for eligible new business checking customers, depending on the qualifying deposit balance maintained through the offer period. Customers must also complete 5 qualifying posted transactions. Offer ends September 8, 2026.</td>
</tr>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Credit Card Bonuses</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;">Current public offers include a <strong>$500 cash rewards bonus</strong> on the Signify Business Cash® Card after $5,000 in qualifying net purchases within 3 months. Consumer card welcome offers may also be available.</td>
</tr>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Promotional Rates</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;">Introductory APR offers may be available on select Wells Fargo credit cards.</td>
</tr>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Referral Programs</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;">No public consumer or business customer referral bonus currently identified.</td>
</tr>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Member Deals and Discounts</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;"><strong>My Wells Fargo Deals</strong> provides eligible customers with personalized merchant offers and cash-back deals that generally must be activated before use.</td>
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				<span class="et_pb_image_wrap "><img fetchpriority="high" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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				<div class="et_pb_text_inner"><h2>Checking Account Bonuses</h2>
<p class="p1">Capital One currently offers one public cash bonus for new 360 Checking accounts, with two alternative ways to qualify.</p>
<h4>Capital One 360 Checking $250 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; text-align: left;"><strong>Detail</strong></th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; text-align: left;"><strong>Offer</strong></th>
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<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Bonus</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">$250</td>
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<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Account</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Capital One 360 Checking</td>
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<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promo codes</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>CHECKING250</strong> for the direct-deposit path or <strong>DEBIT250</strong> for the debit-card path</td>
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<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Minimum to open</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">$0</td>
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<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to earn it</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">
<p><strong>Direct-deposit path:</strong> Open with promo code CHECKING250 and receive at least 2 qualifying direct deposits of $500 or more each within 75 days of opening the account.</p>
<p><strong>Debit-card path:</strong> Open with promo code DEBIT250 and complete at least 20 qualifying debit-card purchases of $10 or more each within 75 days of opening the account.</p>
</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Offer combination</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">The qualification methods are alternative paths to the same $250 bonus. Only one promotional code may be used, and the offers cannot be combined.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Qualification period</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">75 days from account opening</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Bonus payment timing</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Capital One assesses qualification after the first 75 days and may take up to 60 additional days to process the bonus. Eligible customers can expect payment within 135 days of account opening.</td>
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<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Monthly service fee</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">$0</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential account cost</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">$0 from monthly maintenance fees</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential bonus after fees</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">$250 if all requirements are met and no optional account services with separate fees are used</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Applicants who have not had an open 360 Checking, Simply Checking, or Total Control Checking account as a primary or secondary account holder on or after January 1, 2024. Account approval is required.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">The account must remain open and in good standing until the bonus is deposited. ATM transactions, peer-to-peer payments, ACH payments made with the account and routing numbers, fraudulent purchases, and PIN-based cash withdrawals do not qualify for the debit-card path. The bonus may be reported on IRS Form 1099-INT.</td>
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<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">No published expiration date. Capital One may change or end either offer before it is accepted.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Available online to qualifying Utah residents</td>
</tr>
</tbody>
</table>
<p class="p1">For account features and fees, read our <a href="https://utahfi.com/instruments/capital-one-360-checking/"><strong>Capital One 360 Checking review</strong></a>.</p>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/bank/checking250/" target="_blank" rel="noopener">Capital One 360 Checking direct-deposit bonus</a></strong></p>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/bank/debit250/" target="_blank" rel="noopener">Capital One 360 Checking debit-card bonus</a></strong></p></div>
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				<span class="et_pb_image_wrap "><img decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
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				<div class="et_pb_text_inner"><h2>Savings Account Bonuses</h2>
<p class="p1">Capital One currently lists standard variable APYs for its savings products, but it does not advertise a public cash bonus or special promotional APY.</p>
<p class="p1">No savings account bonuses are available at this time.</p></div>
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				<div class="et_pb_text_inner"><h2>Business Account Bonuses</h2>
<p class="p1">No public Capital One business deposit account bonus is currently available to qualifying Utah businesses. Capital One’s current Business Savings promotional rate is covered separately under Promotional Rates.</p></div>
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				<span class="et_pb_image_wrap "><img decoding="async" width="800" height="151" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp" alt="Delicate Arch divider illustration with Utah desert and mountains" title="Delicate Arch Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-300x57.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-768x145.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4826" /></span>
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				<div class="et_pb_column et_pb_column_4_4 et_pb_column_9  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Credit Card Bonuses</h2>
<p class="p1">Capital One currently offers consumer and business credit card bonuses to qualifying Utah applicants, while selected retail and partner cards have separate introductory incentives.</p>
<h3>Consumer Credit Cards</h3>
<h4>Capital One Venture X Rewards — 75,000 Bonus Miles</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">75,000 bonus miles</td>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer travel rewards credit card</td>
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<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $4,000 on purchases within the first 3 months from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$4,000 in 3 months</td>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$395</td>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">75,000 miles; the $395 annual fee applies separately.</td>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Apply through the official offer page. The offer may not remain available after navigating away or closing the page. Capital One generally adds the miles within two billing cycles after qualification.</td>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public offer page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Applicants who meet Capital One’s approval requirements and have not received a Venture X new-cardmember bonus within the previous 48 months.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/credit-cards/compare/" target="_blank" rel="noopener">Capital One Venture X offer</a></strong></p>
<h4>Capital One Venture Rewards — 75,000 Bonus Miles</h4>
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<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">75,000 bonus miles</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer travel rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $4,000 on purchases within the first 3 months from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$4,000 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$95</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">75,000 miles; the $95 annual fee applies separately.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Apply through the official offer page. The offer may not remain available after navigating away or closing the page. Capital One generally adds the miles within two billing cycles after qualification.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public offer page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Applicants who meet Capital One’s approval requirements and have not received a Venture or Venture X new-cardmember bonus within the previous 48 months.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/credit-cards/venture/" target="_blank" rel="noopener">Capital One Venture Rewards offer</a></strong></p>
<h4>Capital One VentureOne Rewards — 20,000 Bonus Miles</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">20,000 bonus miles</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer travel rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $500 on purchases within the first 3 months from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$500 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to 20,000 miles; the annual fee is $0.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Apply through the official offer page. The offer may not remain available after navigating away or closing the page. Capital One generally adds the miles within two billing cycles after qualification.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public offer page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Applicants who meet Capital One’s approval requirements and have not received a VentureOne, Venture, or Venture X new-cardmember bonus within the previous 48 months.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/credit-cards/ventureone/" target="_blank" rel="noopener">Capital One VentureOne offer</a></strong></p>
<h4>Capital One Savor Rewards — $200 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$200 cash bonus</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer cash back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $500 on purchases within the first 3 months from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$500 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $200 before interest, balance transfer fees, cash advance fees, late fees, or other charges.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Apply through the official offer page. The offer may not remain available after navigating away or closing the page. Capital One generally applies the bonus within two billing cycles after qualification.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public offer page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Applicants who meet Capital One’s approval requirements and have not received a Savor new-cardmember bonus within the previous 48 months.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/credit-cards/savor/" target="_blank" rel="noopener">Capital One Savor Rewards offer</a></strong></p>
<h4>Capital One Quicksilver Rewards — $200 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$200 cash bonus</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer cash back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $500 on purchases within the first 3 months from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$500 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $200 before interest, balance transfer fees, cash advance fees, late fees, or other charges.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Apply through the official offer page. The offer may not remain available after navigating away or closing the page. Capital One generally applies the bonus within two billing cycles after qualification.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public offer page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Applicants who meet Capital One’s approval requirements and have not received a Quicksilver new-cardmember bonus within the previous 48 months.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/credit-cards/quicksilver/" target="_blank" rel="noopener">Capital One Quicksilver Rewards offer</a></strong></p>
<h4>Capital One Savor Rewards for Students — $100 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$100 cash bonus</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer student cash back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $300 on purchases within the first 3 months from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$300 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $100 before interest, late fees, or other charges.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Apply through the official student-card page. Capital One generally applies the bonus within two billing cycles after qualification.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Capital One identifies this as a limited-time offer but does not clearly list an ending date.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah students.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying students who meet Capital One’s approval requirements and have not received a Savor Student new-cardmember bonus within the previous 48 months.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/credit-cards/students/" target="_blank" rel="noopener">Capital One student credit card offers</a></strong></p>
<h4>Capital One Quicksilver Rewards for Students — $100 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$100 cash bonus</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer student cash back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $300 on purchases within the first 3 months from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$300 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $100 before interest, late fees, or other charges.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Apply through the official student-card page. Capital One generally applies the bonus within two billing cycles after qualification.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Capital One identifies this as a limited-time offer but does not clearly list an ending date.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah students.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying students who meet Capital One’s approval requirements and have not received a Quicksilver Student new-cardmember bonus within the previous 48 months.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/credit-cards/students/" target="_blank" rel="noopener">Capital One student credit card offers</a></strong></p>
<h4>Other Capital One Consumer Credit Card Offers</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Additional introductory offers are available on selected Capital One-issued retail and partner cards.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Examples</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Current examples include a Kohl’s first-purchase discount, introductory Key Rewards earnings, and CLUB Points offers on Cabela’s and Bass Pro Shops cards.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Meet the purchase, transaction, timing, and eligibility requirements for the selected partner-card offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by card; several currently listed partner cards have a $0 annual fee.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Partner rewards may be issued as discounts, store rewards, or program points rather than cash. Product exclusions, redemption rules, and application requirements vary.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by card and offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah applicants unless an offer has additional restrictions.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New cardmembers who meet Capital One’s approval requirements and the partner program’s card-specific terms.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/credit-cards/compare/" target="_blank" rel="noopener">Capital One consumer credit card offers</a></strong></p>
<h3>Business Credit Cards</h3>
<p class="p1">Capital One business credit cards are available online to qualifying Utah business applicants even though Capital One business deposit accounts have more limited geographic availability.</p>
<h4>Capital One Spark Cash Plus — $2,000 Bonus and Additional First-Year Bonuses</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$2,000 cash bonus, additional repeatable $2,000 first-year bonuses.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business cash back charge card with no preset spending limit</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $30,000 in the first 3 months to earn the initial $2,000 bonus. Earn another $2,000 for every $500,000 spent during the first year.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$30,000 in 3 months for the initial bonus; $500,000 during the first year for each additional $2,000 bonus.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$150</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $1,850 from the initial cash bonus after the $150 annual fee, plus any additional first-year bonuses earned.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The spend bonuses may be earned independently. The offers are tied to the official application page and may be unavailable to existing or previous Capital One Business cardholders.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed for the cash bonuses on the public offer page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah business applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying business applicants who meet Capital One’s approval and card-specific bonus requirements.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/" target="_blank" rel="noopener">Capital One Spark Cash Plus offer</a></strong></p>
<h4>Capital One Spark Cash — $1,000 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$1,000 cash bonus.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business cash back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $10,000 in the first 3 months.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$10,000 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 introductory annual fee for the first year; $95 after that.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $1,000 from the cash bonus during the $0 introductory annual-fee period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The offers are tied to the official application page and may be unavailable to existing or previous Capital One Business cardholders.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public offer page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah business applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying business applicants who meet Capital One’s approval and card-specific bonus requirements.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/small-business/credit-cards/spark-cash/" target="_blank" rel="noopener">Capital One Spark Cash offer</a></strong></p>
<h4>Capital One Spark Cash Select — $750 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$750 cash bonus</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business cash back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $6,000 on purchases within the first 3 months from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$6,000 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $750 before interest, late fees, or other charges.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Apply through the official offer page. The bonus may not remain available after leaving the page or to existing or previous Capital One Business cardholders.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public offer page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah business applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying business applicants who meet Capital One’s approval and card-specific bonus requirements.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/small-business/credit-cards/spark-cash-select/" target="_blank" rel="noopener">Capital One Spark Cash Select offer</a></strong></p>
<h4>Capital One Venture X Business — 150,000 Bonus Miles</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">150,000 bonus miles</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business travel rewards charge card with no preset spending limit</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $30,000 on purchases within the first 3 months.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$30,000 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$395</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">150,000 miles; the $395 annual fee applies separately.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The bonus may not be available to existing or previous Capital One Business cardholders. Ongoing anniversary miles and annual travel credits are card benefits and are not included in the welcome bonus.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public offer page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah business applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying business applicants who meet Capital One’s approval and card-specific bonus requirements.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/small-business/credit-cards/venture-x-business/" target="_blank" rel="noopener">Capital One Venture X Business offer</a></strong></p>
<h4>Capital One Venture Business — 100,000 Bonus Miles</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">100,000 bonus miles</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business travel rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $10,000 on purchases within the first 3 months.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$10,000 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$95</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">100,000 miles; the $95 annual fee applies separately.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The bonus may not be available to existing or previous Capital One Business cardholders. Annual travel, advertising, and software credits are ongoing benefits and are not included in the welcome bonus.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public offer page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah business applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying business applicants who meet Capital One’s approval and card-specific bonus requirements.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/small-business/credit-cards/venture-business/" target="_blank" rel="noopener">Capital One Venture Business offer</a></strong></p>
<h4>Capital One VentureOne Business — 50,000 Bonus Miles</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">50,000 bonus miles</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business travel rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $4,500 on purchases within the first 3 months.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$4,500 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to 50,000 miles; the annual fee is $0.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Apply through the official offer page. The bonus may not remain available after leaving the page or to existing or previous Capital One Business cardholders.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public offer page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah business applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying business applicants who meet Capital One’s approval and card-specific bonus requirements.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/small-business/credit-cards/ventureone-business/" target="_blank" rel="noopener">Capital One VentureOne Business offer</a></strong></p>
<h4>Other Capital One Business Credit Card Offers</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Additional Capital One-issued business and partner-card offers may be available. One current example is $75 in CLUB Points on the Bass Pro Shops and Cabela’s CLUB Business card after qualifying spending.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business and partner credit cards</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Meet the spending, timing, and eligibility requirements for the selected card offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by card.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Partner rewards may be issued as program points rather than cash. Verify the card-specific application and rewards terms before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by card and offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah business applicants unless additional restrictions apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New business cardmembers who meet Capital One’s approval requirements and the selected card’s bonus terms.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/small-business/credit-cards/" target="_blank" rel="noopener">Capital One business credit card offers</a></strong></p>
<p class="p1">Introductory purchase APRs and balance-transfer promotions are covered separately under Promotional Rates and are not included in the welcome-bonus amounts above.</p></div>
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				<div class="et_pb_text_inner"><h2>Promotional Rates</h2>
<p class="p1">Capital One currently offers introductory APR promotions on selected consumer and business credit cards available to qualifying Utah applicants. These offers can reduce interest temporarily, but any remaining balance becomes subject to the card’s regular variable APR after the introductory period.</p>
<h4>Capital One Quicksilver — 0% Intro APR for 15 Months</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">0% introductory APR on purchases and balance transfers</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Consumer cash back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">15 months from account opening</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Apply for the Quicksilver card through an eligible Capital One offer and receive approval.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Rate after promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">18.49%–28.49% variable APR, based on creditworthiness.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">A balance-transfer fee applies. Interest, late fees, and other charges may apply under the card’s terms.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">The promotional APR does not eliminate minimum-payment requirements. Balances remaining after the introductory period become subject to the applicable variable APR.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Online, subject to credit approval. Available to qualifying Utah applicants.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/credit-cards/quicksilver/" target="_blank" rel="noopener">Capital One Quicksilver introductory APR offer</a></strong></p>
<h4>Capital One VentureOne — 0% Intro APR for 15 Months</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">0% introductory APR on purchases and balance transfers</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Consumer travel rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">15 months from account opening</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Apply for the VentureOne card through an eligible Capital One offer and receive approval.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Rate after promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">18.49%–28.49% variable APR, based on creditworthiness.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">A balance-transfer fee applies. Interest, late fees, and other charges may apply under the card’s terms.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">The promotional APR does not eliminate minimum-payment requirements. Balances remaining after the introductory period become subject to the applicable variable APR.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Online, subject to credit approval. Available to qualifying Utah applicants.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/credit-cards/ventureone/" target="_blank" rel="noopener">Capital One VentureOne introductory APR offer</a></strong></p>
<h4>Capital One Savor — 0% Intro APR for 12 Months</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">0% introductory APR on purchases and balance transfers</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Consumer cash back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">12 months from account opening</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Apply for the Savor card through an eligible Capital One offer and receive approval.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Rate after promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">18.49%–28.49% variable APR, based on creditworthiness.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">A balance-transfer fee applies. Interest, late fees, and other charges may apply under the card’s terms.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">The promotional APR does not eliminate minimum-payment requirements. Balances remaining after the introductory period become subject to the applicable variable APR.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Online, subject to credit approval. Available to qualifying Utah applicants.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/credit-cards/savor/" target="_blank" rel="noopener">Capital One Savor introductory APR offer</a></strong></p>
<h4>Capital One Spark Cash Select — 0% Intro APR for 9 Months</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">0% introductory APR on purchases</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Business cash back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">9 months from account opening</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Apply for the Spark Cash Select card through an eligible Capital One offer and receive approval.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Rate after promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">16.74%–26.74% variable APR, based on creditworthiness.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Interest applies to balances remaining after the promotional period. Late fees and other charges may also apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">The advertised 0% introductory APR applies to purchases. Minimum payments remain required throughout the promotional period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Online, subject to credit approval. Available to qualifying Utah business applicants.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/small-business/credit-cards/spark-cash-select/" target="_blank" rel="noopener">Capital One Spark Cash Select introductory APR offer</a></strong></p>
<p class="p1">Capital One’s standard 360 savings and CD rates are not included because they are ongoing account rates rather than promotional offers. Capital One also advertises a promotional rate for new Business Advantage Savings accounts, but its public disclosures warn that business deposit products may not be available in every area. Utah availability could not be confirmed clearly enough for inclusion.</p></div>
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				<span class="et_pb_image_wrap "><img decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
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			</div><div id="referral-programs" class="et_pb_row et_pb_row_14">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_13  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_9  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Referral Programs</h2>
<p class="p1">Capital One offers referral programs for eligible consumer and business credit cardholders. Referral rewards are personalized and may vary by card, account, and promotional period, so Capital One does not publish one universal reward amount.</p>
<h4>Capital One Refer a Friend</h4>
<table style="width: 100%; border-collapse: collapse; height: 528px;">
<tbody>
<tr style="height: 24px;">
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top; height: 24px;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top; height: 24px;">Offer</th>
</tr>
<tr style="height: 48px;">
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 48px;"><strong>Referral reward</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 48px;">Cash back or bonus miles for each qualifying referral approved for a Capital One credit card.</td>
</tr>
<tr style="height: 24px;">
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 24px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 24px;">Consumer credit card referral program</td>
</tr>
<tr style="height: 72px;">
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 72px;"><strong>How it works</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 72px;">Sign in to an eligible Capital One account, obtain the personalized referral link, and share it with friends or family. The referred person must apply through that link and receive approval.</td>
</tr>
<tr style="height: 48px;">
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 48px;"><strong>Reward amount</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 48px;">Varies by card and account. Eligible cardholders can view their current reward amount online or through the Capital One mobile app.</td>
</tr>
<tr style="height: 48px;">
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 48px;"><strong>Annual limit</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 48px;">Capital One limits total referral earnings during each calendar year. The applicable limit appears with the cardholder’s personalized offer.</td>
</tr>
<tr style="height: 48px;">
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 48px;"><strong>Payment timing</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 48px;">Allow up to 8 weeks after the referred applicant is approved for the reward to appear.</td>
</tr>
<tr style="height: 96px;">
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 96px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 96px;">The referred applicant must be a new Capital One cardholder and use the personalized referral link. Some accounts may not be eligible, and approval is not guaranteed. There is no limit on the number of referrals, but annual referral earnings are capped.</td>
</tr>
<tr style="height: 24px;">
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 24px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 24px;">Varies by personalized referral offer.</td>
</tr>
<tr style="height: 48px;">
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 48px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 48px;">Available to eligible Capital One consumer credit cardholders, including qualifying cardholders in Utah.</td>
</tr>
<tr style="height: 48px;">
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 48px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top; height: 48px;">Existing Capital One cardholders whose eligible accounts are open and in good standing.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/credit-cards/refer-a-friend/" target="_blank" rel="noopener">Capital One Refer a Friend program</a></strong></p>
<h4>Capital One Refer a Business</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Referral reward</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">A statement credit or bonus miles for each qualifying business referral approved for a Capital One Business credit card.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Business credit card referral program</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How it works</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Sign in to an eligible Capital One Business account, find the referral link under Rewards &amp; Benefits, and share it with a business contact. The business must apply through the link and receive approval.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Reward amount</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Varies by card and account. Eligible cardholders can view their current reward and maximum annual earnings after signing in.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Annual limit</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Referral earnings are limited to the personalized annual maximum shown in the cardholder’s account.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Payment timing</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Capital One says the reward may appear within a few days after approval, but cardholders should allow up to 8 weeks.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">The referred business cannot already be a Capital One Business cardholder and must apply through the personalized referral link. Some accounts may not be eligible, and the referred business must satisfy Capital One’s approval requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Varies by personalized referral offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Available to eligible Capital One Business credit cardholders, including qualifying cardholders in Utah.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Eligible primary Capital One Business cardholders whose accounts are open and in good standing.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/small-business/credit-cards/lp/refer-a-business/" target="_blank" rel="noopener">Capital One Refer a Business program</a></strong></p></div>
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			</div><div id="member-deals-discounts" class="et_pb_row et_pb_row_15">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_14  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_10  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Member Deals and Discounts</h2>
<p class="p1">Eligible Capital One cardholders can access rotating merchant offers and travel savings tools. Available deals vary by account, retailer, purchase, and booking date.</p>
<h4>Capital One Offers — Rotating Merchant Deals</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Deal or discount</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Rotating rewards and statement-credit offers from participating online and in-store retailers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Cardholder merchant-offers program</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Participating merchants</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Offers may be available from thousands of retailers in categories such as apparel, technology, home improvement, entertainment, and travel.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Sign in to an eligible Capital One account, select an available offer, and follow its purchase requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Online purchases</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Open the merchant’s website through the Capital One offer and complete the qualifying purchase during the same browser session, generally within 24 hours.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>In-store purchases</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Activate the offer before purchasing and pay with the same eligible Capital One card used to activate it.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Reward amount</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Varies by merchant and offer. Rewards may be issued as cash back, miles, or a statement credit.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Payment timing</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Payouts typically arrive in about 45 days but may take up to 3 billing cycles. Travel-partner payouts may not be issued until after the completed stay.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Offers are personalized and cannot be shared. Using another coupon, cash-back portal, or promotional website after selecting an online offer may invalidate it. Returns or cancellations may also eliminate the payout.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Varies by merchant and offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Available to eligible Capital One customers, including qualifying customers in Utah. Available offers vary by account.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/learn-grow/money-management/capital-one-offers/" target="_blank" rel="noopener">Capital One Offers</a></strong></p>
<h4>Capital One Travel Price Protection and Price Matching</h4>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Deal or discount</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Price-drop protection on eligible flights and a price-match guarantee on qualifying travel bookings.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Travel-booking benefit</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Price-drop protection</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">When Capital One Travel recommends booking an eligible flight, it monitors the price for 10 days after booking. If the price drops, the customer may receive up to $50 in travel credit.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Price-match guarantee</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">If a customer finds a lower publicly available price for the same flight, hotel, or rental car within 24 hours of booking, Capital One Travel may issue a travel credit for the difference.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Make an eligible reservation through Capital One Travel and satisfy the requirements for the applicable protection or guarantee.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Travel prices and booking costs vary. Optional services and changes may carry additional fees.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Price-drop protection applies only when Capital One Travel recommends booking the flight. A price-match claim must involve the same itinerary, be submitted within 24 hours, and use a publicly available price without coupons, promotions, or membership discounts.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Available on qualifying Capital One Travel bookings made by eligible cardholders, including qualifying Utah cardholders.</td>
</tr>
</tbody>
</table>
<p class="p1"><strong>More official info: <a href="https://www.capitalone.com/help-center/capital-one-travel/learn-about-capital-one-travel-benefits/" target="_blank" rel="noopener">Capital One Travel savings benefits</a></strong></p>
<p class="p1">Eligible cardholders may also receive access to Capital One Entertainment presales, tickets, and special experiences. These opportunities vary and are not always discounted, so they are not presented as a separate standing discount.</p></div>
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				<span class="et_pb_image_wrap "><img fetchpriority="high" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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				<div class="et_pb_text_inner"><h2>Frequently Asked Questions</h2>
<h3>Does Capital One currently offer a checking account bonus in Utah?</h3>
<p class="p1">Yes. Qualifying Utah customers can earn a $250 bonus by opening a new Capital One 360 Checking account with promotional code <strong>CHECKING250</strong> and receiving at least 2 qualifying direct deposits of $500 or more within 75 days. Eligibility restrictions apply.</p>
<h3>Are Capital One credit card bonuses available to Utah residents?</h3>
<p class="p1">Yes. Capital One’s consumer and business credit card offers are generally available online to qualifying Utah applicants. Approval, bonus eligibility, required spending, annual fees, and other conditions vary by card.</p>
<h3>Can existing Capital One customers qualify for a new bonus?</h3>
<p class="p1">It depends on the offer. The 360 Checking bonus excludes certain current and previous Capital One checking customers. Credit card restrictions vary by product and may consider whether the applicant previously held the card or received a related new-cardmember bonus. Review the specific offer terms before applying.</p>
<h3>Can someone earn more than one Capital One credit card bonus?</h3>
<p class="p1">Possibly, but each card has separate eligibility rules. Some offers restrict applicants who received a bonus for the same card or a related card within the previous 48 months. Capital One may also consider the applicant’s existing accounts, previous bonuses, credit history, and overall application activity.</p>
<h3>What happens when a Capital One 0% introductory APR ends?</h3>
<p class="p1">Any remaining eligible balance becomes subject to the card’s regular variable APR after the introductory period. Minimum payments are still required during the promotion, and a balance-transfer fee may apply even when the introductory balance-transfer APR is 0%.</p>
<h3>How do Capital One referral bonuses work?</h3>
<p class="p1">Eligible cardholders can sign in to obtain a personalized referral link. If a qualifying person or business applies through that link and receives approval, the referring cardholder may earn cash back, miles, or a statement credit. Referral amounts and annual limits vary by account.</p>
<h3>Are Capital One Offers available to every cardholder?</h3>
<p class="p1">Not necessarily. Capital One Offers are personalized, and participating merchants, reward rates, purchase requirements, and expiration dates can differ between accounts. Cardholders must sign in online or through the Capital One mobile app to see their available offers.</p>
<h3>Does Capital One provide nonpublic or targeted offers?</h3>
<p class="p1">Capital One may provide targeted or personalized offers through direct mail, email, preapproval results, existing customer accounts, or special application links. These offers may differ from the publicly advertised promotions covered on this page. Only use an offer sent directly to you, and review its complete terms before applying.</p>
<h3>Are Capital One bonuses taxable?</h3>
<p class="p1">The 360 Checking bonus is reported as interest income and may be included on IRS Form 1099-INT. Credit card rewards tied to required purchases are generally treated differently from bank-account bonuses, but individual tax circumstances vary. Consult a qualified tax professional if you are unsure how a bonus applies to you.</p></div>
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				<span class="et_pb_image_wrap "><img decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
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			</div><div id="related-utahfi-content" class="et_pb_row et_pb_row_19">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_18  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Related UtahFi Content</h2>
<p>For more context around <strong>Capital One promotions</strong>, online banking options, and how Capital One compares with other institutions serving Utah, explore these related UtahFi guides and profiles.</p>
<h3>Institution Profile</h3>
<ul>
<li><a href="https://utahfi.com/institutions/capital-one/"><strong>Capital One: Review Its Popular Accounts and Cards</strong></a></li>
</ul>
<h3>Account Review</h3>
<ul>
<li><a href="https://utahfi.com/instruments/capital-one-360-checking/"><strong>Capital One 360 Checking Review</strong></a></li>
</ul>
<h3>Rankings</h3>
<ul>
<li><a href="https://utahfi.com/insights/best-checking-accounts-in-utah/"><strong>Best Checking Accounts in Utah</strong></a></li>
</ul></div>
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				<div class="et_pb_text_inner"><p class="p1"><strong>Disclaimer: </strong>Promotions, bonuses, rates, eligibility requirements, and other offer terms may change or be discontinued without prior notice. UtahFi works to keep this information current but cannot guarantee that all offer details remain unchanged. Always verify the latest terms and conditions directly with the financial institution before opening an account, applying for a product, or participating in an offer.</p></div>
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<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/capital-one-promotions/">Capital One Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
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		<title>KeyBank Bonuses and Promotions</title>
		<link>https://utahfi.com/incentives/keybank-promotions/</link>
		
		<dc:creator><![CDATA[UtahFi Editorial]]></dc:creator>
		<pubDate>Mon, 31 Aug 2026 00:03:29 +0000</pubDate>
				<category><![CDATA[Incentives]]></category>
		<category><![CDATA[Institutions]]></category>
		<category><![CDATA[Bonuses]]></category>
		<category><![CDATA[KeyBank]]></category>
		<category><![CDATA[Promotions]]></category>
		<guid isPermaLink="false">https://utahfi.com/?p=7003</guid>

					<description><![CDATA[<p><span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 16</span> <span class="rt-label rt-postfix">minutes read · </span></span></p>
<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/keybank-promotions/">KeyBank Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
]]></description>
										<content:encoded><![CDATA[<span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 16</span> <span class="rt-label rt-postfix">minutes read · </span></span><div class="et_pb_section et_pb_section_1 et_section_regular" >
				
				
				
				
				
				
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				<div class="et_pb_text_inner"><h2>KeyBank Promotions Overview</h2>
<p><strong><a href="https://utahfi.com/institutions/keybank/"><img loading="lazy" decoding="async" class="wp-image-5826 alignleft size-full" src="https://utahfi.com/wp-content/uploads/2026/07/KeyBank-144.png" alt="KeyBank logo" width="144" height="144" /></a>KeyBank bonuses and promotions</strong> may include checking account bonuses, savings promotions, business incentives, credit card offers, promotional rates, and relationship benefits available to qualifying Utah customers. For an overview of the institution and its banking services, visit our <strong><a href="https://utahfi.com/institutions/keybank/">KeyBank profile</a>.</strong></p>
<p>This page tracks current KeyBank bonuses and promotions in one place. Offers, eligibility requirements, and expiration dates can change, so review the official KeyBank terms before opening an account or applying for an offer.</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_15  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p><strong>Some promotions may not be publicly advertised.</strong> Financial institutions may offer branch-only, relationship-based, preselected, or targeted promotions to certain customers. UtahFi includes offers that can be verified through public or otherwise reliable official sources, so additional promotions may be available to you directly through the institution.</p></div>
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				<div class="et_pb_text_inner"><h2>Table of Contents</h2>
<ul>
<li><a href="#quick-summary">Quick Summary</a></li>
<li><a href="#checking-account-bonuses">Checking Account Bonuses</a></li>
<li><a href="#savings-account-bonuses">Savings Account Bonuses</a></li>
<li><a href="#business-account-bonuses">Business Account Bonuses</a></li>
<li><a href="#credit-card-bonuses">Credit Card Bonuses</a></li>
<li><a href="#promotional-rates">Promotional Rates</a></li>
<li><a href="#referral-programs">Referral Programs</a></li>
<li><a href="#member-deals-discounts">Member Deals and Discounts</a></li>
<li><a href="#frequently-asked-questions">Frequently Asked Questions</a></li>
<li><a href="#related-utahfi-content">Related UtahFi Content</a></li>
</ul></div>
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			</div><div id="quick-summary" class="et_pb_row et_pb_row_23">
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				<div class="et_pb_text_inner"><h2>Quick Summary</h2>
<p>This summary highlights the most meaningful current KeyBank bonuses and promotions available to qualifying Utah consumers and businesses.</p>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Category</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Current Offers</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Checking Account Bonuses</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Key Smart Checking: <strong>$300 welcome bonus</strong>. Key Select Checking: separate <strong>$500 welcome bonus</strong> and recurring <strong>$100 annual cash bonus</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Savings Account Bonuses</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public cash signup bonus found. Key Select Money Market Savings offers a six-month bonus-rate structure covered under Promotional Rates.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Business Account Bonuses</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public business checking signup bonus found. Key Merchant Services offers a <strong>$600 statement credit</strong> after meeting eligible processing requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Credit Card Bonuses</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public consumer cash or points welcome bonus found. Eligible business cards offer either a <strong>$200 cash bonus</strong> or <strong>100,000 points worth $200</strong> after $1,000 in qualifying purchases within 60 days.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional Rates</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Six-month money-market bonus rate; 12- and 23-month promotional CDs; consumer 0% introductory APR offers for 12 or 15 billing cycles; business card 0% introductory APR offers for six billing cycles; and eligible relationship loan discounts of <strong>0.25 to 1.00 percentage point</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Referral Programs</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public consumer or ordinary business customer referral bonus found.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Member Deals and Discounts</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>25% off</strong> eligible Trust &amp; Will estate-planning services for KeyBank clients.</td>
</tr>
</tbody>
</table></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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			</div><div id="checking-account-bonuses" class="et_pb_row et_pb_row_25">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_24  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Checking Account Bonuses</h2>
<p><strong>KeyBank bonuses and promotions</strong> currently include two public checking welcome bonuses for qualifying new consumer checking customers in Utah, plus a separate recurring annual cash bonus for Key Select Checking.</p>
<h4>Key Smart Checking — $300 Welcome Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$300</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer checking account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Key Smart Checking®</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new Key Smart Checking account using offer code <strong>KDMA0526</strong>, make the $10 minimum opening deposit, and receive at least <strong>$2,000 in eligible ACH direct deposits</strong> within 90 days of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No separate holding period is listed beyond the 90-day qualification period. The account must remain open until the bonus is paid.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0 in monthly service fees</strong> during the qualification and payment periods.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$300 after monthly service fees</strong>. Other account or transaction fees may still apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible direct deposits include ACH deposits such as payroll, Social Security, pension, and government benefits. Teller, ATM, and mobile deposits do not qualify. The bonus is deposited within 60 days after the requirements are met. Limit one account-opening gift per person, and the account must remain open when the bonus is paid.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>December 11, 2026, at 11:59 p.m. Eastern Time</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online through the promotional offer for qualifying Utah residents opening an individual account, subject to account approval and geographic restrictions. Promotional offers available in KeyBank branches may differ.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying new KeyBank consumer checking customers who were not the primary owner of a KeyBank personal checking account during the previous 12 months. KeyBank employees and employees of its affiliates and subsidiaries do not qualify.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/personal/checking/key-smart-checking-account.html" target="_blank" rel="noopener">Key Smart Checking bonus offer</a></strong></p>
<h4>Key Select Checking — $500 Welcome Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$500 one-time welcome bonus</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer checking account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Key Select Checking®</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new Key Select Checking account using offer code <strong>KDMB0526</strong>, make the $50 minimum opening deposit, and receive at least <strong>$5,000 in eligible ACH direct deposits</strong> within 90 days of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No separate holding period is listed beyond the 90-day qualification period. The account must remain open until the bonus is paid.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$25</strong> after the first three statement cycles, or $0 when the customer receives at least $3,000 in eligible direct deposits per statement cycle or maintains at least $15,000 in combined eligible KeyBank balances.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 during the first three statement cycles. Afterward, each monthly service fee charged before the bonus is paid would reduce the offer value by <strong>$25</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$500 before fees</strong>, approximately <strong>$475 after one $25 monthly service fee</strong>, or approximately <strong>$450 after two $25 monthly service fees</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible direct deposits include ACH deposits such as payroll, Social Security, pension, and government benefits. Teller, ATM, and mobile deposits do not qualify. The bonus is deposited within 60 days after the requirements are met. Limit one account-opening gift per person, and the account must remain open when the bonus is paid.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>December 11, 2026, at 11:59 p.m. Eastern Time</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online through the promotional offer for qualifying Utah residents opening an individual account, subject to account approval and geographic restrictions. Promotional offers available in KeyBank branches may differ.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying new KeyBank consumer checking customers who were not the primary owner of a KeyBank personal checking account during the previous 12 months. KeyBank employees and employees of its affiliates and subsidiaries do not qualify.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/personal/checking/key-select-checking-account.html" target="_blank" rel="noopener">Key Select Checking welcome bonus offer</a></strong></p>
<h4>Key Select Checking — $100 Annual Cash Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$100 recurring annual cash bonus</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Ongoing consumer checking benefit; not a signup bonus</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Key Select Checking®</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Receive at least <strong>$60,000 in eligible ACH direct deposits</strong> during the 12-month evaluation period, including at least one eligible direct deposit during the final two calendar months of that period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The evaluation period covers 12 calendar months beginning on the first day of the second full month after account opening. The account must remain open, active, and unchanged through the evaluation and bonus-payment dates.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$25</strong> after the first three statement cycles, or $0 when the customer receives at least $3,000 in eligible direct deposits per statement cycle or maintains at least $15,000 in combined eligible KeyBank balances.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 if every monthly fee is waived. After the introductory waiver, the fee could total up to approximately <strong>$300 over 12 charged statement cycles</strong> if no waiver requirement is met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$100 before fees</strong>. Over 12 charged statement cycles, the annual value would be approximately <strong>-$200 after $300 in monthly service fees</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The $100 bonus is deposited within 30 calendar days after the evaluation period ends. Converting the account to another product forfeits progress toward the bonus. Closed or legally dormant accounts do not qualify. The bonus may be earned again during later annual evaluation periods when all requirements are met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>No published expiration date</strong>; KeyBank may change or discontinue this ongoing account benefit.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying Key Select Checking customers in Utah.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Key Select Checking customers who meet the annual direct-deposit requirements and keep the account open and eligible through the payment date.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/personal/checking/key-select-checking-account.html" target="_blank" rel="noopener">Key Select Checking annual cash bonus</a></strong></p></div>
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			</div><div class="et_pb_row et_pb_row_26">
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				<div class="et_pb_module et_pb_image et_pb_image_8">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
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			</div><div id="savings-account-bonuses" class="et_pb_row et_pb_row_27">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_26  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_19  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Savings Account Bonuses</h2>
<p><strong>KeyBank bonuses and promotions</strong> do not currently include a public cash signup bonus for Key Active Saver or another standard consumer savings account available to qualifying Utah applicants.</p>
<p>Key Select Money Market Savings currently offers a six-month bonus interest rate for customers who meet its balance-growth and account-balance requirements. Because this is a promotional rate rather than a cash signup bonus, the complete offer appears under <strong>Promotional Rates</strong>.</p>
<p><strong>More official info: <a href="https://www.key.com/personal/savings/savings-accounts.html" target="_blank" rel="noopener">Compare KeyBank savings accounts</a></strong></p></div>
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			</div><div id="business-account-bonuses" class="et_pb_row et_pb_row_29">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_27  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_20  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Business Account Bonuses</h2>
<p><strong>KeyBank promotions</strong> do not currently include a fully documented public signup bonus on KeyBank’s business checking account pages. The primary public business incentive is a $600 statement credit for qualifying new Key Merchant Services relationships.</p>
<h4>Key Merchant Services — $600 Statement Credit</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$600 statement credit</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Merchant payment-processing service</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Key Merchant Services</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Establish a new Key Merchant Services relationship and process at least <strong>$5,000 in eligible credit card or debit card volume</strong> during the first three full processing months.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The merchant account must remain open, active, and in good standing through the three full processing months and the statement-credit payment date.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$15.95</strong>, plus processing charges and other applicable costs</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">At least approximately <strong>$47.85 in monthly fees</strong> over three full processing months, excluding transaction charges, equipment costs, chargeback fees, Clover software or security fees, and other possible charges.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Approximately <strong>$552.15 after three $15.95 monthly fees</strong>, before processing charges and other applicable costs.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The new merchant relationship must use a unique Tax ID. Existing merchants adding locations, recently closed and reopened relationships, Clover Go Hardware Only accounts, and certain referral, payment-facilitator, integrated-service-vendor, and independent-sales-organization relationships do not qualify. TeleCheck, gift card, EBT, and Clover Check Acceptance volume does not count toward the $5,000 requirement.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>December 31, 2026, at 11:59 p.m. Eastern Time</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying Utah businesses that establish an eligible new Key Merchant Services relationship, subject to credit approval and the service agreement.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New Key Merchant Services customers that meet the processing, account-status, and eligibility requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/small-business/promo/key-merchant-services-offer.html" target="_blank" rel="noopener">Key Merchant Services $600 statement credit offer</a></strong></p></div>
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			</div><div class="et_pb_row et_pb_row_30">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_28  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_9">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="151" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp" alt="Delicate Arch divider illustration with Utah desert and mountains" title="Delicate Arch Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-300x57.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-768x145.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4826" /></span>
			</div>
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			</div><div id="credit-card-bonuses" class="et_pb_row et_pb_row_31">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_29  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_21  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Credit Card Bonuses</h2>
<p>KeyBank bonuses and promotions currently include two public business credit card welcome bonuses available to qualifying Utah businesses. KeyBank does not currently advertise a public consumer credit card signup bonus.</p>
<h3>Consumer Credit Cards</h3>
<p>KeyBank’s current consumer credit cards do not offer public cash, points, or other signup bonuses. The introductory APR offers available on KeyBank Latitude and Key Cashback are promotional rates and are covered under <strong>Promotional Rates</strong>.</p>
<h3>Business Credit Cards</h3>
<h4>KeyBank Business Cash Rewards — $200 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$200 bonus cash back</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business cash-back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$1,000 in qualifying purchases within the first 60 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$1,000 within 60 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$200</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Cash advances, balance transfers, convenience checks, overdraft-protection transfers, fees, quasi-cash transactions, and other excluded transactions do not count toward the spending requirement. The bonus is based on qualifying net purchases.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying Utah businesses through a KeyBank branch or business banker, subject to credit approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying businesses approved for a new KeyBank Business Cash Rewards Credit Card.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/small-business/banking/credit-cards/cash-rewards-business-credit-card.html" target="_blank" rel="noopener">KeyBank Business Cash Rewards offer</a></strong></p>
<h4>KeyBank Business Rewards — 100,000-Point Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>100,000 bonus points worth $200</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$1,000 in qualifying purchases within the first 60 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$1,000 within 60 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$200</strong>, based on KeyBank’s stated value for the 100,000 bonus points.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Cash advances, balance transfers, convenience checks, overdraft-protection transfers, fees, quasi-cash transactions, and other excluded transactions do not count toward the spending requirement. Bonus points are based on qualifying net purchases.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying Utah businesses through a KeyBank branch or business banker, subject to credit approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying businesses approved for a new KeyBank Business Rewards Credit Card.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/small-business/banking/credit-cards/rewards-business-credit-card.html" target="_blank" rel="noopener">KeyBank Business Rewards offer</a></strong></p></div>
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			</div><div class="et_pb_row et_pb_row_32">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_30  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_10">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
			</div>
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			</div><div id="promotional-rates" class="et_pb_row et_pb_row_33">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_31  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_22  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Promotional Rates</h2>
<p>KeyBank promotions currently include deposit bonus rates, promotional CD terms, introductory credit card APRs, and relationship loan discounts available to qualifying Utah customers.</p>
<h3>Deposit Promotional Rates</h3>
<h4>Key Select Money Market Savings — Six-Month Bonus Rate</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional rate</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Six-month bonus interest rate</strong>. The exact interest rate and blended APY vary by location and must be verified using KeyBank’s Utah-specific rate lookup.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Money market savings account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Minimum to open</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$5,000</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new Key Select Money Market Savings account, maintain an eligible balance, and increase either total KeyBank relationship balances or qualifying liquid deposits by at least <strong>$25,000</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Eligible balance</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$25,000–$1,999,999.99</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Six months beginning on the account-opening date. The bonus rate becomes effective after the requirements are met, but the six-month period does not restart.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$20</strong> or $0 by maintaining a $25,000 daily balance or owning an eligible premium or relationship checking account.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Rate after promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The account returns to the current variable rate after the six-month promotional period or when qualification requirements are not maintained.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying growth may include new money deposited from outside KeyBank or proceeds from a maturing KeyBank CD. KeyBank publishes location-specific rates, so an APY displayed for another ZIP code should not be treated as a Utah APY.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed. Rates and terms can change without notice.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying Utah applicants, subject to account approval and location-specific rates.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Customers who open a new eligible account and satisfy the balance-growth and account-balance requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/personal/savings/select-money-market-account.html" target="_blank" rel="noopener">Key Select Money Market Savings bonus rate</a></strong></p>
<h4>KeyBank Promotional CDs — 12- and 23-Month Terms</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional terms</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>12 months and 23 months</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Fixed-rate certificate of deposit</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional APY</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by ZIP code, term, deposit tier, and qualifying KeyBank relationship. Verify the current Utah-specific APY before opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Minimum to open</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Generally <strong>$2,500</strong> for a Tiered Long-Term CD and <strong>$100,000</strong> for a High-Yield Jumbo CD. The applicable promotional balance tier should be confirmed before opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open an eligible CD for a current promotional term. A higher relationship rate may require an eligible KeyBank checking relationship.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Funds must remain in the CD until maturity to avoid an early-withdrawal penalty.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">An early-withdrawal penalty may reduce principal or interest if funds are withdrawn before maturity.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The rate is fixed for the original term. CDs generally renew automatically at the rate available on the renewal date unless other instructions are provided during the applicable grace period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The 12- and 23-month promotional terms are listed as ongoing, but rates can change before the CD is opened.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying Utah customers at the rates and balance tiers offered for their location.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Customers who meet the opening-deposit and product requirements. Relationship rates require an eligible KeyBank relationship.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/personal/cd/certificate-of-deposit.html" target="_blank" rel="noopener">KeyBank promotional CD rates</a></strong></p>
<h3>Consumer Credit Card Introductory Rates</h3>
<h4>KeyBank Latitude — 0% APR for 15 Billing Cycles</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional rate</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>0% introductory APR for 15 billing cycles</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Eligible transactions</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Purchases and qualifying balance transfers. Balance transfers must be completed within <strong>60 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">First 15 billing cycles after account opening</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Balance-transfer fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The greater of <strong>$10 or 4% of each transfer</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>APR after promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>18.49%–25.49% variable APR</strong>, based on creditworthiness.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The introductory APR does not eliminate balance-transfer fees. The post-promotional APR is variable and may change with the Prime Rate.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to Utah applicants, subject to credit approval and offer eligibility.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New cardholders approved for KeyBank Latitude under the applicable offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/personal/credit-cards/compare-credit-cards.html" target="_blank" rel="noopener">KeyBank Latitude introductory APR</a></strong></p>
<h4>Key Cashback — 0% Balance-Transfer APR for 12 Billing Cycles</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional rate</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>0% introductory APR for 12 billing cycles</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer cash-back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Eligible transactions</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying balance transfers completed within <strong>60 days</strong> of account opening. Purchases do not receive the 0% introductory APR.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">First 12 billing cycles after account opening</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Balance-transfer fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The greater of <strong>$10 or 4% of each transfer</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>APR after promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>20.49%–27.49% variable APR</strong>, based on creditworthiness.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Carrying a transferred balance may eliminate the grace period on new purchases. Paying only the purchase portion may not prevent purchase interest; KeyBank states that the entire balance, including the transfer, must be paid by the due date to avoid purchase interest.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to Utah applicants, subject to credit approval and offer eligibility.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New cardholders approved for Key Cashback under the applicable offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/personal/credit-cards/compare-credit-cards.html" target="_blank" rel="noopener">Key Cashback balance-transfer offer</a></strong></p>
<h3>Business Credit Card Introductory Rates</h3>
<h4>KeyBank Business Credit Cards — 0% APR for Six Billing Cycles</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional rate</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>0% introductory APR for six billing cycles</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Eligible cards</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">KeyBank Business Cash Rewards, KeyBank Business Rewards, and KeyBank Business Card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Eligible transactions</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Purchases and qualifying balance transfers. Balance transfers must be completed within <strong>60 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">First six billing cycles after account opening</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Balance-transfer fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The greater of <strong>$10 or 4% of each transfer</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>APR after promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business Cash Rewards: <strong>17.49%–27.49% variable APR</strong>. Business Rewards: <strong>15.49%–25.49% variable APR</strong>. Verify the current post-promotional APR for the KeyBank Business Card in the application disclosure.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The introductory APR does not apply to cash advances. Regular variable APRs apply after the promotion and may change with the Prime Rate.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying Utah businesses, subject to credit approval and offer eligibility.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Businesses approved for a new eligible KeyBank business credit card.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/small-business/banking/credit-cards/cash-rewards-business-credit-card.html" target="_blank" rel="noopener">KeyBank Business Cash Rewards introductory APR</a></strong></p>
<p><strong>More official info: <a href="https://www.key.com/small-business/banking/credit-cards/rewards-business-credit-card.html" target="_blank" rel="noopener">KeyBank Business Rewards introductory APR</a></strong></p>
<p><strong>More official info: <a href="https://www.key.com/small-business/banking/credit-cards/mastercard-small-business-credit-card.html" target="_blank" rel="noopener">KeyBank Business Card introductory APR</a></strong></p>
<h3>Relationship Loan Discounts</h3>
<h4>KeyBank Mortgages and HELOCs — 0.25-Percentage-Point Discount</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Discount</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>0.25-percentage-point interest-rate reduction</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New KeyBank mortgage or home equity line of credit</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Own an eligible KeyBank relationship checking account during the application process, or complete the required form to make automatic payments from an eligible KeyBank consumer checking account.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Relationship requirement</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">An eligible consumer checking account generally requires at least <strong>five qualifying transactions per calendar month</strong>. Eligible Key Private Bank checking relationships may also qualify.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Qualification deadline</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Before the mortgage Closing Disclosure is issued or before the HELOC closes, as applicable.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How the discount applies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">For fixed-rate mortgages, the reduction applies to the note rate. For adjustable-rate mortgages, it applies to the initial fixed-rate period. For HELOCs, it reduces the applicable margin.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Standard checking-account service charges and normal mortgage or HELOC costs may apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The relationship and automatic-payment paths are alternatives and do not create a combined 0.50-point discount. The reduction applies only to eligible new applications and may not be combined with certain other promotions or discounts.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available on eligible products in Utah, subject to credit approval, product availability, and KeyBank requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Borrowers approved for an eligible new KeyBank mortgage or HELOC who complete one of the qualifying relationship or automatic-payment paths on time.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/personal/relationship-rate/index.html" target="_blank" rel="noopener">KeyBank mortgage and HELOC relationship discount</a></strong></p>
<h4>Eligible Personal, Auto, and Home-Improvement Loans — Up to 1.00 Percentage Point in Discounts</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Discount</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>0.75-percentage-point relationship discount</strong>, plus a separate <strong>0.25-percentage-point Auto-Pay discount</strong>, for up to 1.00 percentage point total.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible new personal, auto, and home-improvement loans</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Own an eligible KeyBank relationship checking account during the loan-application process to receive the 0.75-point discount. Enroll in automatic payments from a KeyBank checking account before closing to receive the additional 0.25-point discount.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Relationship requirement</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">An eligible consumer checking account generally requires at least <strong>five qualifying transactions per calendar month</strong>. An eligible Key Private Bank checking account may also qualify.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Discount duration</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The applicable discount is reflected in the loan’s promissory note and remains in effect for the loan term.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Standard checking-account service charges and normal loan costs may apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The two discounts have separate requirements but may be combined. Eligibility, available loan products, and final pricing depend on credit approval and KeyBank underwriting.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available on eligible products to qualifying Utah borrowers, subject to credit approval and product availability.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Borrowers approved for an eligible new KeyBank loan who satisfy the relationship and/or Auto-Pay requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/personal/relationship-rate/index.html" target="_blank" rel="noopener">KeyBank personal lending relationship discounts</a></strong></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
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				<div class="et_pb_text_inner"><h2>Referral Programs</h2>
<p>No public consumer or ordinary business customer referral bonus is currently available from KeyBank for qualifying Utah customers.</p>
<p>KeyBank does maintain a separate <a href="https://www.key.com/businesses-institutions/solutions/keybank-referral-opportunities.html" target="_blank" rel="noopener">institutional referral opportunities program</a> for businesses that refer clients to KeyBank. This is a commercial referral partnership rather than a standard customer refer-a-friend bonus, so it is not included as a public KeyBank promotion.</p>
<p>Targeted, branch, employer-linked, relationship, digital, and customer-specific referral offers may still be available to selected customers.</p></div>
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				<div class="et_pb_text_inner"><h2>Member Deals and Discounts</h2>
<p>KeyBank customer deals currently include a 25% discount on eligible Trust &amp; Will estate-planning services.</p>
<h4>Trust &amp; Will Estate Planning — 25% Discount</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Deal or discount</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>25% off</strong> eligible Trust &amp; Will estate-planning services.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Third-party estate-planning discount</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Be a KeyBank client and access the Trust &amp; Will offer through KeyBank’s official relationship-benefits or estate-planning page.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Eligible services</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible online estate-planning products offered through Trust &amp; Will, subject to the partner’s current terms.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Trust &amp; Will’s applicable price after the 25% discount. The service is not free.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Trust &amp; Will is an unaffiliated third party responsible for its products, pricing, website, and service availability. The service does not replace individualized legal or tax advice when professional guidance is needed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying KeyBank clients in Utah, subject to Trust &amp; Will’s service availability and current terms.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible KeyBank clients who access the partner offer through KeyBank.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.key.com/personal/relationship-rate/index.html" target="_blank" rel="noopener">KeyBank Trust &amp; Will discount</a></strong></p>
<p>KeyBank’s loan and deposit relationship discounts are covered under Promotional Rates and are not repeated here.</p></div>
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				<div class="et_pb_text_inner"><h2>Frequently Asked Questions</h2>
<p>These answers summarize the most important details about current KeyBank bonuses and promotions available to qualifying Utah customers.</p>
<h4>Does KeyBank currently offer a checking account bonus?</h4>
<p>Yes. Key Smart Checking currently offers a <strong>$300 welcome bonus</strong>, while Key Select Checking offers a separate <strong>$500 welcome bonus</strong>. Each account has its own offer code, opening deposit, direct-deposit requirement, and qualification terms.</p>
<h4>Does Key Select Checking also pay an annual cash bonus?</h4>
<p>Yes. The recurring <strong>$100 annual cash bonus</strong> is separate from the one-time $500 welcome bonus. It requires at least $60,000 in eligible direct deposits during the 12-month evaluation period and at least one eligible direct deposit transaction during the final two calendar months of the evaluation period. The account must remain open and in good standing.</p>
<h4>Does KeyBank offer savings promotions?</h4>
<p>KeyBank does not currently advertise a public cash signup bonus for Key Active Saver. Key Select Money Market Savings offers a six-month bonus-rate structure, and KeyBank currently lists 12- and 23-month promotional CD terms. Deposit rates vary by location, so applicants should verify the current Utah-specific APY before opening an account.</p>
<h4>Does KeyBank offer credit card bonuses?</h4>
<p>No public cash or points welcome bonus was found for KeyBank’s current consumer credit cards. KeyBank’s business cards include a $200 cash welcome bonus or 100,000 points worth $200 on eligible cards after $1,000 in qualifying purchases within 60 days. Consumer and business cards may also offer 0% introductory APR periods, but those are promotional rates rather than welcome bonuses.</p>
<h4>Are KeyBank promotions available in Utah?</h4>
<p>The offers included on this page are available to qualifying Utah consumers or businesses, subject to product availability, account or credit approval, application-channel requirements, and the terms of each promotion. Deposit rates and some product terms may vary by ZIP code.</p>
<h4>Does KeyBank have a referral program?</h4>
<p>No public consumer or ordinary business customer referral bonus is currently available. KeyBank maintains a separate commercial referral program for businesses and institutions that refer clients, but it is not a standard customer refer-a-friend offer.</p>
<h4>Can KeyBank have promotions that are not advertised publicly?</h4>
<p>Yes. KeyBank may provide targeted mail, email, digital, branch, employer-linked, relationship, preselected, or customer-specific offers that do not appear on its public website. Customers should review the complete terms of any targeted offer because its amount, deadline, eligibility rules, and offer code may differ from the public promotions listed here.</p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
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			</div><div id="related-utahfi-content" class="et_pb_row et_pb_row_40">
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				<div class="et_pb_text_inner"><h2>Related UtahFi Content</h2>
<p>Explore UtahFi’s current coverage of KeyBank in Utah.</p>
<h3>Institution Profile</h3>
<p><a href="https://utahfi.com/institutions/keybank/">KeyBank in Utah Review: History, Accounts, Loans &amp; Services</a></p></div>
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				<div class="et_pb_text_inner"><p class="p1"><strong>Disclaimer: </strong>Promotions, bonuses, rates, eligibility requirements, and other offer terms may change or be discontinued without prior notice. UtahFi works to keep this information current but cannot guarantee that all offer details remain unchanged. Always verify the latest terms and conditions directly with the financial institution before opening an account, applying for a product, or participating in an offer.</p></div>
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<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/keybank-promotions/">KeyBank Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
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		<title>Goldenwest Credit Union Bonuses and Promotions</title>
		<link>https://utahfi.com/incentives/goldenwest-credit-union-promotions/</link>
		
		<dc:creator><![CDATA[UtahFi Editorial]]></dc:creator>
		<pubDate>Fri, 28 Aug 2026 05:26:34 +0000</pubDate>
				<category><![CDATA[Incentives]]></category>
		<category><![CDATA[Institutions]]></category>
		<category><![CDATA[Bonuses]]></category>
		<category><![CDATA[Goldenwest Credit Union]]></category>
		<category><![CDATA[Promotions]]></category>
		<guid isPermaLink="false">https://utahfi.com/?p=6947</guid>

					<description><![CDATA[<p><span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 11</span> <span class="rt-label rt-postfix">minutes read · </span></span></p>
<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/goldenwest-credit-union-promotions/">Goldenwest Credit Union Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
]]></description>
										<content:encoded><![CDATA[<span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 11</span> <span class="rt-label rt-postfix">minutes read · </span></span><div class="et_pb_section et_pb_section_2 et_section_regular" >
				
				
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Goldenwest Credit Union Promotions Overview</h2>
<p><strong><a href="https://utahfi.com/institutions/goldenwest-credit-union/"><img loading="lazy" decoding="async" class="wp-image-807 size-full alignleft" src="https://utahfi.com/wp-content/uploads/2026/01/Goldenwest-Credit-Union-144.png" alt="Goldenwest Credit Union" width="144" height="144" /></a>Goldenwest Credit Union bonuses and promotions</strong> include checking and youth incentives, credit card bonuses, promotional rates, relationship discounts, and member rewards available to qualifying Utah members. Eligibility and availability vary by offer, product, age, account relationship, and promotional period.</p>
<p>This page tracks Goldenwest’s current public bonuses and promotions separately from its standard products and ongoing account features. For broader information about membership, accounts, loans, and services, see the <a href="https://utahfi.com/institutions/goldenwest-credit-union/"><strong>Goldenwest Credit Union profile</strong></a>.</p></div>
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				<div class="et_pb_text_inner"><p><strong>Some promotions may not be publicly advertised.</strong> Financial institutions may offer branch-only, relationship-based, preselected, or targeted promotions to certain customers. UtahFi includes offers that can be verified through public or otherwise reliable official sources, so additional promotions may be available to you directly through the institution.</p></div>
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				<div class="et_pb_text_inner"><h2>Table of Contents</h2>
<ul>
<li><a href="#quick-summary">Quick Summary</a></li>
<li><a href="#checking-account-bonuses">Checking Account Bonuses</a></li>
<li><a href="#savings-account-bonuses">Savings Account Bonuses</a></li>
<li><a href="#business-account-bonuses">Business Account Bonuses</a></li>
<li><a href="#credit-card-bonuses">Credit Card Bonuses</a></li>
<li><a href="#promotional-rates">Promotional Rates</a></li>
<li><a href="#referral-programs">Referral Programs</a></li>
<li><a href="#member-deals-discounts">Member Deals and Discounts</a></li>
<li><a href="#frequently-asked-questions">Frequently Asked Questions</a></li>
<li><a href="#related-utahfi-content">Related UtahFi Content</a></li>
</ul></div>
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				<div class="et_pb_text_inner"><h2>Quick Summary</h2>
<p>Current <strong>Goldenwest Credit Union promotions</strong> include youth account incentives, consumer and business credit card offers, promotional financing, relationship-based benefits, and member discounts.</p>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; text-align: left; vertical-align: top; background-color: #f4b400; color: #000000;"><strong>Category</strong></th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; text-align: left; vertical-align: top; background-color: #f4b400; color: #000000;"><strong>Current Offers</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Checking Account Bonuses</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Smart Money Offer worth up to $250 for qualifying members ages 13–25; expires December 31, 2026.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Savings Account Bonuses</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">$10 Kids Club deposit and a Dollar Dog promotional item for qualifying new accounts opened with at least $25.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Business Account Bonuses</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">No public business checking or savings signup bonus; Business Reward Yourself Checking provides ongoing relationship benefits.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Credit Card Bonuses</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Consumer offer: $100 Gold Account deposit and 0% purchase APR for six months. Business offer: 25,000 or 50,000 bonus points after meeting the applicable spending requirement.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional Rates</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Current offers include a 6.00% APY Gold Account, a 3.33% introductory HELOC APR, deferred loan payments, mortgage refinancing benefits, and relationship-based rate discounts.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Referral Programs</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">No public consumer or business member referral bonus is currently available.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Member Deals and Discounts</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Includes insurance savings, an identity-theft recovery discount, and a 90-day Positive Pay trial for qualifying business members.</td>
</tr>
</tbody>
</table></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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				<div class="et_pb_text_inner"><h2>Checking Account Bonuses</h2>
<p>Among current <strong>Goldenwest Credit Union bonuses and promotions</strong>, the main public checking offer is the Smart Money Offer for members ages 13–25. The credit union does not currently advertise a comparable general checking signup bonus for all adults.</p>
<h4>Smart Money Offer — Up to $250</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; text-align: left;"><strong>Detail</strong></th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; text-align: left;"><strong>Offer</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Up to $250 for a new qualifying account; up to $200 for an existing youth account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Youth and young-adult checking bonus</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">SMARTStart or SMARTPay Checking</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Minimum to open</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Not stated in the promotional terms</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">
<ul>
<li>$50: Open a new eligible account with a debit card and eStatements.</li>
<li>$50: Complete six outgoing debit-card transactions within 90 days.</li>
<li>$100: Complete the required Smart Money courses within one year with an 80% passing score.</li>
<li>$50: Keep the account active and in good standing for one year.</li>
</ul>
</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">One year to earn the final $50; earlier deposits are paid after their individual requirements are completed</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$0 in monthly service fees over the one-year qualification period</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Up to $250, assuming no other account charges</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Members ages 13–17 must complete 10 courses and record at least 24 qualifying account transactions during the year. Members ages 18–25 must complete five courses and record at least 60 qualifying transactions. The offer cannot be combined with another offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">December 31, 2026</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Online or at a Goldenwest branch; available to qualifying Utah members</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Goldenwest members ages 13–25. Members under 18 need a parent or qualified joint owner. Existing eligible youth-account holders may activate steps 2–4 and earn up to $200.</td>
</tr>
</tbody>
</table>
<p><a href="https://www.gwcu.org/learn/financial-wellness/smart-money-student-promo" target="_blank" rel="noopener"><strong>More official info: Goldenwest Smart Money Offer</strong></a></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
			</div>
			</div>
				
				
				
				
			</div><div id="savings-account-bonuses" class="et_pb_row et_pb_row_48">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_46  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_33  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Savings Account Bonuses</h2>
<p>Current <strong>Goldenwest Credit Union promotions</strong> include a small incentive for opening a Kids Club Savings Account. No general savings signup bonus is currently advertised for adults.</p>
<h4>Kids Club Savings — $10 Deposit and Dollar Dog</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; text-align: left;"><strong>Detail</strong></th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; text-align: left;"><strong>Offer</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$10 account deposit and a Dollar Dog promotional item</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Children’s savings account bonus</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Kids Club Savings Account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Minimum to open</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$5 for the account; an initial deposit of at least $25 is required for the promotion</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Open a new Kids Club Savings Account and make an initial deposit of at least $25</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">No bonus holding period stated; a $5 minimum balance is required to maintain the account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$0 in monthly service fees</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$10, plus the Dollar Dog promotional item</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Available on new accounts only. A qualifying adult must be a joint member. The offer cannot be combined with another offer. Dollar Dog is available at branch locations while supplies last.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Not stated</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">The account may be opened online or at a Goldenwest branch; Dollar Dog is available at branches while supplies last</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying Goldenwest members ages 12 and younger with an eligible adult joint member</td>
</tr>
</tbody>
</table>
<p><a href="https://www.gwcu.org/save/savings/kids-club-savings-account" target="_blank" rel="noopener"><strong>More official info: Goldenwest Kids Club Savings Account</strong></a></p>
<p>Goldenwest also distributes an annual Golden Rewards Loyalty Bonus based on member engagement. However, the current public disclosure still identifies the December 31, 2025 distribution, so UtahFi does not list a 2026 amount or payment date as confirmed.</p></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_49">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_47  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_16">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="203" src="https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800.webp" alt="Utah State Capitol divider illustration with mountain landscape background" title="Utah State Capitol Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800-300x76.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800-768x195.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4829" /></span>
			</div>
			</div>
				
				
				
				
			</div><div id="business-account-bonuses" class="et_pb_row et_pb_row_50">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_48  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_34  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Business Account Bonuses</h2>
<p>No current public <strong>Goldenwest Credit Union bonuses and promotions</strong> were found for opening a business checking or savings account or enrolling in merchant services.</p>
<p>Business Reward Yourself Checking provides ongoing benefits—including higher rewards, loan discounts, a certificate rate bump, and waived account fees—but Goldenwest does not present these features as a temporary signup bonus. Current business credit card offers are covered separately under Credit Card Bonuses.</p>
<p><a href="https://www.gwcu.org/save/business/checking/business-reward-yourself-checking" target="_blank" rel="noopener"><strong>More official info: Business Reward Yourself Checking</strong></a></p></div>
			</div>
			</div>
				
				
				
				
			</div><div id="credit-card-bonuses" class="et_pb_row et_pb_row_52">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_49  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_35  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Credit Card Bonuses</h2>
<p>Current <strong>Goldenwest Credit Union promotions</strong> include separate welcome offers for new consumer and business Visa credit cards.</p>
<h3>Consumer Credit Cards</h3>
<h4>$100 Gold Account Deposit and 0% Purchase APR</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; text-align: left;"><strong>Detail</strong></th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; text-align: left;"><strong>Offer</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Bonus or offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$100 deposit into the member’s Gold Account and 0% APR on purchases for the first six months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">New Goldenwest consumer Visa credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Open an eligible new consumer Visa card and complete five purchases within the first six months. The 0% introductory APR applies to eligible purchases made during the first six months.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Five purchases; no minimum dollar amount is stated</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$100, plus the temporary 0% purchase APR</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">The 0% APR does not apply to cash advances or balance transfers. Conversions from an existing Visa do not qualify. Limited to one offer per account or qualifying member and cannot be combined with a new business credit card offer. Subject to credit approval.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">September 30, 2026</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Available on qualifying new Goldenwest or USU Credit Union consumer Visa cards, including eligible Goldenwest members in Utah</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Primary members age 18 or older approved for a new eligible consumer Visa credit card</td>
</tr>
</tbody>
</table>
<p><a href="https://www.gwcu.org/borrow/visa-cards/new-visa-promotions" target="_blank" rel="noopener"><strong>More official info: Goldenwest consumer Visa promotion</strong></a></p>
<h3>Business Credit Cards</h3>
<h4>Business Visa Rewards — 25,000 or 50,000 Bonus Points</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; text-align: left;"><strong>Detail</strong></th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; text-align: left;"><strong>Offer</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Bonus or offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">25,000 bonus points, or 50,000 bonus points with active Business Reward Yourself Checking</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">New Business Visa Rewards Credit Card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Spend $3,000 within 90 days to earn 25,000 points. Businesses with active Business Reward Yourself Checking can instead spend $5,000 within 90 days to earn 50,000 points.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$3,000 for 25,000 points; $5,000 for 50,000 points</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">25,000 or 50,000 points with no annual fee; UtahFi does not assign an unofficial cash value to the points</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Available on new Business Visa Rewards cards only. Limited to one offer per business account or EIN. The 50,000-point offer requires active Business Reward Yourself Checking. Consumer credit cards are excluded.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Not stated</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Available to qualifying Goldenwest business members in Utah</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying businesses approved for a new Business Visa Rewards Credit Card; the higher offer also requires active Business Reward Yourself Checking</td>
</tr>
</tbody>
</table>
<p><a href="https://www.gwcu.org/borrow/business-loans/business-credit-cards/business-visa-rewards-credit-card" target="_blank" rel="noopener"><strong>More official info: Goldenwest Business Visa Rewards Credit Card</strong></a></p></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_53">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_50  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_17">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
			</div>
			</div>
				
				
				
				
			</div><div id="promotional-rates" class="et_pb_row et_pb_row_54">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_51  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_36  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Promotional Rates</h2>
<p><strong>Goldenwest Credit Union bonuses and promotions</strong> include several rates and financing benefits that provide something beyond the credit union’s ordinary product terms. Current offers include a high-yield loyalty account, introductory HELOC financing, deferred loan payments, mortgage refinancing benefits, and relationship-based discounts.</p>
<h4>Gold Account — 6.00% APY</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Rate</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">6.00% APY</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Account fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Eligibility</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Goldenwest members receive a Gold Account as a loyalty savings account.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Funding restrictions</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Members cannot make ordinary deposits. Funds enter through Golden Rewards Loyalty Bonuses, Round Up Rewards, Visa cash back, and qualifying promotional offers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Access</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Withdrawals and transfers out are allowed at any time.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Ongoing while the published rate remains in effect.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.gwcu.org/save/savings/gold-account" target="_blank" rel="noopener">Goldenwest Gold Account</a></strong></p>
<h4>HELOC Promotional Advance — 3.33% APR for 180 Days</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Introductory rate</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">3.33% fixed APR for 180 days</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Minimum advance</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$10,000 in one qualifying advance</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Eligible accounts</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying new or existing Cashliner 4 and Cashliner 5 HELOCs</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Advance period</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">July 1 through September 30, 2026</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>After 180 days</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Any remaining promotional balance converts to the variable APR specified in the member’s HELOC agreement.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Important limits</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">One promotional advance per member. HELOCs that received the same promotional rate from April 1 through June 30, 2026 are excluded. Credit approval, property insurance, and other restrictions apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Closing costs</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Estimated at $500–$1,000. Goldenwest may pay them for qualifying applications, but reimbursement is required if the line closes within 24 months.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.gwcu.org/borrow/home-loans/home-equity-line-of-credit" target="_blank" rel="noopener">Goldenwest HELOC Special Offer</a></strong></p>
<h4>Great Outdoors Powersports Financing</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional rate</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">As low as 7.99% fixed APR</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Payment deferral</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">First payment deferred for 90 days</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Eligible vehicles</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">ATVs, UTVs, motorcycles, and snow machines purchased at a Young Powersports dealership</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Borrower requirements</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Well-qualified borrowers with a FICO score of 740 or higher; financing must be completed onsite through Goldenwest or USU Credit Union.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Maximum term</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Up to 75 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Offer period</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">August 27–31, 2026</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.gwcu.org/promos/the-great-outdoors-sale" target="_blank" rel="noopener">Great Outdoors Powersports Sale</a></strong></p>
<h4>Auto Loans — Up to 90 Days with No Payment</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Defer the first payment for up to 90 days from the loan closing date.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Minimum loan</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">$10,000</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Eligible financing</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Consumer new-vehicle purchases and refinances from an outside lender</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Credit requirement</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">VantageScore of 680 or higher</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Exclusions</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Business auto loans and existing Goldenwest loans are not eligible.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Important term</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Interest continues to accrue during the deferral period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">No public end date stated; offer is subject to change.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.gwcu.org/borrow/vehicle-loans/auto-loans" target="_blank" rel="noopener">Goldenwest Auto Loan Special Offer</a></strong></p>
<h4>Free-Fi Mortgage Refinance Benefit</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Benefit</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Purchase or refinance an eligible owner-occupied home, then refinance again within three years with qualifying lender fees waived.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Waiting period</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">At least six on-time mortgage payments</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fee waiver</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Origination fee waiver up to 1% of the loan amount or $4,000, whichever is less</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Eligible first loan</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying conventional, Goldenwest 5/1 or 7/1 ARM, FHA, VA, or USDA purchase or refinance loan</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Eligible later refinance</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">15- to 30-year conventional loan; portfolio loans are excluded.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Additional costs</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Third-party charges, including title, appraisal, credit, and recording fees, remain the borrower’s responsibility.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Applications taken on or after May 13, 2024; no public end date stated and the offer is subject to change.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.gwcu.org/borrow/home-loans/free-fi" target="_blank" rel="noopener">Goldenwest Free-Fi Mortgage Offer</a></strong></p>
<h4>Ongoing Relationship Rate Benefits</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Reward Yourself Checking</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">0.25% rate discount on qualifying auto, RV, and signature loans, plus up to a $450 credit toward a home appraisal. Monthly eStatement, direct-deposit, and card-purchase requirements apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Business Reward Yourself Checking</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">0.25% rate discount on business-purpose auto loans and a 0.25% rate bump on business certificates.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>President’s Club</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">0.25% APY bump on certificates for opted-in members who maintain at least $50,000 in aggregate deposits.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.gwcu.org/save/checking/reward-yourself" target="_blank" rel="noopener">Reward Yourself Checking Benefits</a></strong><br /><strong>More official info: <a href="https://www.gwcu.org/save/business/checking/business-reward-yourself-checking" target="_blank" rel="noopener">Business Reward Yourself Checking Benefits</a></strong><br /><strong>More official info: <a href="https://www.gwcu.org/exclusives/presidents-club" target="_blank" rel="noopener">Goldenwest President’s Club</a></strong></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
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				<div class="et_pb_text_inner"><h2>Referral Programs</h2>
<p>No public consumer or business member referral bonus is currently available.</p>
<p>Although current <strong>Goldenwest Credit Union promotions</strong> do not include a referral reward, certain individuals can qualify for membership through an immediate family member. Family-based eligibility does not provide a published cash bonus.</p></div>
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				<div class="et_pb_text_inner"><h2>Member Deals and Discounts</h2>
<p>Separate from Goldenwest’s rewards programs, current <strong>Goldenwest Credit Union bonuses and promotions</strong> include insurance savings, an identity-theft recovery discount, and a free business fraud-protection trial.</p>
<h4>Current Member Deals and Discounts</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background-color: #f4b400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Identity-theft recovery discount</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Reward Yourself Checking members can receive up to a 30% discount on qualifying identity-theft recovery services when monthly account requirements are met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Insurance savings</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Goldenwest Insurance Services states that members have saved up to 35% on insurance. Actual savings depend on the policy, insurer, applicant, and available discounts.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Positive Pay free trial</strong></td>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying business members can try Goldenwest Positive Pay free for 90 days. Standard fees begin on day 91 unless the service is canceled during the trial.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.gwcu.org/save/checking/reward-yourself" target="_blank" rel="noopener">Reward Yourself Checking Benefits</a></strong><br /><strong>More official info: <a href="https://www.gwcu.org/protect/quick-quotes" target="_blank" rel="noopener">Goldenwest Insurance Quick Quotes</a></strong><br /><strong>More official info: <a href="https://www.gwcu.org/services/business-solutions/positive-pay" target="_blank" rel="noopener">Goldenwest Positive Pay</a></strong></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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				<div class="et_pb_text_inner"><h2>Frequently Asked Questions</h2>
<h4>Does Goldenwest Credit Union currently offer a checking bonus?</h4>
<p>Yes. Among current <strong>Goldenwest Credit Union promotions</strong>, the Smart Money Offer allows qualifying members ages 13–25 to earn up to $250 with a new SMARTStart or SMARTPay Checking account. Existing eligible youth-account holders can activate part of the offer and earn up to $200. Goldenwest does not currently advertise a comparable general checking signup bonus for all adults.</p>
<h4>What is the Goldenwest Smart Money offer?</h4>
<p>The Smart Money Offer rewards eligible members for opening or using a youth checking account, completing debit-card transactions, finishing financial education courses, and keeping the account active and in good standing for one year. The offer is scheduled to expire December 31, 2026.</p>
<h4>Does Goldenwest offer credit card bonuses?</h4>
<p>Yes. Qualifying new consumer Visa cardholders can receive a $100 Gold Account deposit after completing five purchases and receive 0% APR on eligible purchases for six months. Goldenwest also offers 25,000 or 50,000 bonus points on qualifying new Business Visa Rewards cards, depending on spending and the business checking relationship.</p>
<h4>Does Reward Yourself Checking include loan discounts?</h4>
<p>Yes. Qualifying Reward Yourself Checking members can receive a 0.25% rate discount on eligible auto, RV, and signature loans, up to a $450 home-appraisal credit, and up to a 30% discount on qualifying identity-theft recovery services. Monthly eStatement, direct-deposit, and card-purchase requirements apply.</p>
<h4>Does Goldenwest offer a year-end member loyalty bonus?</h4>
<p>Goldenwest describes the Golden Rewards Loyalty Bonus as an annual member benefit based on qualifying deposits, transactions, loans, and insurance relationships. However, the current public disclosure still identifies December 31, 2025, as the most recent distribution date. A 2026 amount and payment date have not been publicly confirmed.</p>
<h4>Does Goldenwest have a referral bonus?</h4>
<p>No public consumer or business member referral bonus is currently available. Immediate family relationships may help someone qualify for membership, but family-based eligibility does not provide a published referral reward.</p>
<h4>Can Goldenwest Credit Union have promotions that are not advertised publicly?</h4>
<p>Yes. Goldenwest may provide targeted, branch-specific, relationship-based, digital, or affiliated-credit-union offers that are not displayed on its public website. UtahFi tracks publicly verifiable offers and does not present unconfirmed or individually targeted promotions as broadly available.</p></div>
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				<div class="et_pb_text_inner"><h2>Related UtahFi Content</h2>
<h3>Institution Profile</h3>
<ul>
<li><a href="https://utahfi.com/institutions/goldenwest-credit-union/"><strong>Goldenwest Credit Union: Accounts, Loans, Cards, and Membership</strong></a></li>
</ul>
<h3>Rankings</h3>
<ul>
<li><a href="https://utahfi.com/insights/best-credit-unions-in-utah/"><strong>Best Credit Unions in Utah: Top 10 Picks (2026)</strong></a></li>
</ul></div>
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				<div class="et_pb_text_inner"><p class="p1"><strong>Disclaimer: </strong>Promotions, bonuses, rates, eligibility requirements, and other offer terms may change or be discontinued without prior notice. UtahFi works to keep this information current but cannot guarantee that all offer details remain unchanged. Always verify the latest terms and conditions directly with the financial institution before opening an account, applying for a product, or participating in an offer.</p></div>
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<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/goldenwest-credit-union-promotions/">Goldenwest Credit Union Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
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		<title>Bank of America Bonuses and Promotions</title>
		<link>https://utahfi.com/incentives/bank-of-america-promotions/</link>
		
		<dc:creator><![CDATA[UtahFi Editorial]]></dc:creator>
		<pubDate>Thu, 27 Aug 2026 02:00:35 +0000</pubDate>
				<category><![CDATA[Incentives]]></category>
		<category><![CDATA[Institutions]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Bonuses]]></category>
		<category><![CDATA[Promotions]]></category>
		<guid isPermaLink="false">https://utahfi.com/?p=6899</guid>

					<description><![CDATA[<p><span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 17</span> <span class="rt-label rt-postfix">minutes read · </span></span></p>
<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/bank-of-america-promotions/">Bank of America Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
]]></description>
										<content:encoded><![CDATA[<span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 17</span> <span class="rt-label rt-postfix">minutes read · </span></span><div class="et_pb_section et_pb_section_3 et_section_regular" >
				
				
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Bank of America Promotions Overview</h2>
<p class="p1"><strong><a href="https://utahfi.com/institutions/bank-of-america/"><img loading="lazy" decoding="async" class="wp-image-2530 size-full alignleft" src="https://utahfi.com/wp-content/uploads/2026/03/bank-of-america-144.jpg" alt="Bank of America logo" width="144" height="144" /></a>Bank of America bonuses and promotions</strong> can include checking account bonuses, credit card offers, business banking incentives, promotional rates, relationship benefits, and customer deals. This page tracks current offers available to qualifying Bank of America customers in Utah.</p>
<p class="p3">For more information about the institution itself, see our<strong> <a href="https://utahfi.com/institutions/bank-of-america/">Bank of America in Utah</a> </strong>profile. Because offers and eligibility requirements can change, verify the current terms with Bank of America before applying.</p></div>
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				<div class="et_pb_text_inner"><p><strong>Some promotions may not be publicly advertised.</strong> Financial institutions may offer branch-only, relationship-based, preselected, or targeted promotions to certain customers. UtahFi includes offers that can be verified through public or otherwise reliable official sources, so additional promotions may be available to you directly through the institution.</p></div>
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				<div class="et_pb_text_inner"><h2>Table of Contents</h2>
<ul>
<li><a href="#quick-summary">Quick Summary</a></li>
<li><a href="#checking-account-bonuses">Checking Account Bonuses</a></li>
<li><a href="#savings-account-bonuses">Savings Account Bonuses</a></li>
<li><a href="#business-account-bonuses">Business Account Bonuses</a></li>
<li><a href="#credit-card-bonuses">Credit Card Bonuses</a></li>
<li><a href="#promotional-rates">Promotional Rates</a></li>
<li><a href="#referral-programs">Referral Programs</a></li>
<li><a href="#member-deals-discounts">Member Deals and Discounts</a></li>
<li><a href="#frequently-asked-questions">Frequently Asked Questions</a></li>
<li><a href="#related-utahfi-content">Related UtahFi Content</a></li>
</ul></div>
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				<div class="et_pb_text_inner"><h2>Quick Summary</h2>
<p><strong>Bank of America bonuses and promotions</strong> currently include consumer checking bonuses, business banking incentives, credit card welcome offers, promotional rates, referral rewards, and customer deals available to qualifying Utah customers.</p>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Category</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Current Offers</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Checking Account Bonuses</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$100</strong> for Advantage SafeBalance Banking or up to <strong>$500</strong> for qualifying Advantage Plus or Advantage Relationship Banking customers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Savings Account Bonuses</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">None currently.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Business Account Bonuses</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0 monthly service fee for the first 12 months</strong> on qualifying new Business Advantage Fundamentals Banking accounts.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Credit Card Bonuses</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer offers include <strong>$200–$250 cash bonuses</strong> and up to <strong>75,000 bonus points</strong>; qualifying business cards offer up to <strong>$500 cash</strong> or <strong>50,000 bonus points</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional Rates</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>0% introductory APR for 21 billing cycles</strong> on BankAmericard, plus BofA Rewards auto-loan and home-lending relationship discounts.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Referral Programs</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible credit card customers can earn <strong>$100 cash rewards or 10,000 points per approved referral</strong>, up to $500 or 50,000 points per year.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Member Deals &amp; Discounts</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Personalized BofA Rewards merchant deals plus Museums on Us, including free general admission at the <strong>Utah Museum of Fine Arts</strong> during eligible weekends.</td>
</tr>
</tbody>
</table></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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			</div><div id="checking-account-bonuses" class="et_pb_row et_pb_row_67">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_64  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_46  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Checking Account Bonuses</h2>
<p><strong>Bank of America bonuses and promotions</strong> currently include two public checking bonus paths for qualifying new consumer checking customers in Utah: a $100 transaction-based offer for Advantage SafeBalance Banking and a tiered direct-deposit offer of up to $500 for Advantage Plus Banking or Advantage Relationship Banking.</p>
<h4>Bank of America Advantage SafeBalance Banking — $100 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$100</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer checking account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Bank of America Advantage SafeBalance Banking®</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new eligible Advantage SafeBalance Banking account through the promotional offer and complete <strong>20 or more qualifying debit card or Zelle® transactions</strong> within 60 days of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No separate holding period is listed. The account must remain open and in good standing to receive the bonus.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$4.95</strong> or $0 when a qualifying waiver requirement is met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 if the monthly fee is waived. Otherwise, up to approximately <strong>$9.90</strong> if two monthly service fees apply during the 60-day qualification period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$100 before fees</strong>, or approximately <strong>$90.10 after two $4.95 monthly service fees</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Offer is limited to new checking customers. Bank of America Advantage SafeBalance Banking for Family Banking, Advantage Plus Banking, and Advantage Relationship Banking accounts do not qualify for this $100 offer. Qualifying transactions must post to the account. The account must remain open and in good standing when the bonus is paid.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>September 30, 2026</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online through the promotional offer page, subject to account approval. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying new Bank of America consumer checking customers who meet the offer requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://promotions.bankofamerica.com/en/offers/2026t2unauth" target="_blank" rel="noopener">Bank of America checking bonus offer</a></strong></p>
<h4>Bank of America Advantage Plus or Relationship Banking — Up to $500 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$100, $300, or $500</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer checking account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Bank of America Advantage Plus Banking® or Bank of America Advantage Relationship Banking®</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new eligible account through the promotional offer and receive qualifying direct deposits within 90 days of account opening. Receive at least <strong>$2,000</strong> in qualifying direct deposits to earn $100, at least <strong>$5,000</strong> to earn $300, or at least <strong>$10,000</strong> to earn $500.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No separate holding period is listed beyond the 90-day qualification period. The account must remain open and in good standing to receive the bonus.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Advantage Plus Banking: <strong>$12</strong> or $0 when a qualifying waiver requirement is met. Advantage Relationship Banking: <strong>$25</strong> or $0 when a qualifying waiver requirement is met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 if the monthly fee is waived. Otherwise, approximately <strong>$36</strong> for Advantage Plus Banking or <strong>$75</strong> for Advantage Relationship Banking if three monthly service fees apply during the 90-day qualification period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$500 before fees</strong>. Assuming three monthly fees are charged, the maximum bonus would be approximately <strong>$464 with Advantage Plus Banking</strong> or <strong>$425 with Advantage Relationship Banking</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Offer is limited to new checking customers. Qualifying direct deposits generally consist of regular income such as salary, pension, or Social Security deposited by an employer or other payer using the account and routing numbers. Advantage SafeBalance Banking and Advantage SafeBalance Banking for Family Banking do not qualify for this tiered offer. The account must remain open and in good standing when the bonus is paid.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>September 30, 2026</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online through the promotional offer page; eligible Advantage Plus Banking and Advantage Relationship Banking accounts may also be opened through a Bank of America or Merrill associate. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying new Bank of America consumer checking customers who open an eligible account and meet the direct-deposit requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://promotions.bankofamerica.com/en/offers/2026t2unauth" target="_blank" rel="noopener">Bank of America up to $500 checking bonus offer</a></strong></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
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			</div><div id="savings-account-bonuses" class="et_pb_row et_pb_row_69">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_66  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_47  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Savings Account Bonuses</h2>
<p>Bank of America does not currently advertise a public savings account bonus for qualifying Utah customers. No savings account bonuses are available at this time.</p>
<p><strong>More official info: <a href="https://www.bankofamerica.com/deposits/savings/savings-accounts/" target="_blank" rel="noopener">Bank of America savings accounts</a></strong></p></div>
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			</div><div id="business-account-bonuses" class="et_pb_row et_pb_row_71">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_67  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Business Account Bonuses</h2>
<p>Bank of America promotions currently include a 12-month monthly-fee waiver for qualifying new Business Advantage Fundamentals Banking customers in Utah. No current public cash bonus for new business checking accounts was found.</p>
<h4>Business Advantage Fundamentals Banking — $0 Monthly Fee for 12 Months</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0 monthly fee for the first 12 months</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business checking account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Bank of America Business Advantage Fundamentals™ Banking</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new Business Advantage Fundamentals Banking account. Bank of America waives the monthly fee for the first 12 months.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0 for the first 12 months</strong>. After that, the standard monthly fee is <strong>$16</strong> unless a qualifying waiver requirement is met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 in monthly service fees during the first 12 months. After the introductory period, the $16 monthly fee can be avoided by meeting an applicable waiver requirement.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential value</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$192 in avoided monthly service fees</strong> during the first 12 months compared with paying the standard $16 monthly fee each month.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">After the first 12 months, the monthly fee may be waived by maintaining a $5,000 combined average monthly balance in eligible linked business deposit accounts, making at least $500 in new net qualified purchases with a Bank of America business debit card during the statement cycle, or qualifying through Preferred Rewards for Business.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Public offer for new Business Advantage Fundamentals Banking accounts, subject to account approval. Available to qualifying Utah businesses.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying businesses opening a new Business Advantage Fundamentals Banking account.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://business.bankofamerica.com/en/deposits/checking-accounts" target="_blank" rel="noopener">Bank of America Business Advantage checking accounts</a></strong></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="151" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp" alt="Delicate Arch divider illustration with Utah desert and mountains" title="Delicate Arch Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-300x57.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-768x145.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4826" /></span>
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			</div><div id="credit-card-bonuses" class="et_pb_row et_pb_row_73">
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				<div class="et_pb_text_inner"><h2>Credit Card Bonuses</h2>
<p>Bank of America bonuses and promotions currently include several public consumer and business credit card welcome offers available to qualifying Utah applicants. Offers may vary by application channel and can change without notice.</p>
<h3>Consumer Credit Cards</h3>
<h4>Bank of America Customized Cash Rewards — $200 Bonus + First-Year Cash Back Offer</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$200 online cash rewards bonus</strong>, plus 6% cash back in the selected choice category for the first year, subject to the card&#8217;s rewards limits.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer cash-back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$1,000 in purchases within the first 90 days</strong> of account opening to earn the $200 bonus. The promotional 6% choice-category rate applies during the first year, subject to the applicable rewards cap.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$1,000 within 90 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$200</strong>, plus applicable first-year promotional cash back.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The promotional choice-category rate is subject to the card&#8217;s spending limits and program rules. Purchases must qualify under Bank of America&#8217;s card terms.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to Utah applicants, subject to Bank of America approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New cardholders approved through the applicable offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.bankofamerica.com/credit-cards/" target="_blank" rel="noopener">Bank of America Customized Cash Rewards offer</a></strong></p>
<h4>Bank of America Unlimited Cash Rewards — $250 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$250 online cash rewards bonus</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer cash-back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$1,000 in purchases within the first 90 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$1,000 within 90 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$250</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Limited-time online offer. Other Bank of America application channels may show different offers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to Utah applicants, subject to Bank of America approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New cardholders approved through the applicable offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.bankofamerica.com/credit-cards/products/unlimited-cash-back-credit-card/" target="_blank" rel="noopener">Bank of America Unlimited Cash Rewards offer</a></strong></p>
<h4>Bank of America Travel Rewards — 25,000 Bonus Points</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>25,000 online bonus points</strong>, which Bank of America states can be redeemed for a $250 travel or dining statement credit.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer travel rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$1,000 in purchases within the first 90 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$1,000 within 90 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$250</strong> when redeemed for the travel or dining statement-credit option described by Bank of America.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The $250 figure is Bank of America&#8217;s stated redemption value for eligible travel or dining statement credits.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to Utah applicants, subject to Bank of America approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New cardholders approved through the applicable offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.bankofamerica.com/credit-cards/" target="_blank" rel="noopener">Bank of America Travel Rewards offer</a></strong></p>
<h4>Bank of America Premium Rewards — 60,000 Bonus Points</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>60,000 online bonus points</strong>, which Bank of America advertises as a $600 value.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer premium rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$4,000 in purchases within the first 90 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$4,000 within 90 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$95</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Approximately <strong>$505</strong> using Bank of America&#8217;s stated $600 bonus value minus the $95 annual fee.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Only qualifying purchases count toward the spending requirement. Balance transfers, cash advances, fees and other excluded transactions do not count.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to Utah applicants, subject to Bank of America approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New cardholders approved through the applicable offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.bankofamerica.com/credit-cards/products/premium-rewards-credit-card/" target="_blank" rel="noopener">Bank of America Premium Rewards offer</a></strong></p>
<h4>Bank of America Premium Rewards Elite — 75,000 Bonus Points</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>75,000 bonus points</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer premium travel rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$5,000 in purchases within the first 90 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$5,000 within 90 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$550</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$550 annual fee. No unofficial cash value is assigned to the bonus points.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Only qualifying purchases count toward the spending requirement. Separate travel and lifestyle credits are ongoing card benefits and are not part of the welcome bonus.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to Utah applicants, subject to Bank of America approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New cardholders approved through the applicable offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.bankofamerica.com/credit-cards/products/premium-rewards-elite-credit-card/" target="_blank" rel="noopener">Bank of America Premium Rewards Elite offer</a></strong></p>
<h4>Atmos Rewards Ascent Visa Signature — 70,000 Bonus Points + Companion Fare</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>70,000 bonus points</strong> plus a <strong>$99 Companion Fare</strong>, plus taxes and fees starting at $23.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Co-branded airline rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$2,500 in purchases within the first 90 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$2,500 within 90 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$95</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$95 annual fee, plus taxes and fees associated with use of the Companion Fare.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Limited-time offer. Points and the Companion Fare are subject to Atmos Rewards and card-program terms. No unofficial cash value is assigned to the points.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to Utah applicants, subject to Bank of America approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New cardholders approved through the applicable offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.bankofamerica.com/credit-cards/" target="_blank" rel="noopener">Bank of America Atmos Rewards Ascent offer</a></strong></p>
<h4>Atmos Rewards Summit Visa Infinite — 80,000 Bonus Points</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>80,000 bonus points</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Premium co-branded airline rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Apply through Bank of America&#8217;s current limited-time online offer and satisfy the purchase requirement shown in the application terms.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$395</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$395 annual fee. No unofficial cash value is assigned to the 80,000 bonus points.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Bank of America&#8217;s current public card listing advertises 80,000 bonus points. Applicants should confirm the current spending requirement in the application terms before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to Utah applicants, subject to Bank of America approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New cardholders approved through the applicable offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.bankofamerica.com/credit-cards/products/alaska-airlines-infinite-credit-card/" target="_blank" rel="noopener">Bank of America Atmos Rewards Summit offer</a></strong></p>
<h3>Business Credit Cards</h3>
<h4>Business Advantage Customized Cash Rewards — $500 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$500 online cash rewards bonus</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business cash-back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$5,000 in purchases within 90 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$5,000 within 90 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$500</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online-only offer. Bank of America states that the offer may not be available if the applicant leaves the offer page, visits a financial center, or applies by phone.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to qualifying Utah businesses, subject to Bank of America approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying businesses approved for a new card through the applicable online offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://business.bankofamerica.com/en/credit-cards/business-advantage-customized-cash-rewards" target="_blank" rel="noopener">Bank of America Business Advantage Customized Cash Rewards offer</a></strong></p>
<h4>Business Advantage Unlimited Cash Rewards — $500 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$500 online cash rewards bonus</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business cash-back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$5,000 in purchases within 90 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$5,000 within 90 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$500</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online-only offer and may not be available through other Bank of America application channels.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to qualifying Utah businesses, subject to Bank of America approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying businesses approved for a new card through the applicable online offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://business.bankofamerica.com/en/credit-cards/business-advantage-unlimited-cash-rewards" target="_blank" rel="noopener">Bank of America Business Advantage Unlimited Cash Rewards offer</a></strong></p>
<h4>Business Advantage Travel Rewards — 50,000 Bonus Points</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>50,000 online bonus points</strong>, redeemable for a $500 statement credit toward eligible travel or dining purchases.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business travel rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$5,000 in purchases within the first 90 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$5,000 within 90 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$500</strong> when redeemed for the travel or dining statement-credit option specified by Bank of America.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online-only offer and may not be available through other Bank of America application channels.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to qualifying Utah businesses, subject to Bank of America approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying businesses approved for a new card through the applicable online offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://business.bankofamerica.com/en/credit-cards/business-advantage-travel-rewards" target="_blank" rel="noopener">Bank of America Business Advantage Travel Rewards offer</a></strong></p>
<h4>Atmos Rewards Visa Signature Business — 70,000 Bonus Points + Companion Fare</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>70,000 bonus points</strong> plus a <strong>$99 Companion Fare</strong>, plus taxes and fees starting at $23.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Co-branded business airline rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$4,000 in purchases within the first 90 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$4,000 within 90 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$70 for the company plus $25 per card</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">At least <strong>$95</strong> for a company with one card, plus applicable Companion Fare taxes and fees.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Limited-time online offer. No unofficial cash value is assigned to the bonus points.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to qualifying Utah businesses, subject to Bank of America approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying businesses approved for the card through the applicable online offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://business.bankofamerica.com/en/credit-cards" target="_blank" rel="noopener">Bank of America Atmos Rewards Business card offer</a></strong></p>
<h4>Platinum Plus Mastercard Business — $300 Statement Credit</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$300 online statement credit</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$3,000 in purchases within the first 90 days</strong> of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$3,000 within 90 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$300</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online-only offer. Bank of America states that the offer may not be available if the applicant leaves the offer page, visits a financial center, or applies by phone.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to qualifying Utah businesses, subject to Bank of America approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying businesses approved for a new card through the applicable online offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://business.bankofamerica.com/en/credit-cards/platinum-plus" target="_blank" rel="noopener">Bank of America Platinum Plus Business offer</a></strong></p></div>
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			</div><div class="et_pb_row et_pb_row_74">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_70  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_24">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
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			</div>
				
				
				
				
			</div><div id="promotional-rates" class="et_pb_row et_pb_row_75">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_71  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_50  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Promotional Rates</h2>
<p>Bank of America promotions currently include a long introductory APR offer and relationship-based borrowing discounts for qualifying customers.</p>
<h4>BankAmericard — 0% Intro APR for 21 Billing Cycles</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional rate</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>0% introductory APR</strong> on purchases and qualifying balance transfers</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>21 billing cycles</strong>. Balance transfers must be made within the first 60 days of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Rate after promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">A variable APR applies after the introductory period, based on creditworthiness and current card terms.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">A balance-transfer fee applies. The card has a <strong>$0 annual fee</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Balance transfers cannot be used to pay another Bank of America account. Remaining balances are subject to the applicable variable APR after the introductory period ends.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available online to Utah applicants, subject to Bank of America approval and offer eligibility requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New cardholders approved through the applicable offer.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.bankofamerica.com/credit-cards/" target="_blank" rel="noopener">BankAmericard introductory APR offer</a></strong></p>
<h4>BofA Rewards — Auto Loan Rate Discount</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Interest-rate discount of <strong>0.10% to 0.50%</strong> on eligible new Bank of America auto loans, depending on BofA Rewards tier.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Auto loan relationship discount</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Be enrolled in BofA Rewards and qualify for an eligible new Bank of America auto loan.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The discount depends on BofA Rewards tier. The approved APR also depends on factors such as credit history, loan term, amount, collateral, and state of residence.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed; ongoing relationship benefit.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to eligible BofA Rewards members in Utah who qualify for an eligible Bank of America auto loan.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible BofA Rewards members approved for a qualifying auto loan.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.bankofamerica.com/auto-loans/auto-loan-faq/" target="_blank" rel="noopener">Bank of America auto loan BofA Rewards benefits</a></strong></p>
<h4>BofA Rewards — Home Lending Relationship Benefits</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Relationship-based mortgage origination-fee or rate reductions and eligible HELOC rate discounts for BofA Rewards members.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Mortgage and home equity relationship benefits</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Be enrolled or eligible for BofA Rewards and qualify for an eligible Bank of America mortgage or home equity line of credit.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Benefit</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Mortgage benefits may include origination-fee reductions or a rate reduction at higher tiers. Eligible HELOC customers may receive a relationship-based interest-rate discount.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Benefit amounts vary by BofA Rewards tier, loan type, and program requirements. Credit, collateral, and product eligibility requirements apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed; ongoing relationship benefits.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to eligible BofA Rewards customers in Utah, subject to product availability, approval, and program terms.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible BofA Rewards customers approved for a qualifying Bank of America home lending product.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.bankofamerica.com/mortgage/" target="_blank" rel="noopener">Bank of America home lending benefits</a></strong></p></div>
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				<div class="et_pb_module et_pb_image et_pb_image_25">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
			</div>
			</div>
				
				
				
				
			</div><div id="referral-programs" class="et_pb_row et_pb_row_77">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_73  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_51  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Referral Programs</h2>
<p>Bank of America currently offers a public Refer-a-Friend program for eligible consumer credit card customers.</p>
<h4>Bank of America Refer-a-Friend — Credit Cards</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Referral reward</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$100 cash rewards or 10,000 points per approved referral</strong>, depending on the referring card&#8217;s rewards currency.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer credit card referral program</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Eligible cards</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Customized Cash Rewards, Unlimited Cash Rewards, and Travel Rewards are currently eligible. Bank of America says additional cards may be added during 2026.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Access a personalized referral link through Bank of America online banking or the mobile app and share it with friends or family. The referring customer earns a reward when an eligible referral applies through the link and is approved.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual maximum</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$500 cash rewards or 50,000 points per year</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The referred applicant receives the current new-account offer available through the referral link. Referral eligibility and available cards may vary by customer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to eligible Bank of America cardholders in Utah through online banking or the mobile app.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible Bank of America consumer cardholders with access to Refer-a-Friend.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://newsroom.bankofamerica.com/content/newsroom/press-releases/2026/06/bank-of-america-introduces-new-ways-to-reward-clients--manage-pa.html" target="_blank" rel="noopener">Bank of America Refer-a-Friend announcement</a></strong></p></div>
			</div>
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			</div><div id="member-deals-discounts" class="et_pb_row et_pb_row_78">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_74  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_52  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Member Deals and Discounts</h2>
<p>Bank of America customer deals currently include personalized merchant offers through BofA Rewards and free cultural admission through Museums on Us, including the <strong>Utah Museum of Fine Arts in Salt Lake City.</strong></p>
<h4>BofA Rewards Deals</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Personalized cash-back deals and discounts from national and local merchants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Customer merchant-offer program</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How it works</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible customers can view personalized deals in Bank of America online banking or the mobile app. Some offers require activation before making an eligible purchase.</td>
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<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential value</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by customer and merchant. Bank of America says BofA Rewards includes deals and discounts from more than <strong>15,000 national and local merchants</strong>.</td>
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<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Offers are personalized and can vary by customer. Activation, purchase requirements, exclusions, expiration dates, and cash-back amounts depend on the individual deal.</td>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by individual offer.</td>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to eligible Bank of America customers in Utah; specific offers vary by customer.</td>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible Bank of America customers with access to participating deals; BofA Rewards members may receive additional offers and discounts.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://newsroom.bankofamerica.com/content/newsroom/press-releases/2026/07/3-million--clients-enroll-in-new-bofa-rewards--program-in-first-.html" target="_blank" rel="noopener">Bank of America BofA Rewards and Deals</a></strong></p>
<h4>Museums on Us — Utah Museum of Fine Arts</h4>
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<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Free general admission</strong> during the first full weekend of each month at participating Museums on Us institutions.</td>
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<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Utah location</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Utah Museum of Fine Arts — Salt Lake City</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Cardholder cultural-access benefit</td>
</tr>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Present an eligible active Bank of America, Merrill, or Bank of America Private Bank credit or debit card and a valid government-issued photo ID.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The benefit covers one free general admission for the eligible cardholder. Special exhibitions, ticketed events, enhanced experiences, additional offerings, and additional guests are generally not included. Admission is subject to the participating institution&#8217;s procedures and capacity.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Ongoing program; participating institutions may change.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to eligible Utah cardholders. The <strong>Utah Museum of Fine Arts in Salt Lake City</strong> is currently listed as a participating Museums on Us institution.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible Bank of America, Merrill, and Bank of America Private Bank credit or debit cardholders.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://about.bankofamerica.com/en/making-an-impact/museums-on-us-partners" target="_blank" rel="noopener">Bank of America Museums on Us participating institutions</a></strong></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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				<div class="et_pb_text_inner"><h2>Frequently Asked Questions</h2>
<p>These FAQs summarize the main Bank of America bonuses and promotions currently relevant to qualifying Utah customers.</p>
<h4>Does Bank of America currently offer a checking account bonus?</h4>
<p>Yes. Bank of America currently offers a $100 Advantage SafeBalance Banking bonus and a tiered bonus of up to $500 for qualifying Advantage Plus or Advantage Relationship Banking customers.</p>
<h4>Does Bank of America offer credit card welcome bonuses?</h4>
<p>Yes. Several Bank of America consumer and business credit cards currently offer cash, points, statement credits, or companion-fare incentives for qualifying new cardholders.</p>
<h4>Does Bank of America offer referral bonuses?</h4>
<p>Yes. Eligible consumer credit card customers can currently earn referral rewards through Bank of America’s Refer-a-Friend program.</p>
<h4>Are Bank of America promotions available in Utah?</h4>
<p>Many public Bank of America promotions are available to qualifying Utah customers, but eligibility can depend on the product, application channel, customer relationship, and offer terms.</p>
<h4>Can Bank of America have promotions that are not advertised publicly?</h4>
<p>Yes. Bank of America may provide branch-only, targeted mail or email, preselected credit card, online or mobile banking, relationship-based, BofA Rewards, and personalized merchant offers. These may not appear publicly, so UtahFi primarily documents promotions that can be reliably verified through official Bank of America sources.</p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
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				<div class="et_pb_text_inner"><h2>Related UtahFi Content</h2>
<p>For more information about Bank of America and its products in Utah, see the related UtahFi content below.</p>
<h3>Institution Profile</h3>
<p><a href="https://utahfi.com/institutions/bank-of-america/">Bank of America in Utah</a></p></div>
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				<div class="et_pb_text_inner"><p class="p1"><strong>Disclaimer: </strong>Promotions, bonuses, rates, eligibility requirements, and other offer terms may change or be discontinued without prior notice. UtahFi works to keep this information current but cannot guarantee that all offer details remain unchanged. Always verify the latest terms and conditions directly with the financial institution before opening an account, applying for a product, or participating in an offer.</p></div>
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<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/bank-of-america-promotions/">Bank of America Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
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		<title>Utah Community Credit Union (UCCU) Bonuses and Promotions</title>
		<link>https://utahfi.com/incentives/uccu-promotions/</link>
		
		<dc:creator><![CDATA[UtahFi Editorial]]></dc:creator>
		<pubDate>Tue, 25 Aug 2026 06:12:09 +0000</pubDate>
				<category><![CDATA[Incentives]]></category>
		<category><![CDATA[Institutions]]></category>
		<category><![CDATA[Bonuses]]></category>
		<category><![CDATA[Promotions]]></category>
		<category><![CDATA[Utah Community Credit Union]]></category>
		<guid isPermaLink="false">https://utahfi.com/?p=6721</guid>

					<description><![CDATA[<p><span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 14</span> <span class="rt-label rt-postfix">minutes read · </span></span></p>
<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/uccu-promotions/">Utah Community Credit Union (UCCU) Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
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										<content:encoded><![CDATA[<span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 14</span> <span class="rt-label rt-postfix">minutes read · </span></span><div class="et_pb_section et_pb_section_4 et_section_regular" >
				
				
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Utah Community Credit Union (UCCU) Promotions Overview</h2>
<p><a href="https://utahfi.com/institutions/utah-community-credit-union/"><img loading="lazy" decoding="async" class="wp-image-711 alignleft size-full" src="https://utahfi.com/wp-content/uploads/2026/01/Utah-Community-Credit-Union-144.png" alt="Utah Community Credit Union (UCCU) was founded in 1956 by seven employees of Brigham Young University (BYU) under the name BYU Federal Credit Union. Due to the lack of resources at the time, the credit union operated inside a university building, and according to historical accounts, cash was even stored in a bathtub. Today, UCCU is the fourth-largest credit union in the state of Utah, with 300+ employees and 200,000+ members. Most of its members are located in Utah County. Utah Community Credit Union (UCCU)" width="144" height="144" /></a>Utah Community Credit Union (UCCU) offers a variety of bonuses, promotional offers, rewards, and member incentives that can add value beyond its standard banking products. Depending on the offer, these may include <strong>checking and savings bonuses, promotional certificate rates, loan discounts, youth rewards, branch-specific promotions, and member deals</strong>.</p>
<p>This page tracks <strong>current UCCU promotions available to qualifying Utah consumers and businesses</strong>. Because offers can change, expire, or be limited to specific branches, products, or eligibility requirements, always review the terms before opening an account, applying for financing, or participating in a promotion.</p>
<p>If you are comparing UCCU beyond its current incentives, visit our <a href="https://utahfi.com/institutions/utah-community-credit-union/"><strong>Utah Community Credit Union (UCCU) profile</strong></a> for an overview of its accounts, services, membership, and Utah presence.</p></div>
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				<div class="et_pb_text_inner"><p><strong>Some promotions may not be publicly advertised.</strong> Financial institutions may offer branch-only, relationship-based, preselected, or targeted promotions to certain customers. UtahFi includes offers that can be verified through public or otherwise reliable official sources, so additional promotions may be available to you directly through the institution.</p></div>
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				<div class="et_pb_text_inner"><h2>Table of Contents</h2>
<ul>
<li><a href="#quick-summary">Quick Summary</a></li>
<li><a href="#checking-account-bonuses">Checking Account Bonuses</a></li>
<li><a href="#savings-account-bonuses">Savings Account Bonuses</a></li>
<li><a href="#business-account-bonuses">Business Account Bonuses</a></li>
<li><a href="#credit-card-bonuses">Credit Card Bonuses</a></li>
<li><a href="#promotional-rates">Promotional Rates</a></li>
<li><a href="#referral-programs">Referral Programs</a></li>
<li><a href="#member-deals-discounts">Member Deals and Discounts</a></li>
<li><a href="#frequently-asked-questions">Frequently Asked Questions</a></li>
<li><a href="#related-utahfi-content">Related UtahFi Content</a></li>
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				<div class="et_pb_text_inner"><h2>Quick Summary</h2>
<p>Current UCCU bonuses and promotions include <strong>checking and savings bonuses, promotional rates, loan incentives, and relationship-based benefits</strong>. Some of the largest current offers are part of UCCU&#8217;s limited-time Riverton promotion.</p>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Category</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Current Offers</th>
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<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Checking Account Bonuses</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>$300 direct deposit bonus</strong> through the limited-time Riverton branch promotion.</td>
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<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Savings Account Bonuses</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Up to $100</strong> for a new Savings Certificate through the limited-time Riverton branch promotion.</td>
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<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Business Account Bonuses</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>None identified.</strong> No current public business checking or business savings account signup bonus was identified.</td>
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<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Credit Card Bonuses</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>None identified.</strong> No current public consumer or business credit card welcome bonus or new-card signup incentive was identified.</td>
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<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional Rates</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Includes <strong>Savings Certificate specials</strong>, a <strong>0.25% qualifying loan rate discount</strong> with Elevated Checking, an introductory <strong>HELOC rate</strong>, and a <strong>0% introductory purchase APR</strong> on the Wolverine Low Rate Visa. The Riverton promotion also includes <strong>1% cash back on qualifying transferred loan balances, up to $500 per loan</strong>, and a <strong>$500 mortgage closing-cost credit</strong>.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Referral Programs</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>None identified.</strong> No current public member or business customer referral bonus was identified.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Member Deals and Discounts</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying Elevated Checking members can receive a <strong>10% boost on eligible UCCU credit card cash-back reward payouts</strong>.</td>
</tr>
</tbody>
</table>
<p><strong>Riverton promotion:</strong> The $300 direct deposit bonus, up-to-$100 Savings Certificate bonus, loan-transfer incentive, and $500 mortgage closing-cost credit are limited-time offers available at UCCU&#8217;s <strong>Riverton Branch</strong> or online using promo code <strong>GO26RV</strong>. Eligibility requirements and restrictions apply.</p>
<p><strong>More official info:</strong> <a href="https://www.uccu.com/locations/uccu-riverton-branch/" target="_blank" rel="noopener">UCCU Riverton Branch Offers</a></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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				<div class="et_pb_text_inner"><h2>Checking Account Bonuses</h2>
<p>UCCU currently offers a <strong>$300 checking account bonus</strong> as part of its <strong>limited-time Riverton branch promotion</strong>. This is not a general UCCU-wide checking bonus; the offer is available through the Riverton Branch or online using promo code <strong>GO26RV</strong>.</p>
<h4>$300 Direct Deposit Bonus</h4>
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<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Bonus</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">$300</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Checking account direct deposit bonus</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Account</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">New UCCU checking account eligible for the Riverton promotion. UCCU&#8217;s published promotional terms do not specify a particular checking account.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Minimum to open</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Not specified in the published promotional terms.</td>
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<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to earn it</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Establish a new qualifying direct deposit of at least $500 per month. After the first qualifying direct deposit posts, receive a second qualifying direct deposit so that eligible payroll, pension, or government-benefit deposits total at least $1,000 within 65 days of the first direct deposit.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Required holding period</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">The account should remain open for at least six months after receiving the incentive. UCCU may take back all or part of the bonus if the account is closed within six months of receiving it.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Monthly service fee</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>$0, $6, or $10.</strong> Depends on the UCCU checking account selected. The promotional terms do not require a specific checking product or identify a monthly service fee.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential account cost</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Depends on the checking account selected and whether any applicable monthly service fee is waived. Because the promotion does not identify a required checking product, a specific six-month account cost cannot be calculated from the promotional terms alone.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential bonus after fees</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Up to $300 if no monthly service fees apply during the required account period. If the selected checking account has an applicable fee that is not waived, those fees would reduce the effective value of the $300 bonus.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Direct deposit must be new to UCCU. Qualifying deposits must come from payroll, pension, or government benefits; peer-to-peer deposits such as Venmo, PayPal, and Apple Pay are excluded. Bonuses may take 10–30 business days to be awarded after the deposit is funded and may be reported as interest on IRS Form 1099-INT. The offer is limited to one bonus per member. Other restrictions may apply.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Limited-time offer; no specific expiration date for the $300 direct deposit bonus is stated in the published promotional terms.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Available through UCCU&#8217;s Riverton Branch or online using promo code <strong>GO26RV</strong>.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying UCCU members who establish a new eligible direct deposit and satisfy the promotion requirements. UCCU membership requirements apply.</td>
</tr>
</tbody>
</table>
<p>The direct-deposit requirement is more specific than simply depositing $500 into the account. The direct deposit must be <strong>new to UCCU and at least $500 per month</strong>, and qualifying payroll, pension, or government-benefit deposits must total at least <strong>$1,000 within 65 days of the first direct deposit</strong>.</p>
<p><strong>More official info:</strong> <a href="https://www.uccu.com/locations/uccu-riverton-branch/" target="_blank" rel="noopener">UCCU Riverton Branch Offers</a></p></div>
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			</div><div class="et_pb_row et_pb_row_89">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_85  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_29">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
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			</div>
				
				
				
				
			</div><div id="savings-account-bonuses" class="et_pb_row et_pb_row_90">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_86  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_61  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Savings Account Bonuses</h2>
<p>Current UCCU savings promotions include a <strong>Riverton (branch) Savings Certificate bonus of up to $100</strong> and the <strong>$10 Baby Bucks incentive</strong> for qualifying young children. Other UCCU youth rewards tied to grades, financial education, or spending activity are covered separately under Member Deals and Discounts rather than classified as savings account bonuses.</p>
<h3>Savings Certificate Bonus</h3>
<h4>Up to $100 Savings Certificate Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Bonus</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">$5 for every $500 deposited, up to $100.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Savings Certificate deposit bonus</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Account</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">New UCCU Savings Certificate</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Minimum to open</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">$500</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to earn it</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Open and fund a new qualifying UCCU Savings Certificate. UCCU pays $5 for every $500 deposited, up to a maximum $100 bonus. A $10,000 qualifying deposit would earn the full $100.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Required holding period</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">The Savings Certificate must remain open until its maturity date.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Monthly service fee</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">No monthly service fee is stated in the published promotional terms.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential account cost</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">No specific account fee is stated in the promotion. Because the certificate must remain open until maturity to qualify, review the applicable Savings Certificate disclosure before withdrawing funds early.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential bonus after fees</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Up to $100 if all promotional requirements are satisfied and no applicable account costs reduce the value of the incentive.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Minimum qualifying deposit is $500. The Savings Certificate must remain open until maturity. Savings Certificates earn dividends, and rates are subject to change. Bonuses may take 10–30 business days to be awarded after funding and may be reported as interest on IRS Form 1099-INT. The offer is limited to one bonus per member. Other restrictions may apply.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Limited-time offer; no specific expiration date for this Savings Certificate bonus is stated in the published Riverton promotional terms.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Available through UCCU&#8217;s Riverton Branch or online using promo code <strong>GO26RV</strong>.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying UCCU members who open and fund a new eligible Savings Certificate through the Riverton promotion.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.uccu.com/locations/uccu-riverton-branch/" target="_blank" rel="noopener">UCCU Riverton Branch Offers</a></p></div>
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			</div><div class="et_pb_row et_pb_row_91">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_87  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_30">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="203" src="https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800.webp" alt="Utah State Capitol divider illustration with mountain landscape background" title="Utah State Capitol Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800-300x76.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800-768x195.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4829" /></span>
			</div>
			</div>
				
				
				
				
			</div><div id="business-account-bonuses" class="et_pb_row et_pb_row_92">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_88  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_62  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Business Account Bonuses</h2>
<p>No current public UCCU business checking or business savings account signup bonus was identified.</p></div>
			</div>
			</div>
				
				
				
				
			</div><div id="credit-card-bonuses" class="et_pb_row et_pb_row_94">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_89  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_63  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Credit Card Bonuses</h2>
<p>UCCU currently offers consumer and business Visa credit cards, but <strong>no general public welcome bonus or new-card signup incentive was identified</strong>. Standard rewards, card benefits, and relationship-based rewards enhancements are not classified as credit card bonuses on this page.</p>
<h3>Consumer Credit Cards</h3>
<p>UCCU offers consumer credit cards including the <strong>4-3-2-1 Cash Back Visa</strong> and <strong>4-3-2-1 Travel Cash Rewards Visa</strong>, but no current public welcome bonus tied to opening a new consumer UCCU credit card was identified.</p>
<p>UCCU also provides a 10% cash-back rewards boost for qualifying Elevated Checking members with an eligible UCCU cash-back credit card. Because that benefit is tied to the member&#8217;s ongoing Elevated Checking relationship rather than opening a new credit card, it is covered under <strong>Member Deals and Discounts</strong> instead of being classified as a credit card bonus.</p>
<p><strong>More official info:</strong> <a href="https://www.uccu.com/loans/visa-credit-cards/" target="_blank" rel="noopener">UCCU Visa Credit Cards</a></p>
<h3>Business Credit Cards</h3>
<p>UCCU offers the <strong>Cash Back Business Visa</strong> and <strong>Low Rate Business Visa</strong>, but no current public welcome bonus or new-card signup incentive was identified. Standard cash-back rewards, rates, fees, and other ongoing card features are not treated as promotional bonuses.</p>
<p><strong>More official info:</strong> <a href="https://www.uccu.com/business/loans/business-visa-credit/" target="_blank" rel="noopener">UCCU Business Visa Credit Cards</a></p></div>
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			</div><div class="et_pb_row et_pb_row_95">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_90  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_31">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
			</div>
			</div>
				
				
				
				
			</div><div id="promotional-rates" class="et_pb_row et_pb_row_96">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_91  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_64  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Promotional Rates</h2>
<p>Current UCCU promotions include <strong>Savings Certificate specials, a 0.25% relationship-based loan discount, an introductory HELOC rate, a limited-time 0% credit card APR, and financing incentives through the Riverton promotion</strong>. These offers have different eligibility requirements, so the promotional rate or credit should be considered together with the underlying product terms and potential costs.</p>
<h3>Savings Certificate Specials</h3>
<h4>6-Month Add-On Savings Certificate — 4.24% APY</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional rate</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">4.24% APY; 4.16% dividend rate.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Savings Certificate special</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional period</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">6-month certificate term</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Minimum deposit</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">$500 for personal and business certificates; UCCU lists a $100 minimum for youth certificates.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Open and fund an eligible 6-month Add-On Savings Certificate while the promotional rate is available.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential cost</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Early withdrawal may result in a penalty under the applicable Savings Certificate disclosure. Review the certificate terms before withdrawing funds before maturity.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">APY assumes dividends remain on deposit for the applicable term. Rates and fees are subject to change without notice. This promotional APY is separate from the Riverton Savings Certificate cash bonus described earlier.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">No specific public expiration date listed; UCCU identifies this as a limited-time Certificate Special.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Available to qualifying UCCU members while the special is offered.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying UCCU members who meet membership and Savings Certificate requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.uccu.com/savings-certificate/" target="_blank" rel="noopener">UCCU Savings Certificate Specials</a></p>
<h4>60-Month Jump Up Savings Certificate — 4.00% APY</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional rate</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">4.00% APY; 3.93% dividend rate.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Savings Certificate special</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional period</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">60-month certificate term</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Minimum deposit</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">$500 for personal and business certificates; UCCU lists a $100 minimum for youth certificates.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Open and fund an eligible 60-month Jump Up Savings Certificate while the promotional rate is available.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential cost</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Funds are committed for a substantially longer term than the 6-month special. Early withdrawal may result in a penalty under the applicable certificate disclosure.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Rates and fees are subject to change without notice. Review UCCU&#8217;s current Jump Up Savings Certificate terms, including any conditions governing a rate adjustment during the certificate term.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">No specific public expiration date listed; UCCU identifies this as a limited-time Certificate Special.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Available to qualifying UCCU members while the special is offered.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying UCCU members who meet membership and Savings Certificate requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.uccu.com/savings-certificate/" target="_blank" rel="noopener">UCCU Savings Certificate Specials</a></p>
<h3>Loan Discounts and Financing Incentives</h3>
<h4>0.25% Elevated Checking Loan Discount</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotion</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">0.25 percentage-point discount on the interest rate of qualifying new UCCU loans.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Relationship-based loan rate discount</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional period</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">The discount remains in effect while the qualifying Elevated Checking relationship is maintained, subject to UCCU&#8217;s terms.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Have an active UCCU Elevated Checking account when the qualifying loan is originated and maintain the account to keep the discount.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential cost</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Loan costs depend on the approved APR, amount financed, term, and credit profile. The Elevated Checking relationship may also have account requirements or fees that should be considered when evaluating the overall savings.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Eligible loans include new UCCU auto, recreational vehicle, motorcycle or scooter, and personal signature loans. Dealer financing is excluded. The discount does not apply to existing UCCU loans. A qualifying loan transferred from another institution may be eligible when refinanced directly with UCCU. Financing and membership requirements apply.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">No public expiration date listed; this is an ongoing Elevated Checking benefit subject to change.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Available to qualifying UCCU members with an active Elevated Checking account.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">UCCU members who qualify separately for an eligible new loan and satisfy the Elevated Checking requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.uccu.com/0-25-loan-discount/" target="_blank" rel="noopener">UCCU 0.25% Loan Discount</a></p>
<h4>Riverton Loan Transfer Bonus — 1% Cash Back, Up to $500 Per Loan</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotion</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">1% cash back on the qualifying transferred loan balance, up to $500 per loan.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Loan refinancing / transfer incentive</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional period</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Limited-time Riverton promotion</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Refinance an eligible auto, recreational vehicle, or personal loan from another financial institution to UCCU through the Riverton promotion.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential cost</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">The new loan&#8217;s total cost depends on the approved APR, term, balance, and other financing terms. A cash-back incentive does not necessarily mean the refinance will reduce the total borrowing cost.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Cash back equals 1% of the transferred balance, up to $500 per loan. Multiple qualifying loan transfers are permitted, so the total promotional value can exceed $500. Financing is subject to UCCU membership and underwriting criteria. Bonuses may take 10–30 business days after funding and may be reported as interest on IRS Form 1099-INT.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Limited-time offer; no specific expiration date for the loan-transfer incentive is stated in UCCU&#8217;s published Riverton terms.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Available through UCCU&#8217;s Riverton Branch or online using promo code <strong>GO26RV</strong>.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying UCCU members approved to refinance an eligible loan from another financial institution.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.uccu.com/locations/uccu-riverton-branch/" target="_blank" rel="noopener">UCCU Riverton Branch Offers</a></p>
<h4>Riverton Mortgage Closing-Cost Credit — $500</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotion</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">$500 credit toward qualifying mortgage closing costs.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Mortgage closing-cost incentive</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional period</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Limited-time Riverton promotion</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Obtain an eligible UCCU mortgage through the Riverton promotion and complete the loan closing. The property must be located in Utah.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential cost</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Mortgage costs depend on the loan amount, APR, loan type, closing costs, property, and other financing terms. The $500 credit reduces eligible closing costs but does not eliminate the other costs of obtaining or repaying the mortgage.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">The $500 credit is applied at closing. Eligible mortgage types are Conventional, Jumbo, FHA, VA, and USDA. Credit approval is required. The credit is not available for withdrawn or denied loans. Property must be in Utah. Financing is subject to UCCU membership and underwriting criteria.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Limited-time offer; no specific expiration date for the mortgage credit is stated in UCCU&#8217;s published Riverton terms.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Available through UCCU&#8217;s Riverton Branch or online using promo code <strong>GO26RV</strong>; qualifying property must be in Utah.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying UCCU members approved for an eligible mortgage that closes under the promotion.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.uccu.com/locations/uccu-riverton-branch/" target="_blank" rel="noopener">UCCU Riverton Branch Offers</a></p>
<h3>Home Equity Promotional Rates</h3>
<h4>Standard HELOC — 6-Month Introductory Fixed Rate</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional rate</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">As low as <strong>3.99% fixed APR for six months</strong> for qualifying borrowers, depending on combined loan-to-value.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Home Equity Line of Credit introductory rate</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional period</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">6 months</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Rate after promotion</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Variable APR thereafter, currently as low as 6.49% for qualifying borrowers at up to 60% CLTV, 6.74% at up to 80% CLTV, and 8.49% at up to 90% CLTV. Rates are subject to change.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Apply for and be approved for an eligible UCCU Standard HELOC. The rate offered depends on underwriting and combined loan-to-value.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential cost</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Minimum HELOC amount is $10,000. Property insurance is required. Appraisal costs may apply for loans above $400,000 or when required by underwriting. UCCU may offer no-closing-cost options subject to conditions.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Variable rates are based on the Prime Rate and may change monthly after the introductory period. If the HELOC is paid off and closed within 24 months of funding, UCCU requires reimbursement of applicable third-party fees it paid, which may include title, valuation, and insurance-related costs. Financing is subject to membership and underwriting criteria. Maximum APR is 18.00% or the maximum permitted by law, whichever is lower.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Limited-time offer; no specific public expiration date listed.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Available to qualifying UCCU members approved for an eligible Standard HELOC.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying homeowners who meet UCCU membership, property, equity, credit, and underwriting requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.uccu.com/loans/personal/heloc/standard/" target="_blank" rel="noopener">UCCU Standard Home Equity Line of Credit</a></p>
<h3>Credit Card Promotional Rates</h3>
<h4>Wolverine Low Rate Visa — 0% Introductory Purchase APR</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left; vertical-align: top;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional rate</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">0% introductory APR on purchases for qualifying new UCCU Wolverine Low Rate Visa credit cards.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Consumer credit card introductory APR</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional period</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">6 months from when the credit limit becomes available.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Rate after promotion</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">As low as 11.00% variable APR according to the current Wolverine Low Rate Visa promotional disclosure. The ongoing rate varies with the Prime Rate.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Apply for and be approved for a qualifying new UCCU Wolverine Low Rate Visa during the promotional period.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential cost</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Interest may apply to balances remaining after the introductory period. UCCU also lists an up-to-2% foreign transaction fee. Review the current card disclosure for other applicable fees.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">The 0% introductory APR applies to purchases on qualifying new cards. Financing is subject to UCCU membership and underwriting criteria, and not every applicant will qualify. This is a limited-time offer.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">No specific public expiration date listed.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Publicly advertised through UCCU&#8217;s Wolverine Low Rate Visa page for qualifying new card applicants.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px; vertical-align: top;">Qualifying UCCU members approved for a new Wolverine Low Rate Visa credit card.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.uccu.com/loans/personal/visa-credit-cards/wolverine-low-rate-visa-credit-card/" target="_blank" rel="noopener">UCCU Wolverine Low Rate Visa</a></p></div>
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				<div class="et_pb_text_inner"><h2>Referral Programs</h2>
<p>No current public UCCU member or business customer referral bonus was identified.</p></div>
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				<div class="et_pb_text_inner"><h2>Member Deals and Discounts</h2>
<p>Qualifying UCCU Elevated Checking members can receive a <strong>10% boost on eligible UCCU cash-back credit card reward payouts</strong>. This is an ongoing relationship benefit rather than a credit card welcome bonus.</p>
<p><strong>More official info:</strong> <a href="https://www.uccu.com/10-credit-card-cash-back-boost/" target="_blank" rel="noopener">UCCU 10% Credit Card Cash Back Boost</a></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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				<div class="et_pb_text_inner"><h2>Frequently Asked Questions</h2>
<p>These FAQs cover some of the most important details about current <strong>UCCU bonuses and promotions</strong>.</p>
<h4>What bonuses and promotions does UCCU currently offer?</h4>
<p>Current public offers include a <strong>$300 direct deposit bonus</strong> and an <strong>up-to-$100 Savings Certificate bonus</strong> through the Riverton promotion. UCCU also offers promotional rates, loan and mortgage incentives, youth rewards, and other member benefits.</p>
<h4>Is the $300 UCCU direct deposit bonus available everywhere?</h4>
<p>No. The <strong>$300 direct deposit bonus is part of UCCU&#8217;s limited-time Riverton promotion</strong>, available at the Riverton Branch or online using promo code <strong>GO26RV</strong>.</p>
<h4>How do I qualify for the $300 UCCU direct deposit bonus?</h4>
<p>The direct deposit must be new to UCCU and at least <strong>$500 per month</strong>. The bonus is awarded after the second qualifying payroll, pension, or government-benefit direct deposit, with qualifying deposits totaling at least <strong>$1,000 within 65 days</strong> of the first deposit. Peer-to-peer deposits do not qualify.</p>
<h4>Can I earn more than $500 from the UCCU loan transfer promotion?</h4>
<p>Yes. UCCU pays <strong>1% cash back on qualifying transferred balances, up to $500 per loan</strong>. Multiple qualifying loan transfers are permitted, so the combined bonus can exceed $500.</p>
<h4>Does UCCU offer credit card bonuses?</h4>
<p>No current public consumer or business <strong>welcome bonus or new-card signup incentive</strong> was identified. UCCU does offer credit card promotional rates and ongoing cardholder benefits, which are covered separately on this page.</p>
<h4>Does UCCU have a referral bonus?</h4>
<p>No current public member or business customer referral bonus was identified.</p>
<h4>Does UCCU offer promotions that are not publicly advertised?</h4>
<p>Possibly. UCCU may provide <strong>targeted, branch-specific, online, workplace, or relationship-based offers</strong>. UtahFi tracks publicly verifiable offers available to qualifying Utah consumers or businesses.</p>
<h4>Are UCCU bonuses taxable?</h4>
<p>They may be. UCCU states that bonuses under the Riverton promotion <strong>may be reported as interest on IRS Form 1099-INT</strong>. Tax treatment can vary depending on the incentive and individual circumstances.</p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
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			</div><div id="related-utahfi-content" class="et_pb_row et_pb_row_103">
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				<div class="et_pb_text_inner"><h2>Related UtahFi Content</h2>
<p>For more context on UCCU and how it fits into Utah&#8217;s credit union landscape, the following UtahFi resources may be useful.</p>
<h3>Institution Profile</h3>
<p><a href="https://utahfi.com/institutions/utah-community-credit-union/"><strong>Utah Community Credit Union (UCCU): Membership and Accounts in Utah</strong></a></p>
<h3>Rankings</h3>
<p><a href="https://utahfi.com/insights/best-credit-unions-in-utah/"><strong>Best Credit Unions in Utah: Top 10 Picks (2026)</strong></a></p></div>
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				<div class="et_pb_text_inner"><p class="p1"><strong>Disclaimer: </strong>Promotions, bonuses, rates, eligibility requirements, and other offer terms may change or be discontinued without prior notice. UtahFi works to keep this information current but cannot guarantee that all offer details remain unchanged. Always verify the latest terms and conditions directly with the financial institution before opening an account, applying for a product, or participating in an offer.</p></div>
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<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/uccu-promotions/">Utah Community Credit Union (UCCU) Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
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		<title>Wells Fargo Bonuses and Promotions</title>
		<link>https://utahfi.com/incentives/wells-fargo-promotions/</link>
		
		<dc:creator><![CDATA[UtahFi Editorial]]></dc:creator>
		<pubDate>Sun, 23 Aug 2026 07:19:52 +0000</pubDate>
				<category><![CDATA[Incentives]]></category>
		<category><![CDATA[Institutions]]></category>
		<category><![CDATA[Bonuses]]></category>
		<category><![CDATA[Promotions]]></category>
		<category><![CDATA[Wells Fargo]]></category>
		<guid isPermaLink="false">https://utahfi.com/?p=6665</guid>

					<description><![CDATA[<p><span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 12</span> <span class="rt-label rt-postfix">minutes read · </span></span></p>
<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/wells-fargo-promotions/">Wells Fargo Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
]]></description>
										<content:encoded><![CDATA[<span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 12</span> <span class="rt-label rt-postfix">minutes read · </span></span><div class="et_pb_section et_pb_section_5 et_section_regular" >
				
				
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Wells Fargo Promotions Overview</h2>
<p class="p1"><a href="https://utahfi.com/institutions/wells-fargo/"><img loading="lazy" decoding="async" class="alignleft wp-image-591 size-full" src="https://utahfi.com/wp-content/uploads/2026/01/wells-fargo-utah-144.png" alt="Wells Fargo logo" width="144" height="144" /></a><strong>Wells Fargo Bonuses and Promotions</strong> can include special offers for checking accounts, credit cards, business banking, home lending, and other financial products. Offers and eligibility requirements can change, so verify the current terms directly with Wells Fargo before opening an account or applying.</p>
<p class="p1">For a broader look at the bank’s Utah presence, accounts, and services, see our <span class="s1">⁠<strong><a href="https://utahfi.com/institutions/wells-fargo/"><span class="s2">Wells Fargo Bank in Utah: Review Accounts, Fees, and Services</span></a></strong></span><strong>.</strong></p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_71  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><p><strong>Some promotions may not be publicly advertised.</strong> Financial institutions may offer branch-only, relationship-based, preselected, or targeted promotions to certain customers. UtahFi includes offers that can be verified through public or otherwise reliable official sources, so additional promotions may be available to you directly through the institution.</p></div>
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				<div class="et_pb_text_inner"><h2>Table of Contents</h2>
<ul>
<li><a href="#quick-summary">Quick Summary</a></li>
<li><a href="#checking-account-bonuses">Checking Account Bonuses</a></li>
<li><a href="#savings-account-bonuses">Savings Account Bonuses</a></li>
<li><a href="#business-account-bonuses">Business Account Bonuses</a></li>
<li><a href="#credit-card-bonuses">Credit Card Bonuses</a></li>
<li><a href="#promotional-rates">Promotional Rates</a></li>
<li><a href="#referral-programs">Referral Programs</a></li>
<li><a href="#member-deals-discounts">Member Deals and Discounts</a></li>
<li><a href="#frequently-asked-questions">Frequently Asked Questions</a></li>
<li><a href="#related-utahfi-content">Related UtahFi Content</a></li>
</ul></div>
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			</div><div id="quick-summary" class="et_pb_row et_pb_row_107">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_102  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Quick Summary</h2>
<p>The table below provides a snapshot of the current <strong>Wells Fargo bonuses and promotions</strong> available to qualifying consumers and businesses in Utah.</p>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; padding: 8px; border: 1px solid #999999; background: #F4B400; color: #000000; text-align: left;"><strong>Category</strong></th>
<th style="width: 65%; padding: 8px; border: 1px solid #999999; background: #F4B400; color: #000000; text-align: left;"><strong>Current Offers</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Checking Account Bonuses</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;"><strong>$125</strong> for eligible new consumer checking customers who complete 10 qualifying posted transactions within 60 days. Offer ends October 13, 2026.</td>
</tr>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Savings Account Bonuses</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;">None currently identified.</td>
</tr>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Business Account Bonuses</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;"><strong>$400, $550, or $825</strong> for eligible new business checking customers, depending on the qualifying deposit balance maintained through the offer period. Customers must also complete 5 qualifying posted transactions. Offer ends September 8, 2026.</td>
</tr>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Credit Card Bonuses</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;">Current public offers include a <strong>$500 cash rewards bonus</strong> on the Signify Business Cash® Card after $5,000 in qualifying net purchases within 3 months. Consumer card welcome offers may also be available.</td>
</tr>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Promotional Rates</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;">Introductory APR offers may be available on select Wells Fargo credit cards.</td>
</tr>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Referral Programs</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;">No public consumer or business customer referral bonus currently identified.</td>
</tr>
<tr>
<td style="width: 35%; padding: 8px; border: 1px solid #999999;"><strong>Member Deals and Discounts</strong></td>
<td style="width: 65%; padding: 8px; border: 1px solid #999999;"><strong>My Wells Fargo Deals</strong> provides eligible customers with personalized merchant offers and cash-back deals that generally must be activated before use.</td>
</tr>
</tbody>
</table></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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			</div><div id="checking-account-bonuses" class="et_pb_row et_pb_row_109">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_104  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Checking Account Bonuses</h2>
<p>Wells Fargo promotions currently include a public checking bonus for qualifying new consumer checking customers in Utah. The offer uses transaction activity rather than a direct-deposit requirement.</p>
<h4>Wells Fargo Clear Access Banking — $125 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$125</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer checking account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Wells Fargo Clear Access Banking</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new eligible Wells Fargo consumer checking account using the offer and complete <strong>10 or more qualifying posted transactions</strong> within 60 calendar days of account opening. Qualifying transactions include posted Zelle® transactions, mobile check deposits, Wells Fargo Bill Pay payments, and eligible debit card purchases.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No separate holding period is listed. The account must remain open while Wells Fargo attempts to deposit the bonus.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$5</strong> or $0 when a qualifying waiver requirement is met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 if the monthly fee is waived. Otherwise, up to <strong>$10</strong> if two monthly service fees apply during the 60-day qualification period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$125 before fees</strong>, or approximately <strong>$115 after two $5 monthly service fees</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Offer is for new consumer checking customers and is not available to customers who received a Wells Fargo consumer checking bonus within the past 12 months, Wells Fargo employees, certain nonresident customers, or Wells Fargo Private Bank deposit accounts. Teller transactions, ATM transactions, account-and-routing-number transactions, pending transactions, certain debit card funding transactions, and returned or held deposited checks do not qualify.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>October 13, 2026</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online through the offer page or at a Wells Fargo branch with an offer code, subject to account approval. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New Wells Fargo consumer checking customers who meet the offer requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://accountoffers.wellsfargo.com/checking125/" target="_blank" rel="noopener">Wells Fargo $125 checking bonus offer</a></strong></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
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				<div class="et_pb_text_inner"><h2>Savings Account Bonuses</h2>
<p>We did not identify a current public Wells Fargo savings account bonus available to qualifying Utah customers.</p>
<p>Wells Fargo may offer targeted, relationship-based, branch-only, or other nonpublic savings promotions to certain customers, but those are not included here unless they can be verified through an official source.</p></div>
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				<div class="et_pb_column et_pb_column_4_4 et_pb_column_107  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Business Account Bonuses</h2>
<p>Current <strong>Wells Fargo promotions</strong> for businesses include a business checking bonus worth up to <strong>$825</strong> for qualifying new customers. The bonus amount depends on the qualifying balance deposited and maintained, and customers must also complete five qualifying posted transactions.</p>
<h4>Wells Fargo Business Checking — Up to $825 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$400, $550, or $825</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business checking account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Initiate Business Checking, Navigate Business Checking, or Optimize Business Checking</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new eligible business checking account. Deposit at least <strong>$2,500 by day 30</strong>, maintain the applicable qualifying balance through day 60, and complete <strong>5 or more qualifying posted transactions</strong> during the 60-day qualification period. <strong>$2,500–$9,999 earns $400; $10,000–$24,999 earns $550; $25,000+ earns $825.</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Maintain the qualifying balance from day 30 through <strong>day 60</strong> after account opening. If the balance falls to a lower tier, the bonus may be reduced; falling below $2,500 can eliminate eligibility.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Initiate Business Checking has a <strong>$15 monthly service fee</strong>, or $0 when a qualifying waiver requirement is met. Fees for other eligible business checking accounts may differ.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">For Initiate Business Checking, $0 if the monthly fee is waived. Otherwise, approximately <strong>$30</strong> if two $15 monthly service fees apply during the 60-day qualification period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Using Initiate Business Checking, approximately <strong>$370, $520, or $795</strong> after two $15 monthly service fees, depending on the bonus tier. The full <strong>$400, $550, or $825</strong> may be retained if the fee is avoided.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Limit one business checking bonus per business entity or business owner within 24 months. Current Wells Fargo business checking owners and businesses that closed a Wells Fargo business checking account within the past 90 days are not eligible. Qualifying transactions include eligible business debit card purchases, Wells Fargo Bill Pay payments, and qualifying deposits. Zelle® transactions, withdrawals, transfers between Wells Fargo accounts, RTP® or FedNow℠ transfers, and certain card credits do not qualify.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>September 8, 2026</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Initiate Business Checking can be opened through the offer page with the offer automatically applied. Eligible business checking accounts can also be opened at a Wells Fargo branch using an offer code. Available to qualifying Utah businesses, subject to account approval.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New Wells Fargo business checking customers that meet the offer requirements and eligibility restrictions.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://accountoffers.wellsfargo.com/business-checking-bonus/" target="_blank" rel="noopener">Wells Fargo business checking bonus offer</a></strong></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="151" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp" alt="Delicate Arch divider illustration with Utah desert and mountains" title="Delicate Arch Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-300x57.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-768x145.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4826" /></span>
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			</div><div id="credit-card-bonuses" class="et_pb_row et_pb_row_115">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_109  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_77  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Credit Card Bonuses</h2>
<p>Current <strong>Wells Fargo promotions</strong> include credit card welcome offers for both consumers and businesses. The offers below use the standardized UtahFi credit-card bonus format.</p>
<h3>Consumer Credit Card Bonuses</h3>
<h4>Wells Fargo Active Cash® Card — $200 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$200 cash rewards bonus</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer cash back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend <strong>$500 on qualifying purchases in the first 3 months</strong> from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$500 in 3 months</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$200</strong> with no annual fee deducted, before interest, balance transfer fees, cash advance fees, late fees, or other charges.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying purchases generally exclude cash advances and cash equivalents, balance transfers, fees, interest, gambling transactions, disputed or illegal purchases, and other excluded transactions. Wells Fargo may also restrict eligibility for introductory offers based on current or recent ownership of the same card.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public offer information checked. Verify the current offer before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New Wells Fargo Active Cash cardholders who meet Wells Fargo’s eligibility and approval requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.wellsfargo.com/credit-cards/active-cash/" target="_blank" rel="noopener">Wells Fargo Active Cash® Card offer</a></strong></p>
<h4>Choice Privileges® Mastercard® — 60,000 Bonus Points</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>60,000 Choice Privileges bonus points</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer travel rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$1,000 in qualifying purchases within the first 3 months</strong> from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$1,000 in 3 months</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>60,000 bonus points</strong> with no annual fee deducted.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying purchases exclude transactions such as cash advances, cash equivalents, balance transfers, fees, interest, gambling transactions, disputed or illegal purchases, and other excluded activity. Bonus eligibility may also be restricted for applicants who recently opened certain Choice Privileges credit cards.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public product page checked. Verify the current offer before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New Choice Privileges Mastercard cardholders who meet Wells Fargo’s eligibility and approval requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://creditcards.wellsfargo.com/wells-fargo-choice-privileges-credit-cards/" target="_blank" rel="noopener">Wells Fargo Choice Privileges® credit card offer</a></strong></p>
<h3>Business Credit Card Bonuses</h3>
<h4>Signify Business Cash® Card — $500 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$500 cash rewards bonus</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business cash back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make at least <strong>$5,000 in qualifying net purchases within 3 months</strong> from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$5,000 in 3 months</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$0</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$500</strong> with no annual fee deducted, before interest, cash advance fees, late fees, or other charges.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying net purchases are purchases minus returns and credits. Cash advances and cash equivalents, fees, interest, gambling transactions, disputed or illegal purchases, and other excluded transactions do not qualify. Bonus Cash Rewards become redeemable within 60 days after they are earned.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed in the public terms checked. Verify the current offer before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online or through a Wells Fargo branch, subject to business credit approval. Available to qualifying Utah businesses.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Businesses and guarantors who meet Wells Fargo’s application, credit, and promotional eligibility requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.wellsfargo.com/biz/business-credit/credit-cards/signify-business-cash-credit-card-terms-conditions/" target="_blank" rel="noopener">Wells Fargo Signify Business Cash® terms</a></strong></p></div>
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			</div><div class="et_pb_row et_pb_row_116">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_110  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_38">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
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			</div><div id="promotional-rates" class="et_pb_row et_pb_row_117">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_111  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_78  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Promotional Rates</h2>
<p>Current <strong>Wells Fargo promotions</strong> include special financing plans through Wells Fargo Retail Services. Depending on the participating merchant, customers may see deferred-interest financing, <strong>0% APR</strong> plans, or reduced promotional rates. Wells Fargo states that the exact terms vary by merchant and promotion.</p>
<h4>Wells Fargo Retail Services Special Financing</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Special financing may include <strong>0% APR with equal monthly payments</strong>, deferred-interest “No Interest if Paid in Full” plans, or reduced promotional APRs.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Retail financing incentive</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by participating merchant and financing plan. Wells Fargo states that the exact term length is set by the applicable merchant promotion.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Make a qualifying purchase from a participating merchant using approved Wells Fargo Retail Services credit and meet the specific promotional requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Costs depend on the financing plan, purchase amount, repayment timing, and any applicable fees. Deferred-interest plans can charge interest from the original purchase date if the promotional balance is not paid in full by the deadline.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Offers vary by merchant. Purchase requirements, product limitations, minimum purchase amounts, down payments, promotional terms, and expiration dates may differ. With deferred-interest plans, paying only the minimum payment may not pay the balance in full before the promotional period ends.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by participating merchant and individual promotion.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available through participating businesses offering Wells Fargo Retail Services financing, subject to credit approval and current merchant promotional terms.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Customers approved for eligible Wells Fargo Retail Services financing who make a qualifying purchase under an available merchant promotion.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://retailservices.wellsfargo.com/customer/" target="_blank" rel="noopener">Wells Fargo Retail Services financing information</a></strong></p></div>
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			</div><div class="et_pb_row et_pb_row_118">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_112  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_39">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
			</div>
			</div>
				
				
				
				
			</div><div id="referral-programs" class="et_pb_row et_pb_row_119">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_113  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_79  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Referral Programs</h2>
<p>We did not identify a current public <strong>Wells Fargo referral program</strong> that pays consumer or business customers a bonus for referring another person to open a qualifying account. Current public <strong>Wells Fargo promotions</strong> instead focus on direct account-opening bonuses, credit card welcome offers, and other product incentives.</p>
<p>Wells Fargo may still make targeted, relationship-based, employee, or nonpublic referral offers available in some situations, but those are not included unless they can be verified through an official Wells Fargo source.</p></div>
			</div>
			</div>
				
				
				
				
			</div><div id="member-deals-discounts" class="et_pb_row et_pb_row_120">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_114  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_80  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Member Deals and Discounts</h2>
<p>Current <strong>Wells Fargo promotions</strong> also include <strong>My Wells Fargo Deals</strong>, which gives eligible customers personalized cash-back offers at participating merchants. Customers generally need to activate an offer first and then make the qualifying purchase with an eligible Wells Fargo card.</p>
<h4>My Wells Fargo Deals</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Deal or Discount</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Personalized merchant cash-back offers through <strong>My Wells Fargo Deals</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Merchant cash-back program</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>How it works</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Activate an eligible deal, then make a qualifying purchase directly with the participating merchant using an eligible Wells Fargo card.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Potential value</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by merchant and individual deal. Cash-back amounts and purchase requirements are set by the specific offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No separate fee is listed for using My Wells Fargo Deals. Normal card or account fees may still apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Deals generally must be activated before purchase. Transactions may not qualify if they are made outside the offer period, through an ineligible payment method or third party, or cannot be identified as qualifying. Returns or canceled purchases can cause cash back to be reversed. Individual merchant terms may also apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by individual deal.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Personalized offers are available to eligible Wells Fargo customers and may differ by customer, card, merchant, and location.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px; vertical-align: top;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible Wells Fargo customers who receive and activate a deal and complete its specific purchase requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.wellsfargo.com/debit-card/" target="_blank" rel="noopener">My Wells Fargo Deals</a></strong></p></div>
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			</div><div class="et_pb_row et_pb_row_121">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_115  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_40">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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			</div><div id="frequently-asked-questions" class="et_pb_row et_pb_row_122">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_116  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Frequently Asked Questions</h2>
<p>These frequently asked questions cover common details about <strong>Wells Fargo promotions</strong>, including eligibility, bonus timing, targeted offers, and whether multiple promotions can apply at the same time.</p>
<h4>Does Wells Fargo currently offer bonuses for new customers?</h4>
<p>Yes. Current <strong>Wells Fargo promotions</strong> include a $125 consumer checking bonus, tiered business checking bonuses of $400, $550, or $825, and several credit card welcome offers for qualifying applicants. Offer availability, requirements, and expiration dates can change.</p>
<h4>Are Wells Fargo promotions available to Utah customers?</h4>
<p>Yes. The public offers included in this article are available to qualifying Utah consumers or businesses, subject to the specific eligibility, account-opening, credit approval, and promotional requirements for each offer.</p>
<h4>Can existing Wells Fargo customers qualify for a promotion?</h4>
<p>Sometimes. Eligibility depends on the specific promotion. Some checking and credit card bonuses are limited to new customers or applicants who have not received a similar bonus within a stated period. Existing Wells Fargo customers may still qualify for other offers, including My Wells Fargo Deals and certain product-specific promotions.</p>
<h4>Does Wells Fargo offer targeted or nonpublic promotions?</h4>
<p>Wells Fargo may make branch-only, relationship-based, preselected, or targeted offers available to certain customers. These offers may not appear on public Wells Fargo promotional pages. UtahFi focuses on publicly verifiable or otherwise reliably documented <strong>Wells Fargo bonuses and promotions</strong>, so an individual customer may receive an offer that is not listed here.</p>
<h4>How long does it take to receive a Wells Fargo bonus?</h4>
<p>Timing depends on the offer. For example, the current consumer checking promotion states that the bonus is generally deposited within 30 calendar days after the qualifying requirements are completed. Business checking and credit card bonuses follow their own payment or rewards-posting schedules.</p>
<h4>Can I qualify for more than one Wells Fargo promotion?</h4>
<p>Possibly, but each promotion has its own eligibility rules. Receiving one bonus does not automatically prevent you from qualifying for a different type of offer, but Wells Fargo may impose waiting periods, account-ownership restrictions, or limits on how often a customer or business can receive the same type of bonus.</p>
<h4>Do Wells Fargo credit card bonuses require paying an annual fee?</h4>
<p>Not necessarily. The Wells Fargo Active Cash® Card, Choice Privileges® Mastercard®, and Signify Business Cash® Card offers discussed above currently have $0 annual fees. Other Wells Fargo credit cards may have different annual fees and promotional structures.</p>
<h4>Does Wells Fargo have a public referral bonus?</h4>
<p>UtahFi did not identify a current public customer referral bonus for Wells Fargo consumer or business banking. Wells Fargo may offer other targeted or nonpublic referral-related incentives, but those are not included unless they can be verified through an official source.</p></div>
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				<div class="et_pb_text_inner"><h2>Related UtahFi Content</h2>
<p>For more context around <strong>Wells Fargo promotions</strong>, Utah banking options, and how Wells Fargo compares with other institutions, explore these related UtahFi guides and profiles.</p>
<h3>Institution Profile</h3>
<ul>
<li><a href="https://utahfi.com/institutions/wells-fargo/"><strong>Wells Fargo Bank in Utah: Review Accounts, Fees, and Services</strong></a></li>
</ul>
<h3>Rankings</h3>
<ul>
<li><a href="https://utahfi.com/insights/best-banks-in-utah/"><strong>Best Banks in Utah</strong></a></li>
</ul>
<h3>Comparisons</h3>
<ul>
<li><a href="https://utahfi.com/insights/chase-vs-wells-fargo/"><strong>Chase vs Wells Fargo in Utah: Which One Is Better in 2026?</strong></a></li>
</ul></div>
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				<div class="et_pb_text_inner"><p class="p1"><strong>Disclaimer: </strong>Promotions, bonuses, rates, eligibility requirements, and other offer terms may change or be discontinued without prior notice. UtahFi works to keep this information current but cannot guarantee that all offer details remain unchanged. Always verify the latest terms and conditions directly with the financial institution before opening an account, applying for a product, or participating in an offer.</p></div>
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<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/wells-fargo-promotions/">Wells Fargo Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
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		<title>Canyon View Credit Union Bonuses and Promotions</title>
		<link>https://utahfi.com/incentives/canyon-view-credit-union-promotions/</link>
		
		<dc:creator><![CDATA[UtahFi Editorial]]></dc:creator>
		<pubDate>Sat, 22 Aug 2026 04:31:33 +0000</pubDate>
				<category><![CDATA[Incentives]]></category>
		<category><![CDATA[Institutions]]></category>
		<category><![CDATA[Bonuses]]></category>
		<category><![CDATA[Canyon View Credit Union]]></category>
		<category><![CDATA[Promotions]]></category>
		<guid isPermaLink="false">https://utahfi.com/?p=6619</guid>

					<description><![CDATA[<p><span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 17</span> <span class="rt-label rt-postfix">minutes read · </span></span></p>
<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/canyon-view-credit-union-promotions/">Canyon View Credit Union Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
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										<content:encoded><![CDATA[<span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 17</span> <span class="rt-label rt-postfix">minutes read · </span></span><div class="et_pb_section et_pb_section_6 et_section_regular" >
				
				
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Canyon View Credit Union Promotions Overview</h2>
<p><a href="https://utahfi.com/institutions/canyon-view-credit-union/"><img loading="lazy" decoding="async" class="wp-image-946 size-full alignleft" src="https://utahfi.com/wp-content/uploads/2026/01/canyon-view-credit-union-144.png" alt="Canyon View Credit Union" width="140" height="140" /></a>Current <strong>Canyon View Credit Union promotions</strong> include new-member bonuses, a high-yield savings offer, promotional lending rates, and student and member incentives. Offers can have specific eligibility, activity, or product requirements, so the advertised maximum may require completing multiple qualifying actions.</p>
<p>For a broader look at the credit union’s accounts, loans, services, and membership requirements, see our <a href="https://utahfi.com/institutions/canyon-view-credit-union/"><strong>Canyon View Credit Union</strong></a> profile.</div>
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				<div class="et_pb_text_inner"><strong>Some promotions may not be publicly advertised.</strong> Financial institutions may offer branch-only, relationship-based, preselected, or targeted promotions to certain customers. UtahFi includes offers that can be verified through public or otherwise reliable official sources, so additional promotions may be available to you directly through the institution.</div>
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				<div class="et_pb_text_inner"><h2>Table of Contents</h2>
<ul>
<li><a href="#quick-summary">Quick Summary</a></li>
<li><a href="#checking-account-bonuses">Checking Account Bonuses</a></li>
<li><a href="#savings-account-bonuses">Savings Account Bonuses</a></li>
<li><a href="#business-account-bonuses">Business Account Bonuses</a></li>
<li><a href="#credit-card-bonuses">Credit Card Bonuses</a></li>
<li><a href="#promotional-rates">Promotional Rates</a></li>
<li><a href="#referral-programs">Referral Programs</a></li>
<li><a href="#member-deals-discounts">Member Deals and Discounts</a></li>
<li><a href="#frequently-asked-questions">Frequently Asked Questions</a></li>
<li><a href="#related-utahfi-content">Related UtahFi Content</a></li>
</ul></div>
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				<div class="et_pb_text_inner"><h2>Quick Summary</h2>
<p><strong>Canyon View Credit Union bonuses and promotions</strong> currently include several public incentives for qualifying members, including new-member bonuses, a promotional savings APY, lending offers, and student incentives.</p>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr style="background-color: #f4b400;">
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Category</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>Current Offers</strong></td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Checking Account Bonuses</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;">New adult members can earn portions of an offer worth up to <strong>$700</strong>, including <strong>$50 for opening membership</strong>, up to <strong>$150 for qualifying direct deposits</strong>, up to <strong>$150 for qualifying Visa transactions</strong>, and <strong>$50 after 6 months</strong>. A separate student new-member offer provides up to <strong>$100</strong>.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Savings Account Bonuses</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>7.00% APY</strong> on High Yield Savings balances up to $2,500 through December 31, 2026 when monthly requirements are met. The up-to-$700 new-member promotion also includes up to <strong>$100</strong> for qualifying new money deposited into a certificate.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Business Account Bonuses</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;">None publicly identified for business deposit accounts or merchant services.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Credit Card Bonuses</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;">No separate public credit card welcome bonus identified. Qualifying Canyon View Visa debit and/or credit transactions can contribute up to <strong>$150</strong> toward the adult new-member promotion.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Promotional Rates</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>7.00% APY</strong> High Yield Savings; <strong>3.49% introductory HELOC APR</strong> for 6 months; limited-time <strong>5.99% fixed rate (6.273% APR)</strong> on a 30-year conventional mortgage; qualifying auto loans can defer the first payment for 90 days through October 1, 2026.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Referral Programs</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;">No public consumer or business customer referral bonus currently identified.</td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Member Deals and Discounts</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;">Pay for Grades provides cash rewards for qualifying grades, while Canyon View awards <strong>$30,000 in competitive scholarships annually</strong>. Additional member event perks may also be available.</td>
</tr>
</tbody>
</table></div>
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				<div class="et_pb_text_inner"><h2>Checking Account Bonuses</h2>
<p>Canyon View Credit Union currently offers a multi-part promotion worth up to <strong>$700</strong> for qualifying new adult members, with several components tied to checking activity and other Canyon View products. The full $700 is not exclusively a checking bonus; members must complete multiple qualifying activities to earn the maximum.</p>
<h3>New-Member Promotions</h3>
<h4>Get Up to $700 for New Adult Members</h4>
<p>New members age 18 or older can earn portions of the bonus by opening a Canyon View Credit Union membership and completing qualifying activities during the promotional period.</p>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr style="background-color: #f4b400; color: #000000; font-weight: bold;">
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Detail</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;">Up to <strong>$700</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New-member relationship promotion</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Canyon View Credit Union membership beginning with Primary Savings, with bonus components involving checking activity, certificates, auto lending, and mortgage lending.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Minimum to open</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">A $10 balance must be maintained in Primary Savings to establish membership.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">
<p><strong>$50</strong> for opening the qualifying membership account;up to <strong>$150</strong> for maintaining at least $1,000 in qualifying direct deposits per month for 3 consecutive months;</p>
<p>up to <strong>$150</strong> for completing at least 25 qualifying Canyon View Visa debit and/or credit transactions of $5 or more per month for 3 months;</p>
<p><strong>$100</strong> for a qualifying auto loan of at least $10,000;</p>
<p>up to <strong>$100</strong> for depositing qualifying new money into a certificate;</p>
<p><strong>$100</strong> for a qualifying first mortgage or home refinance;</p>
<p>and another <strong>$50</strong> after 6 months of qualifying account usage.</p>
</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Most qualifying activities must occur during the first 6 months after Primary Savings is opened. The mortgage component has a separate closing deadline.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Canyon View offers consumer checking accounts with a $0 monthly maintenance fee. The $10 Primary Savings membership balance must be maintained.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The required $10 Primary Savings balance remains the member’s money and is not treated as a promotional cost. Product-specific transaction, lending, certificate, mortgage, or other fees may apply depending on which bonus components are pursued.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$700</strong> before any applicable product-specific fees or borrowing costs. Because reaching the maximum can require an auto loan, certificate, and mortgage, the actual financial value depends on whether those products independently make sense for the member. Required deposits and borrowed principal are not treated as fees.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New members must be age 18+. Qualifying direct deposits must total at least $1,000 per month; bank-to-bank, peer-to-peer, wire, and internal transfers do not qualify. Visa activity requires at least 25 transactions of $5 or more per month. The qualifying auto loan must be at least $10,000. The certificate bonus pays $5 for each $500 of qualifying new money deposited, up to $100. The mortgage must be a qualifying first mortgage with a term of at least 15 years. The account must remain in good standing. The promotion cannot be combined with other new-member offers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">December 31, 2026. The qualifying mortgage must close by February 27, 2027.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying new Canyon View Credit Union members in Utah who meet membership and promotional requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New members age 18+ who qualify for Canyon View Credit Union membership and satisfy the requirements for each bonus component they pursue.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.canyonviewcu.com/get700/" target="_blank" rel="noopener">Canyon View Credit Union Get Up to $700</a></strong></p>
<h4>$100 Student New-Member Offer</h4>
<p>Canyon View also offers a separate new-member incentive for qualifying students age 12 and older. Eligible students can earn a total of <strong>$100</strong> by opening a membership and keeping the account in good standing for 6 months.</p>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr style="background-color: #f4b400; color: #000000; font-weight: bold;">
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Detail</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>$100 total</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Student new-member promotion</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Canyon View Credit Union membership with Primary Savings</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Minimum to open</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">A $10 balance must be maintained in Primary Savings.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Receive <strong>$50</strong> after opening the qualifying account and another <strong>$50</strong> after 6 months if the account remains in good standing.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">6 months to receive the second $50.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The required $10 Primary Savings balance remains the member’s money. Other account or transaction fees may apply depending on account usage.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$100</strong> if no applicable account or transaction fees reduce the value of the promotion.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">For qualifying new student members. Canyon View defines eligible students for this promotion as people age 12+ enrolled in secondary education or an accredited college or university. A valid SSN or ITIN is required. The promotion must be mentioned when opening the account and cannot be combined with another new-account offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No fixed expiration date is publicly stated; Canyon View describes the offer as ongoing and subject to change.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying new student members who meet Canyon View membership requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying new student members age 12+ enrolled in eligible secondary or higher education.</td>
</tr>
</tbody>
</table>
<p><strong>More official info: <a href="https://www.canyonviewcu.com/get100/" target="_blank" rel="noopener">Canyon View Credit Union Student $100 Offer</a></strong></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
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			</div><div id="savings-account-bonuses" class="et_pb_row et_pb_row_132">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_126  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_89  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Savings Account Bonuses</h2>
<p>Among current <strong>Canyon View Credit Union promotions</strong>, the High Yield Savings offer provides a promotional <strong>7.00% APY</strong> on qualifying balances. The broader new-member promotion also includes a separate certificate-deposit bonus of up to <strong>$100</strong>.</p>
<h4>High Yield Savings — 7.00% APY</h4>
<p>Canyon View’s High Yield Savings account currently pays its highest promotional yield on balances up to $2,500 when the member completes the required monthly account activity.</p>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr style="background-color: #f4b400; color: #000000; font-weight: bold;">
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Detail</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
</tr>
<tr>
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Promotional rate</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>7.00% APY</strong> on balances from $0 to $2,500 when monthly requirements are met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">High Yield Savings account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Maintain at least <strong>$1,000 in qualifying direct deposits per month</strong> and complete at least <strong>25 Canyon View debit and/or credit transactions of $5 or more per month</strong>.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Balance tiers</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Balances from $0 to $2,500 earn 7.00% APY when qualified. Canyon View’s current rate schedule lists balances above $2,500 at a lower tier, producing an effective APY between 1.20% and 7.00% depending on the balance.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Required direct deposits and qualifying transactions are not fees. If the monthly requirements are not met, the account earns the lower Primary Savings yield for that month instead of the High Yield Savings rate.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Bank-to-bank, peer-to-peer, wire, and internal transfers do not count toward the qualifying direct-deposit requirement. Maximum of one High Yield Savings account per account relationship. The promotional APY is based on tiered balances and qualifying monthly activity.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>December 31, 2026</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying Canyon View Credit Union members who meet the monthly activity requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Canyon View members with an eligible account relationship who satisfy the required direct-deposit and card-transaction activity each month.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.canyonviewcu.com/highyieldsavings" target="_blank" rel="noopener"><strong>Canyon View High Yield Savings</strong></a></p>
<h4>Up to $100 Certificate Bonus for New Members</h4>
<p>The adult new-member promotion includes a savings-related certificate incentive worth up to <strong>$100</strong>. This is part of the same up-to-$700 new-member offer explained under Checking Account Bonuses rather than a separate standalone certificate promotion.</p>
<p>New members can receive <strong>$5 for every $500 of new money deposited into a qualifying certificate, up to $100</strong>. Canyon View defines new money as funds that were not previously held at the credit union.</p>
<p>Certificate terms, minimum opening deposits, APYs, and early-withdrawal penalties vary by certificate type. The cash incentive is separate from the certificate’s regular dividend earnings.</p>
<p><strong>More official info:</strong> <a href="https://www.canyonviewcu.com/get700/" target="_blank" rel="noopener"><strong>Canyon View Credit Union Get Up to $700</strong></a></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="203" src="https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800.webp" alt="Utah State Capitol divider illustration with mountain landscape background" title="Utah State Capitol Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800-300x76.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800-768x195.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4829" /></span>
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			</div><div id="business-account-bonuses" class="et_pb_row et_pb_row_134">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_128  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_90  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Business Account Bonuses</h2>
<p>Canyon View Credit Union offers business checking, savings, money market accounts, merchant services, Autobooks, payroll services, remote deposit capture, ACH services, and business lending. However, Canyon View Credit Union promotions currently do not include a publicly advertised signup bonus for business deposit accounts or merchant services.</p>
<p><strong>No public business account bonus is available at this time.</strong></p>
<p>Canyon View also offers a Business Rewards Visa Credit Card, but ongoing credit card rewards are not classified as business account bonuses. Business credit card incentives are addressed separately under Credit Card Bonuses.</p>
<p><strong>More official info:</strong> <a href="https://www.canyonviewcu.com/business" target="_blank" rel="noopener"><strong>Canyon View Business Banking</strong></a></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="151" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp" alt="Delicate Arch divider illustration with Utah desert and mountains" title="Delicate Arch Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-300x57.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-768x145.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4826" /></span>
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			</div><div id="credit-card-bonuses" class="et_pb_row et_pb_row_136">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_130  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_91  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Credit Card Bonuses</h2>
<p>Current <strong>Canyon View Credit Union promotions</strong> do not include a separate publicly advertised credit card welcome bonus. However, qualifying Canyon View Visa debit and/or credit transactions can earn up to <strong>$150</strong> as part of the broader new-member promotion, while Canyon View Rewards Visa cards continue to offer ongoing rewards on eligible purchases.</p>
<h3>Consumer Credit Cards</h3>
<h4>Up to $150 Through Qualifying Visa Transactions</h4>
<p>New adult members participating in Canyon View’s up-to-$700 promotion can earn up to <strong>$150</strong> through qualifying Canyon View Visa debit and/or credit card activity. This is part of the broader new-member promotion rather than a standalone credit card welcome bonus.</p>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr style="background-color: #f4b400; color: #000000; font-weight: bold;">
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Detail</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$150</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Visa debit and/or credit card activity within the new-member promotion</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Complete at least <strong>25 qualifying Canyon View Visa transactions of $5 or more per month</strong> for 3 consecutive months. The bonus is paid in $50 monthly increments, up to $150 total.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">At least 25 qualifying transactions of $5 or more each month. The required transaction activity is not treated as a promotional fee or cost.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Canyon View’s current consumer Visa cards advertise a <strong>$0 annual fee</strong>, although other card fees may apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to <strong>$150</strong> because the current eligible Canyon View consumer Visa cards have a $0 annual fee. Other card-related fees or interest charges could still reduce the overall value depending on account usage.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">This incentive is available only as part of the qualifying new-member promotion. Visa debit and credit card activity may be combined to meet the transaction requirement. Each qualifying transaction must be at least $5. The broader new-member offer is limited to qualifying new members age 18+ and is subject to membership requirements and account good-standing requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>December 31, 2026</strong> for the broader new-member promotion.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying new Canyon View Credit Union members in Utah who meet the promotion requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying new members age 18+ participating in Canyon View’s current new-member promotion.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.canyonviewcu.com/get700/" target="_blank" rel="noopener"><strong>Canyon View Credit Union Get Up to $700</strong></a></p>
<h4>Crimson Rewards Visa and Student Rewards Visa</h4>
<p>Canyon View’s Crimson Rewards Visa and Student Rewards Visa provide ongoing rewards rather than temporary signup bonuses. Eligible purchases currently earn up to <strong>5X rewards</strong> in select categories, including 4X at gas stations and 5X at the University of Utah Campus Store and on qualifying University of Utah tuition.</p>
<p>These rewards are permanent card features rather than current welcome offers, so UtahFi does not classify them as separate credit card bonuses. Canyon View states that rewards points are generally valid for 60 months, and certain transactions such as balance transfers, cash advances, and cash-equivalent purchases do not earn rewards.</p>
<p><strong>More official info:</strong> <a href="https://www.canyonviewcu.com/loans-credit/personal-visa-cards" target="_blank" rel="noopener"><strong>Canyon View Personal Visa Credit Cards</strong></a></p>
<h3>Business Credit Cards</h3>
<h4>Business Rewards Visa Credit Card</h4>
<p>Canyon View’s Business Rewards Visa Credit Card currently has a <strong>$0 annual fee</strong> and earns ongoing rewards on eligible purchases. <strong>No separate public business credit card welcome bonus was identified.</strong></p>
<p>Because these rewards are part of the card’s standard rewards structure rather than a temporary signup promotion, UtahFi does not classify them as a current business credit card bonus.</p>
<p><strong>More official info:</strong> <a href="https://www.canyonviewcu.com/business/business-visa-cards" target="_blank" rel="noopener"><strong>Canyon View Business Visa Credit Cards</strong></a></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
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			</div><div id="promotional-rates" class="et_pb_row et_pb_row_138">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_132  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_92  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Promotional Rates</h2>
<p>Current <strong>Canyon View Credit Union promotions</strong> include special rates and financing incentives for savings, home lending, and auto loans. The offers below are limited-time or introductory promotions rather than Canyon View’s ordinary published deposit and loan rates.</p>
<h4>High Yield Savings — 7.00% APY</h4>
<p>Canyon View currently offers <strong>7.00% APY</strong> on the first $2,500 in its High Yield Savings account when members meet the required monthly activity. This promotional savings offer is also explained under Savings Account Bonuses.</p>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr style="background-color: #f4b400; color: #000000; font-weight: bold;">
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Detail</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional rate</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>7.00% APY</strong> on balances up to $2,500 when monthly requirements are met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">High Yield Savings</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Through December 31, 2026.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Maintain at least $1,000 in qualifying direct deposits per month and complete at least 25 Canyon View debit and/or credit transactions of $5 or more per month.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Required direct deposits and qualifying transactions are not fees. If the monthly requirements are not met, the account earns the lower Primary Savings yield for that month.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The 7.00% APY applies to the first $2,500 when qualification requirements are met. Balances above $2,500 are subject to a lower tier. Maximum of one High Yield Savings account per account relationship.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>December 31, 2026</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying Canyon View Credit Union members.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.canyonviewcu.com/highyieldsavings" target="_blank" rel="noopener"><strong>Canyon View High Yield Savings</strong></a></p>
<h4>HELOC — 3.49% Introductory APR</h4>
<p>Canyon View currently advertises a <strong>3.49% introductory APR</strong> for the first 6 months on qualifying Home Equity Lines of Credit. This is an introductory rate; a different variable rate applies after the promotional period.</p>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr style="background-color: #f4b400; color: #000000; font-weight: bold;">
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Detail</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional rate</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>3.49% introductory APR</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Home Equity Line of Credit (HELOC)</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">First 6 months.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Rate after promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">A variable HELOC rate applies after the introductory period. The applicable rate depends on factors including creditworthiness and loan-to-value.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Interest applies to amounts borrowed. HELOC-related fees and other costs may apply, and certain hard costs may be recouped if the line is closed within 24 months.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Subject to credit approval, membership requirements, property eligibility, available equity, and loan-to-value requirements. The introductory APR does not remain in effect for the life of the line. Review the current HELOC disclosures for the variable rate and costs that apply after the promotional period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No fixed public expiration date identified; Canyon View advertises the introductory APR as a limited-time offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying Canyon View members with eligible properties, subject to approval.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.canyonviewcu.com/" target="_blank" rel="noopener"><strong>Canyon View Credit Union HELOC Promotion</strong></a></p>
<h4>30-Year Conventional Mortgage — 5.99% Fixed Rate</h4>
<p>Canyon View currently advertises a limited-time <strong>5.99% fixed rate with a 6.273% APR</strong> on a qualifying 30-year conventional mortgage.</p>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr style="background-color: #f4b400; color: #000000; font-weight: bold;">
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Detail</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional rate</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>5.99% fixed rate; 6.273% APR</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">30-year conventional mortgage</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Limited-time offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Mortgage interest and closing costs apply. Depending on the loan, costs may include appraisal, title, processing, underwriting, recording, mortgage insurance, and other applicable charges.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Subject to credit approval, membership requirements, property eligibility, creditworthiness, loan-to-value requirements, and applicable mortgage insurance. Confirm current points, rate-lock requirements, closing costs, and other loan terms before relying on the advertised rate.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No fixed public expiration date identified; advertised as a limited-time offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying Canyon View Credit Union members and eligible mortgage borrowers, subject to approval.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.canyonviewcu.com/" target="_blank" rel="noopener"><strong>Canyon View Credit Union Mortgage Promotion</strong></a></p>
<h4>Auto Loan — 90 Days Until First Payment</h4>
<p>Qualifying borrowers can currently defer their first Canyon View auto-loan payment for <strong>90 days</strong>. This is a payment-deferral promotion rather than an interest-rate discount: interest begins accruing when the loan is funded.</p>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr style="background-color: #f4b400; color: #000000; font-weight: bold;">
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Detail</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>No payment for the first 90 days</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Retail auto loan</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying applications received June 15 through October 1, 2026.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Vehicle must be model year 2019 or newer, borrower must have a credit score of at least 700, financing must represent new debt, and at least $10,000 must be financed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Interest begins accruing from the date of the loan even though the first payment is delayed. The promotion therefore extends the time before the first payment but does not provide 90 days of interest-free financing.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Subject to Canyon View membership requirements and credit approval. Additional restrictions may apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>October 1, 2026</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying Canyon View Credit Union members with eligible auto-loan applications.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.canyonviewcu.com/loans-credit/auto-loans" target="_blank" rel="noopener"><strong>Canyon View Auto Loans</strong></a></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
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			</div><div id="referral-programs" class="et_pb_row et_pb_row_140">
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				<div class="et_pb_text_inner"><h2>Referral Programs</h2>
<p>Current <strong>Canyon View Credit Union promotions</strong> do not include a publicly advertised consumer or business customer referral bonus. No active Refer-a-Friend, credit card referral, loan referral, or business customer referral program was identified in Canyon View’s current public offers.</p>
<p><strong>No public consumer or business customer referral bonus is currently available.</strong></p>
<p>Canyon View may occasionally provide targeted, branch-only, or member-specific referral incentives that are not published on its public website. UtahFi does not treat those offers as current unless they can be reliably verified through official sources.</p></div>
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			</div><div id="member-deals-discounts" class="et_pb_row et_pb_row_141">
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				<div class="et_pb_text_inner"><h2>Member Deals and Discounts</h2>
<p>Beyond traditional <strong>Canyon View Credit Union bonuses and promotions</strong>, members may have access to education-related financial incentives and event benefits. Current public programs include Pay for Grades, competitive scholarships, and select event presales or promotional codes.</p>
<h4>Pay for Grades</h4>
<p>Canyon View’s Pay for Grades program provides cash rewards to student members for qualifying grades. Unlike a scholarship or sweepstakes, this is a recurring incentive available to students who meet the program requirements.</p>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr style="background-color: #f4b400; color: #000000; font-weight: bold;">
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Detail</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Reward</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$5 for each qualifying “A” during the first year of participation, up to $40.</strong> In subsequent school years, the reward is $2 per qualifying “A,” up to $20 per year.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Student member cash incentive</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Present a current report card showing qualifying grades at a Canyon View Credit Union branch.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">A $10 balance must be maintained in Primary Savings to establish Canyon View membership. The required balance remains the member’s money and is not treated as a cost of earning the reward.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Limit one Pay for Grades payout per school year. The cash reward is deposited into the member’s Primary Savings account and is treated as interest for tax-reporting purposes. Program requirements and availability are subject to change.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Recurring program; no fixed expiration date is publicly stated.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying Canyon View Credit Union student members.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.canyonviewcu.com/membership/pay-for-grades" target="_blank" rel="noopener"><strong>Canyon View Pay for Grades</strong></a></p>
<h4>Canyon View Credit Union Scholarships</h4>
<p>Canyon View awards a total of <strong>$30,000 in scholarships annually</strong>, divided between fall and spring awards. Scholarships are competitive financial awards rather than guaranteed member bonuses, so applying does not guarantee that a student will receive money.</p>
<table style="width: 100%; border-collapse: collapse;">
<tbody>
<tr style="background-color: #f4b400; color: #000000; font-weight: bold;">
<td style="width: 35%; border: 1px solid #999999; padding: 8px;"><strong>Detail</strong></td>
<td style="width: 65%; border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Award</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$30,000 in scholarships annually</strong>: $15,000 for fall awards and $15,000 for spring awards.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Competitive member scholarship</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Be an eligible Canyon View member and incoming, current, or returning student at an accredited college or university. Applicants submit the required scholarship application and essay for consideration.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Scholarship recipients are selected competitively; an application does not guarantee an award. Applicants may submit one application per semester but may receive only one Canyon View scholarship during their collegiate career. Membership and other eligibility requirements apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Application periods</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Fall awards: applications accepted December 1 through June 30. Spring awards: applications accepted July 1 through November 30.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible Canyon View Credit Union student members who meet the scholarship requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.canyonviewcu.com/scholarships/" target="_blank" rel="noopener"><strong>Canyon View Credit Union Scholarships</strong></a></p>
<h4>Event Presales and Promotional Codes</h4>
<p>Canyon View membership can also provide access to select entertainment-related perks. Canyon View advertises member presale access for concerts and events at the Canyon View Credit Union Stage at <strong>Maverik Center</strong>, along with special promotional codes for select events at the Canyon View Credit Union Community and Arts Center.</p>
<p>These are member perks rather than guaranteed cash bonuses or discounts. Specific events, presale opportunities, promotional codes, ticket availability, and any associated savings can change throughout the year.</p>
<p><strong>More official info:</strong> <a href="https://www.canyonviewcu.com/scholarships/" target="_blank" rel="noopener"><strong>Canyon View Member Benefits</strong></a></p></div>
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				<div class="et_pb_text_inner"><h2>Frequently Asked Questions</h2>
<p>These FAQs cover some of the most important eligibility, bonus, rate, and availability questions about current <strong>Canyon View Credit Union bonuses and promotions</strong>.</p>
<h4>Does Canyon View Credit Union currently offer a new-member bonus?</h4>
<p>Yes. Qualifying new adult members can currently earn up to <strong>$700</strong> by completing multiple activities involving membership, direct deposit, Visa transactions, certificates, auto lending, and mortgage lending. The full $700 is not automatically paid for simply opening a checking account.</p>
<h4>How does the Canyon View Credit Union $700 new-member promotion work?</h4>
<p>The promotion is divided into separate incentives. Qualifying new members can earn $50 for opening membership, up to $150 through qualifying direct deposits, up to $150 through qualifying Visa transactions, $100 through an eligible auto loan, up to $100 through qualifying new money deposited into a certificate, $100 through an eligible first mortgage or home refinance, and another $50 after 6 months of qualifying account usage. Members earn only the portions for which they complete the applicable requirements.</p>
<h4>Does Canyon View Credit Union offer a high-yield savings promotion?</h4>
<p>Yes. Canyon View currently advertises <strong>7.00% APY</strong> on High Yield Savings balances up to $2,500 when the required monthly direct-deposit and Visa transaction activity is completed. Balances above $2,500 are subject to a lower tier, and members who do not satisfy the monthly requirements receive the lower applicable savings yield for that month. The current promotion runs through December 31, 2026.</p>
<h4>Does Canyon View Credit Union offer credit card promotions or rewards?</h4>
<p>Canyon View does not currently advertise a separate public consumer or business credit card welcome bonus. However, qualifying new adult members can earn up to <strong>$150</strong> through eligible Canyon View Visa debit and/or credit transactions as part of the broader new-member promotion. Canyon View also offers ongoing rewards on eligible consumer and business rewards cards; those ongoing rewards should not be confused with a temporary signup bonus.</p>
<h4>Does Canyon View Credit Union have promotional auto loan or HELOC offers?</h4>
<p>Yes. Canyon View currently offers qualifying auto-loan borrowers 90 days until their first payment on eligible loans, with interest accruing from the date the loan is funded. Canyon View also advertises a <strong>3.49% introductory HELOC APR for the first 6 months</strong>, after which a different variable rate applies. Eligibility and credit requirements apply to both offers.</p>
<h4>Does Canyon View Credit Union offer Pay for Grades?</h4>
<p>Yes. Qualifying student members can receive cash for eligible grades through Canyon View’s Pay for Grades program. During the first year of participation, students can receive $5 for each qualifying “A,” up to $40. In subsequent school years, the program pays $2 per qualifying “A,” up to $20 per year. Program requirements and availability are subject to change.</p>
<h4>Does Canyon View Credit Union have a referral bonus?</h4>
<p>No public consumer or business customer referral bonus is currently advertised. Canyon View could offer targeted or nonpublic referral incentives separately, but UtahFi does not treat those as current unless they can be reliably verified.</p>
<h4>Are Canyon View Credit Union promotions available throughout Utah?</h4>
<p>Not necessarily to every Utah resident. Each promotion is subject to Canyon View Credit Union membership eligibility and its own product requirements. Lending promotions may also depend on credit approval, property location, collateral, loan-to-value, or other underwriting requirements.</p>
<h4>Can Canyon View Credit Union have promotions that are not advertised publicly?</h4>
<p>Yes. Canyon View Credit Union may provide branch-only offers, targeted mail or email promotions, preselected credit offers, online or mobile banking offers, relationship-based incentives, or other member-specific promotions. These offers may not appear on the public website. UtahFi primarily documents promotions that can be reliably verified through public or otherwise reliable official sources.</p></div>
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				<div class="et_pb_text_inner"><h2>Related UtahFi Content</h2>
<p>Explore more UtahFi coverage of Canyon View Credit Union, including its institution profile, Utah credit union ranking, and direct comparison with Utah First Credit Union.</p>
<h3>Institution Profile</h3>
<ul>
<li><a href="https://utahfi.com/institutions/canyon-view-credit-union/"><strong>Canyon View Credit Union: Accounts, Loans, and Eligibility</strong></a></li>
</ul>
<h3>Rankings</h3>
<ul>
<li><a href="https://utahfi.com/insights/best-credit-unions-in-utah/"><strong>Best Credit Unions in Utah</strong></a></li>
</ul>
<h3>Comparisons</h3>
<ul>
<li><a href="https://utahfi.com/insights/canyon-view-credit-union-vs-utah-first-credit-union/"><strong>Canyon View Credit Union vs Utah First Credit Union</strong></a></li>
</ul></div>
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				<div class="et_pb_text_inner"><p class="p1"><strong>Disclaimer: </strong>Promotions, bonuses, rates, eligibility requirements, and other offer terms may change or be discontinued without prior notice. UtahFi works to keep this information current but cannot guarantee that all offer details remain unchanged. Always verify the latest terms and conditions directly with the financial institution before opening an account, applying for a product, or participating in an offer.</p></div>
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<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/canyon-view-credit-union-promotions/">Canyon View Credit Union Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
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		<title>Chase Bank Bonuses and Promotions</title>
		<link>https://utahfi.com/incentives/chase-bank-promotions/</link>
		
		<dc:creator><![CDATA[UtahFi Editorial]]></dc:creator>
		<pubDate>Thu, 20 Aug 2026 18:14:01 +0000</pubDate>
				<category><![CDATA[Incentives]]></category>
		<category><![CDATA[Institutions]]></category>
		<category><![CDATA[Bonuses]]></category>
		<category><![CDATA[Chase Bank]]></category>
		<category><![CDATA[Promotions]]></category>
		<guid isPermaLink="false">https://utahfi.com/?p=6533</guid>

					<description><![CDATA[<p><span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 18</span> <span class="rt-label rt-postfix">minutes read · </span></span></p>
<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/chase-bank-promotions/">Chase Bank Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
]]></description>
										<content:encoded><![CDATA[<span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 18</span> <span class="rt-label rt-postfix">minutes read · </span></span><div class="et_pb_section et_pb_section_7 et_section_regular" >
				
				
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Chase Bank Promotions Overview</h2>
<p><strong><a href="https://utahfi.com/institutions/chase-bank/"><img loading="lazy" decoding="async" class="wp-image-668 size-full alignleft" src="https://utahfi.com/wp-content/uploads/2026/01/Chase-bank-144.png" alt="Chase Bank in Utah" width="144" height="144" /></a>Chase Bank Bonuses and Promotions</strong> include checking account bonuses, savings offers, business banking incentives, credit card welcome offers, referral rewards, and customer deals available to qualifying customers.</p>
<p>We track publicly available Chase Bank bonuses and promotions from official Chase sources to help Utah consumers and businesses understand current offers, requirements, and important terms. Promotions can change frequently, so always verify the latest details directly with Chase before applying.</p>
<p>For more information about Chase’s presence in Utah, see our <a href="https://utahfi.com/institutions/chase-bank/"><strong>Chase Bank in Utah</strong></a> profile.</p></div>
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				<div class="et_pb_text_inner"><p><strong>Some promotions may not be publicly advertised.</strong> Financial institutions may offer branch-only, relationship-based, preselected, or targeted promotions to certain customers. UtahFi includes offers that can be verified through public or otherwise reliable official sources, so additional promotions may be available to you directly through the institution.</p></div>
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				<div class="et_pb_text_inner"><h2>Table of Contents</h2>
<ul>
<li><a href="#quick-summary">Quick Summary</a></li>
<li><a href="#checking-account-bonuses">Checking Account Bonuses</a></li>
<li><a href="#savings-account-bonuses">Savings Account Bonuses</a></li>
<li><a href="#business-account-bonuses">Business Account Bonuses</a></li>
<li><a href="#credit-card-bonuses">Credit Card Bonuses</a></li>
<li><a href="#promotional-rates">Promotional Rates</a></li>
<li><a href="#referral-programs">Referral Programs</a></li>
<li><a href="#member-deals-discounts">Member Deals and Discounts</a></li>
<li><a href="#frequently-asked-questions">Frequently Asked Questions</a></li>
<li><a href="#related-utahfi-content">Related UtahFi Content</a></li>
</ul></div>
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				<div class="et_pb_text_inner"><h2 id="quick-summary">Quick Summary</h2>
<p>This summary highlights the most valuable current <strong>Chase Bank bonuses and promotions</strong> available to qualifying customers, including major cash bonuses, business incentives, referral rewards, and other financial benefits.</p>
<table style="width: 100%; border-collapse: collapse;">
<thead>
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<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Category</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Current Offers</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Checking Account Bonuses</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Earn up to <strong>$400</strong> with Chase Total Checking, <strong>$175</strong> with Chase Secure Banking, or <strong>$125</strong> with Chase High School Checking when qualifying requirements are completed.</td>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Savings Account Bonuses</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Earn up to <strong>$200</strong> with Chase Savings by meeting qualifying new money deposit and balance requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Business Account Bonuses</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Earn up to <strong>$500</strong> with Chase Business Complete Checking or up to <strong>$3,000</strong> with Chase Platinum Business Checking when qualifying requirements are met.</td>
</tr>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Credit Card Bonuses</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Selected Chase consumer and business credit cards offer welcome bonuses, including cash back, points, and travel rewards offers.</td>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional Rates</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Selected Chase cards offer introductory APR promotions. Chase also offers lending incentives, including a <strong>0.25% auto financing relationship discount</strong> and eligible homebuyer assistance up to <strong>$5,000</strong>.</td>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Referral Programs</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Earn <strong>$50</strong> per qualifying Chase checking referral, up to <strong>$500 per calendar year</strong>. Business and credit card referral rewards vary.</td>
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<td style="border: 1px solid #999999; padding: 8px;"><strong>Member Deals and Discounts</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Chase Offers provides personalized merchant cash back, discounts, and limited-time customer offers that vary by card and customer.</td>
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</tbody>
</table></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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			</div><div id="checking-account-bonuses" class="et_pb_row et_pb_row_151">
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				<div class="et_pb_text_inner"><h2 id="checking-account-bonuses">Checking Account Bonuses</h2>
<p>Current <strong>Chase Bank promotions</strong> include multiple checking account bonuses for qualifying new customers. These offers are designed for different types of customers, including traditional checking customers, customers looking for a lower-fee banking option, and students.</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_103  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h4>Chase Total Checking — $400 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
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<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;"><strong>$400</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer checking account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Chase Total Checking</td>
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<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new Chase Total Checking account and receive qualifying direct deposits totaling $1,000 or more within 90 days of offer enrollment.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No separate holding period is listed. The account must remain open and unrestricted when the bonus is paid.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$15 or $0 when a qualifying waiver requirement is met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 if the monthly fee is waived. Otherwise, up to $45 if three monthly service fees apply during the qualification period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $400 before fees, or approximately $355 after three $15 monthly service fees.</td>
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<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Offer is not available to existing Chase checking customers, certain recent former customers, or customers who received a new checking account opening bonus within the restricted period. Qualifying direct deposits include eligible paycheck, pension, or government benefit deposits. Zelle, cash, checks, wire transfers, and interest payments do not qualify.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No expiration provided. Verify current offer terms before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online or Chase branch, subject to account approval. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New Chase checking customers who meet the offer requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://account.chase.com/consumer/banking/seo" target="_blank" rel="noopener">Chase Total Checking offer</a></p></div>
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				<div class="et_pb_text_inner"><h4>Chase Secure Banking — $175 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
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<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$175</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer checking account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Chase Secure Banking</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new Chase Secure Banking account and complete 10 qualifying transactions within 60 days of offer enrollment.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No separate holding period is listed. The account must remain open and unrestricted when the bonus is paid.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$4.95 or $0 when a qualifying waiver requirement is met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 if the monthly fee is waived. Otherwise, up to approximately $9.90 if two monthly service fees apply during the qualification period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $175 before fees, or approximately $165.10 after two $4.95 monthly service fees.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Qualifying transactions include debit card purchases, online bill payments, Chase QuickDeposit, Zelle, and ACH credits. The offer is not available to existing Chase checking customers or certain recent former customers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">October 14, 2026</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online or Chase branch, subject to account approval. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New Chase checking customers who meet the offer requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://account.chase.com/consumer/banking/secure" target="_blank" rel="noopener">Chase Secure Banking offer</a></p></div>
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				<div class="et_pb_text_inner"><h4>Chase High School Checking — $125 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
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<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$125</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Student checking account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Chase High School Checking</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new Chase High School Checking account with a parent or guardian as a co-owner and complete qualifying activities under the offer terms.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No separate holding period is listed. The account must remain open and eligible when the bonus is paid.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 when account requirements are met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 monthly service fee when eligibility requirements are maintained.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $125.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The account must be opened in a Chase branch with the teen and parent or guardian present. The parent or guardian must be a co-owner with an eligible Chase checking account. Offer terms and eligibility restrictions apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">October 14, 2026</td>
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<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available at Chase branches for qualifying students and families, including eligible Utah customers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible high school students ages 13–17 opening a new Chase High School Checking account with a parent or guardian co-owner.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://account.chase.com/consumer/banking/high-school-checking-account-offer" target="_blank" rel="noopener">Chase High School Checking offer</a></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
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			</div><div id="savings-account-bonuses" class="et_pb_row et_pb_row_153">
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				<div class="et_pb_text_inner"><h2 id="savings-account-bonuses">Savings Account Bonuses</h2>
<p>Current <strong>Chase Bank promotions</strong> include a savings account bonus for qualifying new Chase Savings customers. This offer is separate from checking account bonuses and is based on depositing qualifying new money into a new Chase Savings account.</p>
<h4>Chase Savings — Up to $200 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $200</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer savings account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Chase Savings</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new Chase Savings account and deposit qualifying new money within 30 days of offer enrollment. Deposit $5,000–$9,999.99 to earn $100 or $10,000 or more to earn $200.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Maintain the required new money balance for 90 days from offer enrollment.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$5 or $0 when a qualifying waiver requirement is met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 if the monthly service fee is waived. Otherwise, the fee may apply based on whether waiver requirements are met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $200 after fees if the monthly service fee is waived. If the $5 monthly service fee applies for three months during the qualification period, the potential bonus is approximately $185.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Offer is not available to existing Chase Savings customers or certain recent former customers. Qualifying new money cannot come from Chase or its affiliates. The bonus amount is determined based on the qualifying deposit amount and is paid after completing the required maintenance period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">October 14, 2026</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online or at Chase branches for qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New Chase Savings customers who meet the offer requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://account.chase.com/consumer/banking/savingsoffer" target="_blank" rel="noopener">Chase Savings offer</a></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="203" src="https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800.webp" alt="Utah State Capitol divider illustration with mountain landscape background" title="Utah State Capitol Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800-300x76.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800-768x195.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4829" /></span>
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				<div class="et_pb_column et_pb_column_4_4 et_pb_column_149  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
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				<div class="et_pb_text_inner"><h2>Business Account Bonuses</h2>
<p>Current <strong>Chase Bank promotions</strong> include business checking bonuses for qualifying new business customers. Chase offers incentives for small businesses opening eligible checking accounts, with bonuses based on new money deposits and qualifying account activity.</p></div>
			</div><div class="et_pb_module et_pb_text et_pb_text_108  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h4>Chase Business Complete Checking — Up to $500 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $500</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business checking account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Chase Business Complete Checking</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new Chase Business Complete Checking account, deposit qualifying new money within 30 days of offer enrollment, maintain the required balance for 60 days, and complete 5 qualifying transactions within 90 days.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Maintain the required new money balance for 60 days from offer enrollment.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$15 or $0 when a qualifying waiver requirement is met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 if the monthly fee is waived. Otherwise, fees depend on how long the account remains open and whether waiver requirements are met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $500 after fees if the monthly service fee is waived. If the $15 monthly service fee applies for three months during the qualification period, the potential bonus is approximately $455.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Offer is not available to existing Chase business checking customers or certain recent former customers. Qualifying transactions may include debit card purchases, Chase QuickDeposit, ACH credits, wire credits/debits, Chase Online Bill Pay, and Chase QuickAccept. Person-to-person payments such as Zelle do not qualify.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">October 15, 2026</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online or at Chase branches for qualifying Utah businesses.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New Chase business checking customers who meet the offer requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://account.chase.com/business/business-checking-offer" target="_blank" rel="noopener">Chase Business Complete Checking offer</a></p></div>
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				<div class="et_pb_text_inner"><h4>Chase Platinum Business Checking — $3,000 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$3,000</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business checking account</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Account</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Chase Platinum Business Checking</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Open a new Chase Platinum Business Checking account, deposit at least $300,000 in external funds within 60 days of offer enrollment, and maintain at least a $300,000 balance for 180 days.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Maintain the required $300,000 balance for 180 days from offer enrollment.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$95 or $0 when qualifying balance requirements are met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential account cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 if the monthly fee is waived. Otherwise, fees may apply based on account usage and waiver eligibility.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after fees</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $3,000 after fees if the monthly service fee is waived.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Requires significant business deposits and a long balance-maintenance period. The offer is intended for qualifying business customers with larger cash balances.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">October 1, 2026</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying new business customers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New Chase Platinum Business Checking customers who meet the offer requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.chase.com/business/banking/checking" target="_blank" rel="noopener">Chase Business Checking offers</a></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="151" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp" alt="Delicate Arch divider illustration with Utah desert and mountains" title="Delicate Arch Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-300x57.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-768x145.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4826" /></span>
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				<div class="et_pb_text_inner"><h2>Credit Card Bonuses</h2>
<p>Chase offers public welcome bonuses on selected consumer and business credit cards. These offers vary by card, and applicants should review the official Chase offer page for the current bonus amount, spending requirement, annual fee, and eligibility restrictions before applying.</p>
<h3>Consumer Credit Cards</h3>
<h4>Chase Freedom Unlimited — $200 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$200 bonus</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer cash back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $500 on purchases in the first 3 months from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$500 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $200 before interest, balance transfer fees, cash advance fees, late fees, or other charges.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The bonus is not available to current cardmembers of this card or previous cardmembers who received a new cardmember bonus for this card within the restricted period. Purchases do not include balance transfers, cash advances, cash-like transactions, interest, unauthorized charges, or fees.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public product page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New Chase Freedom Unlimited cardmembers who meet Chase’s eligibility and approval requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://creditcards.chase.com/cash-back-credit-cards/freedom/unlimited" target="_blank" rel="noopener">Chase Freedom Unlimited offer</a></p>
<h4>Chase Sapphire Preferred — 75,000 Point Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">75,000 bonus points</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer travel rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $5,000 on purchases in the first 3 months from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$5,000 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$95</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">At least the $95 annual fee if the account is opened and kept for the first year. Interest and other card fees may apply depending on account usage.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The card may be unavailable if you currently have the card open. The new cardmember bonus may not be available if you previously held the card or received a new cardmember bonus for the card. Chase may also consider the number of cards you have opened and closed when determining bonus eligibility.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public product page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah applicants.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New Chase Sapphire Preferred cardmembers who meet Chase’s eligibility and approval requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred" target="_blank" rel="noopener">Chase Sapphire Preferred offer</a></p>
<h4>Other Chase Consumer Credit Card Offers</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Additional public Chase consumer credit card welcome offers are available on selected cash back, travel, hotel, airline, retail, and partner cards.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Consumer credit cards issued by Chase</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Meet the current spending and eligibility requirements for the specific Chase card offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by card.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by card. Some Chase cards have a $0 annual fee, while premium or co-branded cards may charge annual fees.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Depends on the card’s annual fee, interest rate, and other account fees. Required spending is not treated as a cost, but purchases must fit the customer’s budget.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Chase card offers can vary by product family. Co-branded cards may also have partner-program rules. Applicants should verify the official Chase offer and pricing terms for the exact card before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by card and offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah applicants unless a specific offer has additional restrictions.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">New cardmembers who meet Chase’s eligibility, approval, and card-specific bonus requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://creditcards.chase.com/all-credit-cards" target="_blank" rel="noopener">Chase credit card offers</a></p>
<h3>Business Credit Cards</h3>
<h4>Ink Business Unlimited and Ink Business Cash — $750 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$750 cash back bonus</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business cash back credit cards</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $8,000 on purchases in the first 4 months after account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$8,000 in 4 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential bonus after annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $750 before interest, late fees, cash advance fees, balance transfer fees, or other charges.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Chase’s public page may show a higher amount as a strikethrough previous offer. Verify the active application page before applying. Purchases must meet Chase’s bonus rules and the account must remain eligible.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public product page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah businesses.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business applicants who meet Chase’s eligibility and approval requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://creditcards.chase.com/business-credit-cards" target="_blank" rel="noopener">Chase business credit card offers</a></p>
<h4>Ink Business Preferred — 100,000 Point Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">100,000 bonus points</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $8,000 on purchases in the first 3 months after account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$8,000 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Verify current annual fee on Chase’s official application page before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Annual fee, interest, and other card fees may apply. UtahFi does not assign a third-party cash value to Ultimate Rewards points.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Bonus eligibility and approval requirements apply. Review the official Chase offer details and pricing terms before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public product page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah businesses.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business applicants who meet Chase’s eligibility and approval requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://creditcards.chase.com/business-credit-cards" target="_blank" rel="noopener">Chase business credit card offers</a></p>
<h4>Ink Business Premier — $1,000 Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$1,000 bonus cash back</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business cash back credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $10,000 on purchases in the first 3 months from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$10,000 in 3 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Verify current annual fee on Chase’s official application page before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Annual fee, interest, and other card fees may apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Bonus eligibility and approval requirements apply. Review the official Chase offer details and pricing terms before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public product page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah businesses.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business applicants who meet Chase’s eligibility and approval requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://creditcards.chase.com/business-credit-cards" target="_blank" rel="noopener">Chase business credit card offers</a></p>
<h4>Sapphire Reserve for Business — 150,000 Point Bonus</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus or Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">150,000 bonus points</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Premium business rewards credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Spend $30,000 on purchases in the first 6 months from account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$30,000 in 6 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$795</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">At least the $795 annual fee if the account is opened and kept for the first year. UtahFi does not assign a third-party cash value to the points or card benefits.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Bonus eligibility and approval requirements apply. Review the official Chase offer details and pricing terms before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Not clearly listed on the public product page checked.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Online, subject to credit approval. Available to qualifying Utah businesses.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business applicants who meet Chase’s eligibility and approval requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://creditcards.chase.com/business-credit-cards" target="_blank" rel="noopener">Chase business credit card offers</a></p></div>
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			</div><div class="et_pb_row et_pb_row_158">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_152  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_54">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
			</div>
			</div>
				
				
				
				
			</div><div id="promotional-rates" class="et_pb_row et_pb_row_159">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_153  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_111  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Promotional Rates</h2>
<p>Current <strong>Chase Bank promotions</strong> include select introductory rates, lending incentives, and customer relationship discounts. UtahFi only includes rates and financing benefits that function as promotional offers rather than standard everyday product pricing.</p>
<h4>Chase Auto Finance Relationship Rate Discount</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">0.25% APR discount for eligible Chase customers applying through Chase.com for auto financing.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Auto financing incentive</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Discount applies to eligible approved auto financing applications.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Apply through eligible Chase channels and meet Chase lending approval requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Loan costs depend on the approved APR, loan amount, term, credit profile, and other financing factors.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The discount is not available for all applications and does not apply to dealer or third-party website submissions. Review current Chase auto financing terms before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to qualifying Chase customers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible Chase customers approved for qualifying auto financing.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://autofinance.chase.com/auto-finance/interest-rate-discount" target="_blank" rel="noopener">Chase Auto Finance interest rate discount</a></p>
<h4>Chase Homebuyer Grant — Up to $5,000</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Up to $5,000 Chase Homebuyer Grant for eligible homebuyers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Mortgage/home lending incentive</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available for qualifying borrowers and eligible properties.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Purchase an eligible primary residence using a qualifying Chase mortgage product in an eligible area and meet program requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Mortgage costs still apply, including interest, closing costs, and other loan expenses. Eligibility requirements determine availability of the grant.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The grant is not available for every borrower or property. Eligible areas and qualifying loan products may change. This is a grant and does not need to be repaid when program requirements are met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No public expiration date listed.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available in select areas for qualifying borrowers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible homebuyers who meet Chase mortgage and program requirements.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.chase.com/personal/mortgage/education/financing-a-home/chase-homebuyer-grant" target="_blank" rel="noopener">Chase Homebuyer Grant</a></p>
<p>&nbsp;</p>
<h4>Introductory Credit Card APR Offers</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotion</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Selected Chase credit cards may include introductory APR offers for purchases or balance transfers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Credit card financing incentive</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by credit card and offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Apply for a qualifying Chase credit card with an active introductory APR offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Balance transfer fees, annual fees, and interest after the promotional period may apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Introductory APR terms vary by card. Customers should review the specific cardmember agreement before applying.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by card and offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available on selected Chase credit cards.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Applicants approved for eligible Chase credit cards with promotional APR terms.</td>
</tr>
</tbody>
</table></div>
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			</div><div class="et_pb_row et_pb_row_160">
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				<div class="et_pb_module et_pb_image et_pb_image_55">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
			</div>
			</div>
				
				
				
				
			</div><div id="referral-programs" class="et_pb_row et_pb_row_161">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_155  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_112  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Referral Programs</h2>
<p>Current <strong>Chase Bank promotions</strong> include referral programs for eligible checking customers, credit cardholders, and business customers. Referral rewards are separate from new-customer welcome bonuses because they reward existing customers for referring qualified applicants.</p>
<h4>Chase Checking Refer-A-Friend</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$50 per qualifying checking referral, up to $500 per calendar year.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Checking account referral program</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Refer friends or family members who open a qualifying Chase checking account and complete the required qualifying activities using the referral link and offer code.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 to participate as a referring customer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The referred customer must use the referral process and complete qualifying requirements. Both accounts must remain open and unrestricted when the bonus is paid. Eligibility may vary by account type.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Offer availability may change.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to eligible Chase checking customers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible Chase checking account holders with access to the referral program.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://accounts.chase.com/raf/landing" target="_blank" rel="noopener">Chase checking Refer-A-Friend</a></p>
<h4>Chase Credit Card Refer-A-Friend</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Referral rewards vary by Chase credit card. Examples include cash back, points, or miles for eligible referrals.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Credit card referral program</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Refer an applicant who applies through an eligible Chase referral link and is approved for a participating Chase credit card.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 to participate as a referring cardholder.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Referral rewards vary by card and may have annual limits. The reward earned by the referring cardholder is separate from the welcome bonus available to the new applicant.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Offer availability varies by card.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to eligible Chase cardholders with participating referral offers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Existing Chase cardholders with eligible referral access.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://creditcards.chase.com/refer-a-friend" target="_blank" rel="noopener">Chase credit card Refer-A-Friend</a></p>
<h4>Chase Refer-A-Business</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$100 for each qualifying business referral, up to $1,000 per calendar year.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Business checking referral program</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Refer a business that opens an eligible Chase business checking account using the personalized referral link and completes qualifying activities.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">$0 to participate as a referring business customer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">The referred business must use the personalized referral link and complete qualifying requirements. Referral rewards are separate from business account opening bonuses.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Offer availability may change.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to eligible Chase business checking customers.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible Chase business checking account holders with access to the referral program.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://accounts.chase.com/business/landing" target="_blank" rel="noopener">Chase Refer-A-Business</a></p></div>
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			</div><div id="member-deals-discounts" class="et_pb_row et_pb_row_162">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_156  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_113  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Member Deals and Discounts</h2>
<p>Chase provides customer deals and discounts through programs such as Chase Offers, cardholder benefits, and limited-time partner promotions. These offers vary by customer, card, and eligibility, so UtahFi focuses on publicly available programs rather than individual personalized offers.</p>
<h4>Chase Offers</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Personalized cash back offers, discounts, and merchant promotions available through eligible Chase credit and debit cards.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Customer deals and merchant discounts</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Activate eligible Chase Offers through Chase.com or the Chase Mobile app, then complete the required purchase with the eligible card.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">No additional cost to activate offers. Customers must complete qualifying purchases to receive the benefit.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available offers vary by customer and card. Not every Chase customer receives the same offers. Offers may require activation before purchase and may include expiration dates, spending requirements, or merchant restrictions.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by individual offer.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to eligible Chase customers through Chase.com or the Chase Mobile app.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Eligible Chase debit and credit card customers with available Chase Offers.</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.chase.com/personal/merchant-offers" target="_blank" rel="noopener">Chase Offers</a></p>
<p>&nbsp;</p>
<h4>Chase Cardholder Partner Benefits</h4>
<table style="width: 100%; border-collapse: collapse;">
<thead>
<tr>
<th style="width: 35%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Detail</th>
<th style="width: 65%; border: 1px solid #999999; padding: 8px; background: #F4B400; color: #000000; font-weight: bold; text-align: left;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Selected Chase cards may include limited-time partner benefits, travel offers, dining benefits, entertainment offers, or statement credits.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Cardholder perks and partner promotions</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Use an eligible Chase card according to the requirements of the specific promotion or benefit.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Some benefits are included with eligible cards, while premium cards may charge annual fees.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Partner benefits vary by card and may require enrollment, activation, minimum spending, or use of specific merchants or services.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Varies by benefit or promotion.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Available to eligible Chase cardholders.</td>
</tr>
<tr>
<td style="border: 1px solid #999999; padding: 8px;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999; padding: 8px;">Customers with qualifying Chase products and eligible benefits.</td>
</tr>
</tbody>
</table></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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				<div class="et_pb_text_inner"><h2>Frequently Asked Questions</h2>
<p>Chase Bank promotions can change frequently, and eligibility may vary by product, customer relationship, and application channel. These frequently asked questions explain how Chase bonuses and offers generally work.</p>
<h4>Does Chase Bank currently offer a checking account bonus?</h4>
<p>Yes. Chase currently offers checking account bonuses for qualifying new customers, including offers tied to Chase Total Checking, Chase Secure Banking, and other eligible checking products. Requirements vary by account and may include direct deposits or qualifying transactions.</p>
<h4>Does Chase offer a savings account bonus?</h4>
<p>Yes. Chase offers a savings bonus for qualifying new Chase Savings customers who meet the required deposit and balance requirements. Savings promotions may change, so customers should verify current terms before applying.</p>
<h4>Does Chase offer business checking bonuses?</h4>
<p>Yes. Chase offers business checking promotions for qualifying new business customers. These offers may require new money deposits, maintaining account balances, and completing qualifying transactions.</p>
<h4>Does Chase offer credit card welcome bonuses?</h4>
<p>Yes. Chase offers welcome bonuses on selected consumer and business credit cards. Offers vary by card and may include cash back, points, miles, or other rewards. Applicants should review current Chase terms because bonus amounts and eligibility rules change frequently.</p>
<h4>Can existing Chase customers qualify for new bonuses?</h4>
<p>Some Chase promotions are limited to new customers or customers who meet specific eligibility requirements. Existing Chase customers may not qualify for certain account-opening bonuses, and credit card bonus eligibility can vary by card product and account history.</p>
<h4>How long does it take to receive a Chase bonus?</h4>
<p>Bonus timing depends on the promotion. Many Chase bonuses are deposited after the customer completes all requirements and the account remains open and eligible at the time of payout.</p>
<h4>Can Chase checking and savings bonuses be combined?</h4>
<p>Some Chase offers may allow customers to open multiple products, while others may have separate eligibility requirements. Customers should review the specific terms for each promotion before assuming bonuses can be combined.</p>
<h4>Does Chase have referral bonuses?</h4>
<p>Yes. Chase offers referral programs for some checking accounts, credit cards, and business products. Referral rewards are separate from new-customer welcome bonuses and may vary by product.</p>
<h4>Are Chase bonuses taxable?</h4>
<p>Some Chase bonuses may be reported as taxable income depending on the type of bonus and applicable tax rules. Customers should review Chase disclosures and consult a tax professional for advice specific to their situation.</p>
<h4>Do Chase promotions require an offer code?</h4>
<p>Some Chase promotions require an offer code, while others apply automatically through a promotional landing page or application process. Customers should verify the requirements before opening an account.</p>
<h4>Are Chase promotions available in Utah?</h4>
<p>Many Chase promotions are available nationwide, including to qualifying Utah consumers and businesses. However, some offers may have geographic, product, or customer-specific restrictions.</p>
<h4>How often do Chase promotions change?</h4>
<p>Chase updates promotions regularly. Bonus amounts, qualification requirements, expiration dates, and available products may change, so customers should review current official Chase terms before applying.</p>
<h4>Can Chase Bank have promotions that are not advertised publicly?</h4>
<p>Yes. Chase may provide promotions that are not publicly available, including branch-only offers, targeted mail or email offers, online or mobile banking offers, preselected credit card offers, relationship-based promotions, Private Client offers, and personalized Chase Offers merchant deals. UtahFi primarily tracks promotions that can be verified through public or otherwise reliable official Chase sources.</p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
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			</div><div id="related-utahfi-content" class="et_pb_row et_pb_row_166">
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				<div class="et_pb_text_inner"><h2>Related UtahFi Content</h2>
<h3>Institution Profile</h3>
<ul>
<li><a href="https://utahfi.com/institutions/chase-bank/"><strong>Chase Bank in Utah</strong></a></li>
</ul>
<h3>Checking Accounts</h3>
<ul>
<li><a href="https://utahfi.com/instruments/chase-total-checking/"><strong>Chase Total Checking Account Review</strong></a></li>
</ul>
<h3>Rankings</h3>
<ul>
<li><a href="https://utahfi.com/insights/best-banks-in-utah/"><strong>Best Banks in Utah</strong></a></li>
<li><a href="https://utahfi.com/insights/best-checking-accounts-in-utah/"><strong>Best Checking Accounts in Utah</strong></a></li>
</ul>
<h3>Comparisons</h3>
<ul>
<li><a href="https://utahfi.com/insights/chase-vs-wells-fargo/"><strong>Chase Bank vs Wells Fargo in Utah</strong></a></li>
</ul></div>
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				<div class="et_pb_text_inner"><p class="p1"><strong>Disclaimer: </strong>Promotions, bonuses, rates, eligibility requirements, and other offer terms may change or be discontinued without prior notice. UtahFi works to keep this information current but cannot guarantee that all offer details remain unchanged. Always verify the latest terms and conditions directly with the financial institution before opening an account, applying for a product, or participating in an offer.</p></div>
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<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/chase-bank-promotions/">Chase Bank Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
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		<title>Mountain America Credit Union Bonuses and Promotions</title>
		<link>https://utahfi.com/incentives/mountain-america-credit-union-promotions/</link>
		
		<dc:creator><![CDATA[UtahFi Editorial]]></dc:creator>
		<pubDate>Wed, 19 Aug 2026 16:49:01 +0000</pubDate>
				<category><![CDATA[Incentives]]></category>
		<category><![CDATA[Institutions]]></category>
		<category><![CDATA[Bonuses]]></category>
		<category><![CDATA[Mountain America Credit Union]]></category>
		<category><![CDATA[Promotions]]></category>
		<guid isPermaLink="false">https://utahfi.com/?p=6468</guid>

					<description><![CDATA[<p><span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 13</span> <span class="rt-label rt-postfix">minutes read · </span></span></p>
<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/mountain-america-credit-union-promotions/">Mountain America Credit Union Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
]]></description>
										<content:encoded><![CDATA[<span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 13</span> <span class="rt-label rt-postfix">minutes read · </span></span><div class="et_pb_section et_pb_section_8 et_section_regular" >
				
				
				
				
				
				
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				<div class="et_pb_text_inner"><h2 data-pm-slice="1 1 &#091;&#093;">Mountain America Credit Union Bonuses and Promotions</h2>
<p class="p1"><strong><span class="s1"><a href="https://utahfi.com/institutions/mountain-america-credit-union/"><img loading="lazy" decoding="async" class="wp-image-563 alignleft size-full" src="https://utahfi.com/wp-content/uploads/2026/01/Mountain-America-Credit-Union-144.png" alt="Mountain America Credit Union logo" width="144" height="144" /></a>Mountain America Credit Union bonuses and promotions</span></strong> include checking account bonuses, promotional borrowing rates, and member benefits for qualifying Utah consumers.</p>
<p class="p1">This page tracks current <span class="s1"><b>Mountain America Credit Union bonuses and promotions</b></span>, including checking, savings, business banking, credit cards, promotional rates, referral programs, and member deals. Offers can change, so verify the current terms with Mountain America before applying or opening an account.</p>
<p class="p1">For a broader look at accounts, loans, credit cards, and membership, see our <a href="https://utahfi.com/institutions/mountain-america-credit-union/"><strong>Mountain America Credit Union Overview</strong></a>.</p></div>
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				<div class="et_pb_text_inner"><p><strong>Some promotions may not be publicly advertised.</strong> Financial institutions may offer branch-only, relationship-based, preselected, or targeted promotions to certain customers. UtahFi includes offers that can be verified through public or otherwise reliable official sources, so additional promotions may be available to you directly through the institution.</p></div>
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				<div class="et_pb_text_inner"><h2>Table of Contents</h2>
<ul>
<li><a href="#quick-summary">Quick Summary</a></li>
<li><a href="#checking-account-bonuses">Checking Account Bonuses</a></li>
<li><a href="#savings-account-bonuses">Savings Account Bonuses</a></li>
<li><a href="#business-account-bonuses">Business Account Bonuses</a></li>
<li><a href="#credit-card-bonuses">Credit Card Bonuses</a></li>
<li><a href="#promotional-rates">Promotional Rates</a></li>
<li><a href="#referral-programs">Referral Programs</a></li>
<li><a href="#member-deals-discounts">Member Deals and Discounts</a></li>
<li><a href="#frequently-asked-questions">Frequently Asked Questions</a></li>
<li><a href="#related-utahfi-content">Related UtahFi Content</a></li>
</ul></div>
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			</div><div id="quick-summary" class="et_pb_row et_pb_row_170">
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				<div class="et_pb_text_inner"><h2><b>Quick Summary</b></h2>
<p><strong>Mountain America Credit Union bonuses and promotions</strong> currently have a mix of checking incentives, promotional borrowing rates, and ongoing member benefits. Some offers are restricted to specific groups or products rather than being available to every member.</p>
<table style="width: 100%; border-collapse: collapse; table-layout: fixed;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; color: #000000; border: 1px solid #999999; text-align: left;"><strong>Category</strong></th>
<th style="width: 65%; background-color: #f4b400; color: #000000; border: 1px solid #999999; text-align: left;"><strong>Current Offers</strong></th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Checking Account Bonuses</strong></td>
<td style="border: 1px solid #999999;">$150 MyStyle Checking bonus for qualifying Select Employer participants</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Savings Account Bonuses</strong></td>
<td style="border: 1px solid #999999;">None identified</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Business Account Bonuses</strong></td>
<td style="border: 1px solid #999999;">No public business account signup bonus identified</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Credit Card Bonuses</strong></td>
<td style="border: 1px solid #999999;">No current public welcome bonus identified</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Promotional Rates</strong></td>
<td style="border: 1px solid #999999;">3.74% introductory HELOC APR, auto loans as low as 4.99% APR, MyStyle 0.25% eligible-loan discount, and Skip-a-Pay</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Referral Programs</strong></td>
<td style="border: 1px solid #999999;">No public Utah consumer or business customer referral bonus identified</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Member Deals and Discounts</strong></td>
<td style="border: 1px solid #999999;">MyStyle Checking rewards, shopping and entertainment discounts, telehealth, mobile phone protection, and other member benefits</td>
</tr>
</tbody>
</table></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="164" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp" alt="Salt Lake City skyline divider with temple and Utah mountains" title="Salt Lake City Skyline Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-300x62.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-salt-lake-skyline-768x157.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4832" /></span>
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				<div class="et_pb_text_inner"><h2>Checking Account Bonuses</h2>
<p>Current <strong>Mountain America Credit Union promotions</strong> include a $150 MyStyle Checking bonus for qualifying Select Employer participants. <strong>This is a restricted offer rather than a general new-member checking bonus</strong>, and applicants must open a new MyStyle Checking account and establish an eligible monthly direct deposit within 60 days.</p>
<h4>$150 Select Employer MyStyle Checking Bonus</h4>
<p>Qualifying participants can earn a <strong>$150 cash bonus</strong> by opening a new MyStyle Checking account and meeting the direct deposit requirement.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Detail</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999;"><strong>$150</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">Personal checking</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Account</strong></td>
<td style="border: 1px solid #999999;">MyStyle Checking</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Minimum to open</strong></td>
<td style="border: 1px solid #999999;">No separate promotional minimum opening deposit identified beyond Mountain America’s standard account-opening and membership requirements</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999;">Open a new MyStyle Checking account with eStatements using promo code <strong>SEMYSTYLE2026</strong> and initiate an eligible monthly direct deposit within 60 days of account opening.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Direct deposit requirement</strong></td>
<td style="border: 1px solid #999999;">Initiate an eligible monthly direct deposit within 60 days of opening the account</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999;">No separate promotional holding period was identified in the publicly available offer terms beyond keeping the account open long enough to satisfy the requirements and receive the reward</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999;">$7 per month. The fee can be waived with 20 or more monthly debit and/or credit card transactions. It is also automatically waived for members age 24 or younger, age 60 or older, or who maintain a $10,000 average daily balance in MyStyle Checking.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential 12-month account cost</strong></td>
<td style="border: 1px solid #999999;">$0 if a fee-waiver requirement is met each month. Otherwise, up to about $84 over 12 months at the current $7 monthly service fee.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential bonus after monthly fees</strong></td>
<td style="border: 1px solid #999999;">Up to $150 before taxes and other fees if the monthly service fee is avoided. About $66 before taxes and other fees if the $7 monthly fee is incurred for all 12 months.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Bonus timing</strong></td>
<td style="border: 1px solid #999999;">The $150 reward is deposited within 30 business days after the promotion requirements are met</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">Limit one reward per person. The offer is not available on secondary accounts, business accounts, account conversions, or in combination with another offer. Mountain America employees are not eligible. The reward is treated as interest and may be reported on IRS Form 1099-INT. The effective value of the bonus can be reduced if the MyStyle Checking monthly service fee is not waived.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">December 31, 2026</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Available to eligible Utah applicants participating through a qualifying Mountain America Select Employer relationship</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">Eligible Select Employer participants who qualify for Mountain America Credit Union membership, open a new MyStyle Checking account under the promotion, and meet the required direct deposit and other offer conditions.</td>
</tr>
</tbody>
</table>
<p><strong>Important</strong>: This is a restricted Select Employer promotion rather than a general checking bonus available to every new Mountain America member. The full $150 can be preserved if the MyStyle Checking monthly service fee is waived; otherwise, monthly fees can reduce the effective value of the bonus.</p>
<p><strong>More official info:</strong> <a href="https://www.macu.com/cp/misc/business-dev-enter-to-win/confirmation" target="_blank" rel="noopener">Mountain America Select Employer MyStyle Checking Offer</a></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
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			</div><div id="savings-account-bonuses" class="et_pb_row et_pb_row_174">
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				<div class="et_pb_text_inner"><h2>Savings Account Bonuses</h2>
<p>Current <strong>Mountain America Credit Union promotions</strong> do not include a publicly advertised signup bonus specifically for opening a personal savings account. Mountain America offers Primary Savings and other savings products, but UtahFi did not identify a separate current cash bonus, sweepstakes, or other qualifying savings incentive available to Utah members.</p>
<p><strong>No savings account bonuses are available at this time.</strong></p></div>
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				<div class="et_pb_text_inner"><h2>Business Account Bonuses</h2>
<p>Current <strong>Mountain America Credit Union promotions</strong> do not include a publicly advertised signup bonus for opening a business checking, business savings, or other business deposit account in Utah. Mountain America offers several business checking options, merchant services, SBA lending, and other business banking services, but UtahFi did not identify a current public cash bonus or limited-time business account incentive.</p>
<p><strong>No business account bonuses are available at this time.</strong></p></div>
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			</div><div id="credit-card-bonuses" class="et_pb_row et_pb_row_178">
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				<div class="et_pb_text_inner"><h2>Credit Card Bonuses</h2>
<p>Current <strong>Mountain America Credit Union promotions</strong> do not include a publicly advertised welcome bonus for its consumer or business credit cards. Mountain America continues to offer rewards and cash back on eligible cards, but its limited-time double-points promotion for the consumer Rewards Visa expired July 31, 2026.</p>
<h3>Consumer Credit Cards</h3>
<p>Mountain America currently offers Low Rate Visa, Rewards Visa, Cash Back Visa, and secured credit card options. These cards have ongoing features and rewards, but UtahFi did not identify a current public signup or welcome bonus available to qualifying Utah applicants.</p>
<p><strong>No consumer credit card welcome bonuses are available at this time.</strong></p>
<p><strong>More official info:</strong> <a href="https://www.macu.com/loans/visa-credit-cards" target="_blank" rel="noopener">Mountain America Consumer Credit Cards</a></p>
<h3>Business Credit Cards</h3>
<p>Mountain America also offers business credit cards, including Business Low Rate and Business Rewards options. The Business Rewards card earns points on eligible purchases, but UtahFi did not identify a current public welcome bonus or limited-time signup offer for qualifying Utah businesses.</p>
<p><strong>No business credit card welcome bonuses are available at this time.</strong></p>
<p><strong>More official info:</strong> <a href="https://www.macu.com/business/visa-cards" target="_blank" rel="noopener">Mountain America Business Credit Cards</a></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
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			</div><div id="promotional-rates" class="et_pb_row et_pb_row_180">
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				<div class="et_pb_text_inner"><h2>Promotional Rates</h2>
<p>Current <strong>Mountain America Credit Union promotions</strong> include a 3.74% introductory HELOC APR, auto loan rates as low as 4.99% APR, and a 0% APR balance transfer offer for qualifying credit card balances. These are limited-time financing offers, and the lowest advertised rates depend on the specific promotion and borrower eligibility.</p>
<h4>3.74% Introductory HELOC APR</h4>
<p>Mountain America currently offers a <strong>3.74% introductory APR for the first six months</strong> on qualifying new home equity lines of credit and qualifying credit-line increases.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Detail</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Promotional rate</strong></td>
<td style="border: 1px solid #999999;"><strong>3.74% introductory APR</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">Home equity line of credit (HELOC)</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999;">First 6 months after closing</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Rate after promotion</strong></td>
<td style="border: 1px solid #999999;">Variable APR currently ranging from 7.25% to 18.00%, depending on creditworthiness</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999;">Open a qualifying new home equity line of credit or obtain a qualifying credit-line increase of $20,000 or more and meet Mountain America’s credit and underwriting requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999;">Interest applies to borrowed amounts. After the introductory period, the APR converts to a variable rate based on the prime rate plus a margin and may change monthly.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">Loans are subject to credit approval. The 3.74% introductory APR applies for the first six months after closing. Afterward, the APR becomes variable. The current post-promotional range is 7.25% to 18.00% depending on creditworthiness. Terms, conditions, and exclusions apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">No published expiration date. The limited-time offer began July 1, 2026 and can change or be withdrawn at any time.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Available to qualifying Utah borrowers through Mountain America</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">Eligible Mountain America members approved for a qualifying new HELOC or qualifying credit-line increase of $20,000 or more</td>
</tr>
</tbody>
</table>
<p><strong>Important</strong>: The 3.74% APR lasts only for the first six months. After that, the HELOC converts to a variable APR that may change monthly, so the borrowing cost can increase substantially from the introductory rate.</p>
<p><strong>More official info:</strong> <a href="https://www.macu.com/loans/home-equity/heloc" target="_blank" rel="noopener">Mountain America HELOC Offer</a></p>
<h4>Auto Loans as Low as 4.99% APR</h4>
<p>Mountain America currently advertises <strong>new and used auto loans as low as 4.99% APR</strong> for a limited time. The lowest advertised rate includes Mountain America’s 0.25% MyStyle Checking loan-rate discount.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Detail</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Promotional rate</strong></td>
<td style="border: 1px solid #999999;"><strong>As low as 4.99% APR</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">New and used auto loans</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999;">Limited-time offer</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Rate after promotion</strong></td>
<td style="border: 1px solid #999999;">Not applicable once a fixed-rate loan is originated; rates offered to future applicants may change</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999;">Apply for a qualifying new or used auto loan, meet Mountain America’s credit requirements, and qualify for the MyStyle Checking loan-rate discount to receive the lowest advertised APR.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999;">Total interest depends on the approved APR, amount borrowed, and repayment term. Mountain America currently lists $0 application, origination, and document fees and $0 prepayment penalty for its auto loans; title fees can vary by state and county.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">The 4.99% APR is an “as low as” rate and is not guaranteed for every borrower. The advertised APR includes a 0.25% MyStyle Checking loan-rate discount on select new loans. Actual APR depends on creditworthiness. Other loan terms and rates are available.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">No published expiration date; advertised as a limited-time offer</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Available to qualifying Utah borrowers through Mountain America</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">Eligible Mountain America members approved for a qualifying new or used auto loan; the lowest advertised APR includes the MyStyle Checking discount</td>
</tr>
</tbody>
</table>
<p><strong>Important</strong>: The advertised 4.99% APR already includes Mountain America’s 0.25% MyStyle Checking loan-rate discount, so the discount is not a separate promotional rate. Borrowers who do not qualify for the discount or Mountain America’s lowest pricing may receive a higher APR.</p>
<p><strong>More official info:</strong> <a href="https://www.macu.com/rates/auto" target="_blank" rel="noopener">Mountain America Auto Loan Rates</a></p>
<h4>0% Balance Transfer APR for 6 Months</h4>
<p>For a limited time, Mountain America offers <strong>0% APR for six months</strong> when qualifying balances are transferred to a Mountain America credit card.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Detail</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Promotional rate</strong></td>
<td style="border: 1px solid #999999;"><strong>0% APR on qualifying balance transfers</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">Credit card balance transfer</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999;">6 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Rate after promotion</strong></td>
<td style="border: 1px solid #999999;">The applicable Mountain America credit card APR applies after the promotional period</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999;">Transfer an eligible balance to a qualifying Mountain America credit card during the limited-time promotion and meet the applicable card and transfer requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999;">The transferred balance receives 0% APR during the six-month promotional period. Any remaining balance after the promotion becomes subject to the applicable credit card APR.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">The 0% APR applies to qualifying balance transfers for six months and does not mean the transferred debt is forgiven. Card approval, credit limits, eligible transfers, and other terms and conditions apply. Review Mountain America’s current balance-transfer terms before transferring debt.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">No published expiration date; advertised as a limited-time offer</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Available to qualifying Mountain America credit card applicants and cardholders in Utah, subject to offer terms</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">Eligible Mountain America members who qualify for a participating credit card and meet the balance-transfer requirements</td>
</tr>
</tbody>
</table>
<p><strong>Important</strong>: The 0% APR lasts for six months. Any qualifying transferred balance remaining after the promotional period becomes subject to the applicable credit card APR, so paying down the balance during the introductory period can materially affect the total interest cost.</p>
<p><strong>More official info:</strong> <a href="https://www.macu.com/offers" target="_blank" rel="noopener">Mountain America Current Offers</a></p></div>
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				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
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			</div><div id="referral-programs" class="et_pb_row et_pb_row_182">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_174  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_126  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Referral Programs</h2>
<p>We did not identify a current public <strong>Mountain America Credit Union promotion</strong> that rewards Utah members or business customers for referring another person to the credit union. Mountain America may run referral offers for specific markets or audiences, but those should not be treated as a general Utah referral program.</p>
<p><strong>No public consumer or business customer referral bonus is currently available in Utah.</strong></p></div>
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			</div><div id="member-deals-discounts" class="et_pb_row et_pb_row_183">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_175  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_127  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Member Deals and Discounts</h2>
<p>Current <strong>Mountain America Credit Union promotions</strong> include ongoing MyStyle Checking benefits that can provide value through rewards, shopping and entertainment discounts, telehealth, mobile phone protection, and other member perks. These are not cash signup bonuses, and individual benefits, discounts, and redemption options can change over time.</p>
<h4>MyStyle Checking Benefits</h4>
<p>Qualifying MyStyle Checking members can access a collection of ongoing benefits, including rewards and discounts that extend beyond standard checking-account features.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Detail</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999;">Rewards, shopping and entertainment discounts, telehealth, mobile phone protection, identity-related benefits, and eligible loan-rate discounts</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">Checking-account member benefits</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Account</strong></td>
<td style="border: 1px solid #999999;">MyStyle Checking</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999;">Maintain an eligible MyStyle Checking account. Some benefits require separate registration or activation through Mountain America online banking or the mobile app.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999;">MyStyle Checking has a $7 monthly service fee unless a waiver requirement is met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">Individual benefits have separate terms, conditions, exclusions, and eligibility requirements. Shopping and entertainment offers can change, and some benefits require activation before use. Insurance-related benefits are not NCUA-insured deposits.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">No overall expiration date; individual benefits and discounts may change or expire</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Available to qualifying MyStyle Checking members in Utah, subject to the terms of each benefit</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">Eligible Mountain America members with an active MyStyle Checking account, subject to individual benefit requirements</td>
</tr>
</tbody>
</table>
<p><strong>Important</strong>: Mountain America does not publish every shopping or entertainment discount as a permanent offer. MyStyle members access current benefits through online banking or the Mountain America mobile app, so participating merchants, discounts, and expiration dates can vary.</p>
<p><strong>More official info:</strong> <a href="https://www.macu.com/accounts/checking/mystyle-checking" target="_blank" rel="noopener">Mountain America MyStyle Checking Benefits</a></p>
<h4>MySelect Rewards</h4>
<p>MyStyle Checking members can also earn points through <strong>MySelect Rewards</strong> and redeem them for options such as travel rebates, gift cards, event tickets, experiences, and other available rewards.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Detail</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999;">Earn points toward travel rebates, gift cards, event tickets, experiences, and other available rewards</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">Rewards program</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Account</strong></td>
<td style="border: 1px solid #999999;">MyStyle Checking</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999;">Maintain MyStyle Checking and earn points through qualifying account activity. Points earned through an eligible Mountain America Rewards credit card can also be combined with MyStyle Checking rewards points.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999;">MyStyle Checking has a $7 monthly service fee unless a waiver requirement is met. Individual rewards may have separate redemption requirements.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">Eligible activities, point values, redemption choices, and program terms can change. Rewards availability depends on the current MySelect Rewards catalog and applicable program rules.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">No published program expiration date; rewards and redemption options may change</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Available to qualifying MyStyle Checking members in Utah</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">Eligible Mountain America members participating in MySelect Rewards through MyStyle Checking</td>
</tr>
</tbody>
</table>
<p><strong>More official info:</strong> <a href="https://www.macu.com/accounts/checking/mystyle-checking/myselect-rewards" target="_blank" rel="noopener">Mountain America MySelect Rewards</a></p></div>
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				<div class="et_pb_text_inner"><h2>Frequently Asked Questions</h2>
<p>These FAQs cover the most important details about current <strong>Mountain America Credit Union promotions</strong>, including checking bonuses, promotional rates, credit card offers, eligibility, and offers that may not be publicly advertised.</p>
<h4>Does Mountain America Credit Union currently offer a new-member bonus?</h4>
<p>Mountain America currently advertises a $150 MyStyle Checking bonus for qualifying Select Employer participants. This is a restricted promotion rather than a general new-member bonus available to everyone who joins Mountain America.</p>
<h4>Does Mountain America Credit Union have a checking account bonus?</h4>
<p>Yes. Eligible Select Employer participants can earn a $150 bonus by opening a new MyStyle Checking account with eStatements and initiating an eligible monthly direct deposit within 60 days. The current offer expires December 31, 2026.</p>
<h4>Does Mountain America Credit Union offer savings or business account bonuses?</h4>
<p>UtahFi did not identify a current public signup bonus specifically for Mountain America personal savings accounts or business deposit accounts in Utah.</p>
<h4>Does Mountain America Credit Union offer credit card promotions?</h4>
<p>Mountain America does not currently advertise a public welcome bonus for its consumer or business credit cards. However, it currently offers 0% APR for six months on qualifying credit card balance transfers as a limited-time promotional rate.</p>
<h4>What promotional loan rates does Mountain America Credit Union offer?</h4>
<p>Mountain America currently advertises a 3.74% introductory APR for the first six months on qualifying HELOCs and new and used auto loan rates as low as 4.99% APR. The advertised auto rate includes a 0.25% MyStyle Checking loan-rate discount and is not guaranteed for every borrower.</p>
<h4>Can existing Mountain America members qualify for promotions?</h4>
<p>Yes. Eligibility depends on the individual offer. Some promotional rates and MyStyle Checking benefits can be available to existing members who meet the requirements, while signup bonuses may be limited to new accounts, specific groups, or other qualifying participants.</p>
<h4>Who can join Mountain America Credit Union?</h4>
<p>Mountain America membership is available through several eligibility paths, including geographic, family, household, and employer relationships. Utah residents can qualify for membership through Mountain America’s applicable Utah membership requirements.</p>
<h4>Can Mountain America Credit Union have promotions that are not advertised publicly?</h4>
<p>Yes. Mountain America may provide branch-only offers, targeted mail or email promotions, online or mobile banking offers, preselected offers, relationship-based incentives, or member-specific promotions that do not appear on its public website. UtahFi primarily documents Mountain America Credit Union bonuses and promotions that can be reliably verified through public or otherwise reliable official sources.</p>
<h4>How often do Mountain America Credit Union promotions change?</h4>
<p>Mountain America promotions can change throughout the year. Signup bonuses, promotional rates, credit card offers, and member discounts may have different expiration dates or be changed or withdrawn, so check the current official terms before applying.</p></div>
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			</div><div id="related-utahfi-content" class="et_pb_row et_pb_row_187">
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				<div class="et_pb_text_inner"><h2>Related UtahFi Content</h2>
<h3>Institution Profile</h3>
<ul>
<li><a href="https://utahfi.com/institutions/mountain-america-credit-union/"><strong>Mountain America Credit Union Overview: Accounts, Loans, and Membership</strong></a></li>
</ul>
<h3>Business Checking Accounts</h3>
<ul>
<li><a href="https://utahfi.com/instruments/mountain-america-business-checking/"><strong>Mountain America Business Essential Checking Review</strong></a></li>
</ul>
<h3>Rankings (where Mountain America is included)</h3>
<ul>
<li><a href="https://utahfi.com/insights/best-credit-unions-in-utah/"><strong>Best Credit Unions in Utah</strong></a></li>
<li><a href="https://utahfi.com/insights/best-business-checking-accounts-in-utah/"><strong>Best Business Checking Accounts in Utah</strong></a></li>
</ul>
<h3>Comparisons</h3>
<ul>
<li><a href="https://utahfi.com/insights/america-first-credit-union-vs-mountain-america-credit-union/"><strong>America First Credit Union vs Mountain America Credit Union</strong></a></li>
</ul></div>
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				<div class="et_pb_text_inner"><p class="p1"><strong>Disclaimer: </strong>Promotions, bonuses, rates, eligibility requirements, and other offer terms may change or be discontinued without prior notice. UtahFi works to keep this information current but cannot guarantee that all offer details remain unchanged. Always verify the latest terms and conditions directly with the financial institution before opening an account, applying for a product, or participating in an offer.</p></div>
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<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/mountain-america-credit-union-promotions/">Mountain America Credit Union Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
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		<title>America First Credit Union Bonuses and Promotions</title>
		<link>https://utahfi.com/incentives/america-first-credit-union-promotions/</link>
		
		<dc:creator><![CDATA[UtahFi Editorial]]></dc:creator>
		<pubDate>Mon, 17 Aug 2026 17:56:29 +0000</pubDate>
				<category><![CDATA[Incentives]]></category>
		<category><![CDATA[Institutions]]></category>
		<category><![CDATA[America First Credit Union]]></category>
		<category><![CDATA[Bonuses]]></category>
		<category><![CDATA[Promotions]]></category>
		<guid isPermaLink="false">https://utahfi.com/?p=6416</guid>

					<description><![CDATA[<p><span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 14</span> <span class="rt-label rt-postfix">minutes read · </span></span></p>
<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/america-first-credit-union-promotions/">America First Credit Union Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
]]></description>
										<content:encoded><![CDATA[<span class="span-reading-time rt-reading-time" style="display: block;"><span class="rt-label rt-prefix"></span> <span class="rt-time"> 14</span> <span class="rt-label rt-postfix">minutes read · </span></span><div class="et_pb_section et_pb_section_9 et_section_regular" >
				
				
				
				
				
				
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				<div class="et_pb_text_inner"><h2 data-pm-slice="1 1 &#091;&#093;">America First Credit Union Bonuses and Promotions</h2>
<p><a href="https://utahfi.com/institutions/america-first-credit-union/"><img loading="lazy" decoding="async" class="alignleft wp-image-460 size-full" src="https://utahfi.com/wp-content/uploads/2026/01/America-First-Credit-Union-144.jpg" alt="America First Credit Union" width="144" height="144" /></a>Current <strong>America First Credit Union bonuses and promotions</strong> include new-member cash bonuses, credit card and HELOC introductory rates, military offers, business incentives, and member discounts.</p>
<p>This page tracks current bonuses and promotions from America First Credit Union. For broader information about accounts, services, membership, and its presence in Utah, see our <strong><a href="https://utahfi.com/institutions/america-first-credit-union/">America First Credit Union</a> </strong>profile.</p>
<p>Promotions can change or end without notice. Always verify current eligibility, terms, rates, and availability with America First before opening an account or applying for a product.</p></div>
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				<div class="et_pb_text_inner"><p><strong>Some promotions may not be publicly advertised.</strong> Financial institutions may offer branch-only, relationship-based, preselected, or targeted promotions to certain customers. UtahFi includes offers that can be verified through public or otherwise reliable official sources, so additional promotions may be available to you directly through the institution.</p></div>
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				<div class="et_pb_text_inner"><h2>Table of Contents</h2>
<ul>
<li><a href="#quick-summary">Quick Summary</a></li>
<li><a href="#checking-account-bonuses">Checking Account Bonuses</a></li>
<li><a href="#savings-account-bonuses">Savings Account Bonuses</a></li>
<li><a href="#business-account-bonuses">Business Account Bonuses</a></li>
<li><a href="#credit-card-bonuses">Credit Card Bonuses</a></li>
<li><a href="#promotional-rates">Promotional Rates</a></li>
<li><a href="#referral-programs">Referral Programs</a></li>
<li><a href="#member-deals-discounts">Member Deals and Discounts</a></li>
<li><a href="#frequently-asked-questions">Frequently Asked Questions</a></li>
<li><a href="#related-utahfi-content">Related UtahFi Content</a></li>
</ul></div>
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				<div class="et_pb_text_inner"><h2>Quick Summary</h2>
<p>Here is a quick look at <strong>America First Credit Union bonuses and promotions</strong> currently available.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Category</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Current Offers</th>
</tr>
</thead>
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<tr>
<td style="border: 1px solid #999999;"><strong>Checking Account Bonuses</strong></td>
<td style="border: 1px solid #999999;">Up to $350 new-member bonus; $50 primary account owner bonus</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Savings Account Bonuses</strong></td>
<td style="border: 1px solid #999999;">Share Savings is required for the up to $350 new-member bonus; up to $50 military Dedicated Savings deposit match</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Business Account Bonuses</strong></td>
<td style="border: 1px solid #999999;">$300 merchant services bonus for qualifying businesses</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Credit Card Bonuses</strong></td>
<td style="border: 1px solid #999999;">0% APR for six months on a new Visa Platinum; $100 military Visa bonus</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Promotional Rates</strong></td>
<td style="border: 1px solid #999999;">3.74% variable introductory APR for six months on a qualifying new HELOC; military mortgage appraisal credit up to $500</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Referral Programs</strong></td>
<td style="border: 1px solid #999999;">No public consumer or business customer referral bonus currently identified for Utah</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Member Deals and Discounts</strong></td>
<td style="border: 1px solid #999999;">Utah sports, entertainment, attraction, travel, and partner discounts</td>
</tr>
</tbody>
</table></div>
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				<div class="et_pb_text_inner"><h2>Checking Account Bonuses</h2>
<h4>Up to $350 New-Member Bonus</h4>
<p>Qualifying new America First members can earn up to a <strong>$350 cash bonus</strong> by opening savings and checking accounts and meeting the direct deposit requirement.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Detail</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999;"><strong>Up to $350</strong></td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">Personal savings and checking</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Account</strong></td>
<td style="border: 1px solid #999999;">Share Savings plus an eligible America First checking account</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Minimum to open</strong></td>
<td style="border: 1px solid #999999;">$1 minimum deposit for Share Savings</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999;">Earn $150 by opening Share Savings and adding checking. Earn an additional $200 by receiving at least $1,000 in qualifying direct deposits within 60 days.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Direct deposit requirement</strong></td>
<td style="border: 1px solid #999999;">At least $1,000 in qualifying direct deposits within 60 days to earn the additional $200</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999;">Keep the qualifying accounts open and do not transfer them for at least 12 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999;">Depends on the checking account selected. Classic Checking has a $0 monthly service fee. Premium Checking is $6 per month, with the first two months currently free; waiver requirements may apply after that.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential 12-month account cost</strong></td>
<td style="border: 1px solid #999999;">$0 with Classic Checking based on the current monthly service fee. With Premium Checking, up to about $60 over the first 12 months if the first two months remain free and the $6 fee applies during each of the remaining 10 months.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential bonus after monthly fees</strong></td>
<td style="border: 1px solid #999999;">Up to $350 before taxes and other fees with Classic Checking. About $290 before taxes and other fees if $60 in Premium Checking monthly service fees are incurred during the required 12-month period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Bonus timing</strong></td>
<td style="border: 1px solid #999999;">Cash is deposited within 60 days after the applicable requirements are met</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">This is a combined savings and checking promotion rather than a checking-only bonus. Bank-to-bank transfers, peer-to-peer transfers, wire transfers, and internal transfers do not count toward the qualifying direct deposit requirement. Closing or transferring the qualifying accounts within 12 months can cause the bonus to be forfeited. Monthly checking costs depend on the account selected and whether applicable fee-waiver requirements are met.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">No published expiration date</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Available to eligible Utah applicants through America First</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">New primary members who meet America First membership eligibility requirements. Utah applicants may qualify through America First’s geographic, family or household, employer, or other eligible membership paths. Primary owners who opened an America First account within the previous 12 months, employees, volunteers, business accountholders, secondary accountholders, and special accountholders are excluded from this promotion.</td>
</tr>
</tbody>
</table>
<p><strong>Important</strong>: The headline bonus is up to $350, but the full amount requires both opening savings and checking and completing the $1,000 qualifying direct deposit requirement within 60 days. A member choosing <a href="https://utahfi.com/instruments/america-first-classic-checking/"><strong>America FirstClassic Checking</strong></a> can currently complete the required 12-month holding period with a $0 monthly service fee, while choosing Premium Checking could reduce the effective cash value if its monthly fee is not waived.</p>
<p><strong>More official info:</strong> <a href="https://www.americafirst.com/specials/2026-350-offer.html" target="_blank" rel="noopener">America First $350 New-Member Offer</a></p></div>
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			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_194">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_186  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_65">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="147" src="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp" alt="Utah ski mountain divider illustration with snowy peaks and ski lifts" title="Utah Ski Mountains Divider" srcset="https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains.webp 800w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-300x55.webp 300w, https://utahfi.com/wp-content/uploads/2026/05/utah-divider-ski-mountains-768x141.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4835" /></span>
			</div>
			</div>
				
				
				
				
			</div><div id="savings-account-bonuses" class="et_pb_row et_pb_row_195">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_187  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_136  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Savings Account Bonuses</h2>
<h4>Share Savings — Up to $350 New-Member Bonus</h4>
<p>America First’s <strong>Share Savings account</strong> is required as part of the up to $350 new-member promotion. Members must open Share Savings and add checking to earn the initial $150, with an additional $200 available after meeting the qualifying direct deposit requirement. Because this is a combined savings and checking promotion, the full bonus requirements, holding period, potential account costs, eligibility, and fine print are explained under <strong>Checking Account Bonuses </strong>above.</p>
<h4>Up to $50 Military Dedicated Savings Bonus</h4>
<p>Eligible military members can receive a <strong>deposit match of up to $50</strong> when opening a new America First Dedicated Savings account.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Detail</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999;">Deposit match up to $50</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">Personal savings</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Account</strong></td>
<td style="border: 1px solid #999999;">Dedicated Savings</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Minimum deposit</strong></td>
<td style="border: 1px solid #999999;">$50 initial deposit to receive the full $50 match; smaller qualifying initial deposits receive a matching amount up to the $50 maximum</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999;">Open a new Dedicated Savings account and make an initial deposit. America First matches the initial deposit up to $50.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Required holding period</strong></td>
<td style="border: 1px solid #999999;">Minimum 12-month Dedicated Savings term</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Monthly service fee</strong></td>
<td style="border: 1px solid #999999;">$0 monthly service fee identified for Dedicated Savings</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential 12-month account cost</strong></td>
<td style="border: 1px solid #999999;">$0 in monthly service fees based on the current Dedicated Savings terms; withdrawal restrictions or other applicable charges may still apply</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential bonus after monthly fees</strong></td>
<td style="border: 1px solid #999999;">Up to $50 before taxes and any other applicable charges</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Bonus timing</strong></td>
<td style="border: 1px solid #999999;">Within 30 days after the promotional requirements are met</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">Available for new personal accounts only. The Dedicated Savings account must have a minimum 12-month term. The promotion cannot be combined with another America First promotion. Membership and account requirements apply.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">No published expiration date</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Available to eligible military members in Utah; America First directs applicants to call or visit a branch</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">Eligible active-duty and retired U.S. military members and veterans with valid military identification who meet America First membership and account requirements</td>
</tr>
</tbody>
</table>
<p>The full $50 match requires an initial deposit of at least $50. Because Dedicated Savings has a minimum 12-month term, members should consider the account&#8217;s withdrawal restrictions in addition to the value of the deposit match.</p>
<p><strong>More official info:</strong> <a href="https://www.americafirst.com/accounts/membership/military-offer.html" target="_blank" rel="noopener">America First Military Offers</a></p></div>
			</div>
			</div>
				
				
				
				
			</div><div class="et_pb_row et_pb_row_196">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_188  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_66">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="203" src="https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800.webp" alt="Utah State Capitol divider illustration with mountain landscape background" title="Utah State Capitol Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800-300x76.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-landcape-divider-800-768x195.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4829" /></span>
			</div>
			</div>
				
				
				
				
			</div><div id="business-account-bonuses" class="et_pb_row et_pb_row_197">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_189  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_137  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Business Account Bonuses</h2>
<p>Current <strong>America First Credit Union promotions</strong> for businesses include a merchant services cash bonus for qualifying companies that meet the required processing volume. America First does not currently advertise a separate Utah business checking signup bonus.</p>
<h4>$300 Merchant Services Bonus</h4>
<p>Qualifying businesses can earn a <strong>$300 cash bonus</strong> through America First Merchant Services.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Detail</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999;">$300</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">Merchant services</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999;">Activate a qualifying merchant services account and complete at least $25,000 in transactions within 45 days</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999;">Merchant-services pricing varies. Review processing, equipment, service, and other applicable costs before valuing the $300 incentive.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">Available to qualifying merchant services customers who meet the required transaction volume. The promotional payment should be evaluated alongside the ongoing cost and terms of the merchant-services relationship.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">No published expiration date</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Through America First Merchant Services in Utah</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">Eligible businesses activating a qualifying America First merchant services account and completing at least $25,000 in transactions within 45 days</td>
</tr>
</tbody>
</table>
<p>The headline bonus is $300, but the real value depends on the processing, equipment, and service costs associated with the merchant-services relationship.</p>
<p><strong>More official info:</strong> <a href="https://www.americafirst.com/specials/merchant-services-300.html" target="_blank" rel="noopener">America First $300 Merchant Services Offer</a></p></div>
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			</div><div class="et_pb_row et_pb_row_198">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_190  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_67">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="151" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp" alt="Delicate Arch divider illustration with Utah desert and mountains" title="Delicate Arch Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-300x57.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-delicate-arch-768x145.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4826" /></span>
			</div>
			</div>
				
				
				
				
			</div><div id="credit-card-bonuses" class="et_pb_row et_pb_row_199">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_191  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_138  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Credit Card Bonuses</h2>
<p>Current <strong>America First Credit Union bonuses and promotions</strong> include an introductory APR offer on the Visa Platinum card and a separate cash bonus for eligible military members. America First does not currently advertise a separate public welcome bonus on its business Visa cards.</p>
<h3>Consumer Credit Cards</h3>
<h4>Visa Platinum Credit Card — 0% APR for Six Months</h4>
<p>New America First Visa Platinum cardholders can currently receive a <strong>0% introductory APR for the first six months</strong>.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Detail</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999;">0% introductory APR for six months</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">Personal credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999;">Open a new America First Visa Platinum credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999;">$0</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999;">$0 annual fee and $0 balance-transfer fee; interest and other applicable card charges can still apply after the introductory period</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">The promotional APR ends six calendar months after the card is issued. After that, the applicable variable APR applies. Credit approval, membership, eligibility, terms, and other requirements apply. Special and volunteer accounts are ineligible, and the offer is limited to one promotional card per member.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">No published expiration date</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Online and through America First in Utah</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">Approved applicants who meet America First membership and credit requirements; special and volunteer accounts are excluded</td>
</tr>
</tbody>
</table>
<p>The main value is the temporary interest savings rather than a cash welcome bonus. Cardholders should pay attention to the variable APR that applies after the six-month promotional period.</p>
<p><strong>More official info:</strong> <a href="https://www.americafirst.com/visa/visa-credit-cards/visa-platinum-card.html" target="_blank" rel="noopener">America First Visa Platinum Credit Card</a></p>
<h4>$100 Military Visa Bonus</h4>
<p>Eligible military members can earn a <strong>$100 cash bonus</strong> by opening a new qualifying America First Visa credit card and meeting the spending requirement.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Detail</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Bonus</strong></td>
<td style="border: 1px solid #999999;">$100 cash bonus</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">Personal credit card</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999;">Open a new qualifying America First Visa credit card and spend at least $500 within 60 days</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Required spending</strong></td>
<td style="border: 1px solid #999999;">$500 within 60 days</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Annual fee</strong></td>
<td style="border: 1px solid #999999;">$0 on America First consumer Visa credit cards</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999;">$0 annual fee; interest and other applicable card charges may still apply</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td> </td>
</tr>
</tbody>
</table></div>
			</div>
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			</div><div class="et_pb_row et_pb_row_200">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_192  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_image et_pb_image_68">
				
				
				
				
				<span class="et_pb_image_wrap "><img loading="lazy" decoding="async" width="800" height="161" src="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp" alt="Great Salt Lake divider illustration with Utah mountains and shoreline" title="Great Salt Lake Divider" srcset="https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake.webp 800w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-300x60.webp 300w, https://utahfi.com/wp-content/uploads/2026/01/utah-divider-great-salt-lake-768x155.webp 768w" sizes="(max-width: 800px) 100vw, 800px" class="wp-image-4825" /></span>
			</div>
			</div>
				
				
				
				
			</div><div id="promotional-rates" class="et_pb_row et_pb_row_201">
				<div class="et_pb_column et_pb_column_4_4 et_pb_column_193  et_pb_css_mix_blend_mode_passthrough et-last-child">
				
				
				
				
				<div class="et_pb_module et_pb_text et_pb_text_139  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				
				
				<div class="et_pb_text_inner"><h2>Promotional Rates</h2>
<p>Current <strong>America First Credit Union promotions</strong> include an introductory HELOC rate, a deferred-payment auto-loan offer, and a mortgage appraisal credit for eligible military members. Regular certificate, mortgage, auto-loan, and other everyday rates are not included unless America First specifically identifies them as promotional or limited-time offers.</p>
<h4>3.74% Introductory HELOC APR</h4>
<p>Qualifying borrowers can receive a <strong>3.74% variable introductory APR for the first six months</strong> on a new America First home equity line of credit.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Detail</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Promotional rate</strong></td>
<td style="border: 1px solid #999999;">3.74% variable APR</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">Home equity line of credit</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Promotional period</strong></td>
<td style="border: 1px solid #999999;">First 6 months</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Rate after promotion</strong></td>
<td style="border: 1px solid #999999;">The applicable variable HELOC APR applies after the introductory period and depends on the product, loan-to-value ratio, creditworthiness, and other underwriting factors</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999;">Homeowner&#8217;s insurance, property-related costs, and other applicable fees may apply. Certain HELOC products may also require reimbursement of up to $250 if the loan is reconveyed within 24 months.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">The 3.74% APR is introductory and variable, not a permanent loan rate. Credit approval, underwriting, property requirements, and other eligibility conditions apply. Variable home equity APRs may not exceed 18%.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">No published expiration date; limited-time offer</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Available for qualifying properties in Utah through America First</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">Approved borrowers opening a qualifying new America First HELOC who meet credit, underwriting, property, and membership requirements</td>
</tr>
</tbody>
</table>
<p>The 3.74% APR applies only during the first six months. Borrowers should compare the introductory savings with the variable APR and other loan costs that can apply after the promotional period ends.</p>
<p><strong>More official info:</strong> <a href="https://www.americafirst.com/specials/heloc-intro-offer.html" target="_blank" rel="noopener">America First HELOC Intro Rate Special</a></p>
<h4>No Payments for 90 Days on a New Auto Loan</h4>
<p>Qualifying borrowers can currently finance an eligible vehicle through America First and <strong>defer their first auto-loan payment for three months</strong>.</p>
<table style="width: 100%; border-collapse: collapse;" border="1" cellspacing="0" cellpadding="8">
<thead>
<tr>
<th style="width: 35%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Detail</th>
<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
</tr>
</thead>
<tbody>
<tr>
<td style="border: 1px solid #999999;"><strong>Promotion</strong></td>
<td style="border: 1px solid #999999;">No payments for the first 90 days</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">Auto loan</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>How to qualify</strong></td>
<td style="border: 1px solid #999999;">Finance at least $10,000 through America First on an eligible 2019-or-newer vehicle</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999;">The promotion delays required payments rather than reducing the amount borrowed. Borrowers should review the loan agreement to understand how interest accrues during the deferred-payment period.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">Subject to America First membership, eligibility, creditworthiness, terms, conditions, and additional loan criteria. Available only on qualifying America First financing of $10,000 or more for 2019-or-newer vehicles.</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">No published expiration date</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Available to qualifying borrowers in Utah through America First</td>
</tr>
<tr>
<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">Approved borrowers financing at least $10,000 on an eligible 2019-or-newer vehicle who meet America First membership and loan requirements</td>
</tr>
</tbody>
</table>
<p>The 90-day offer provides short-term payment flexibility rather than a cash bonus or interest-rate discount. Borrowers should consider the loan&#8217;s APR, total interest cost, and how the deferred-payment period affects repayment before choosing the offer.</p>
<p><strong>More official info:</strong> <a href="https://www.americafirst.com/loans/vehicle-loans/auto-loans.html" target="_blank" rel="noopener">America First Auto Loans</a></p>
<h4>Up to $500 Military Mortgage Appraisal Credit</h4>
<p>Eligible military members can receive an <strong>appraisal credit of up to $500</strong> when applying for a qualifying new America First mortgage.</p>
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<th style="width: 65%; background-color: #f4b400; border: 1px solid #999999; text-align: left; font-weight: bold;">Offer</th>
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<td style="border: 1px solid #999999;"><strong>Offer</strong></td>
<td style="border: 1px solid #999999;">Mortgage appraisal credit up to $500</td>
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<td style="border: 1px solid #999999;"><strong>Product type</strong></td>
<td style="border: 1px solid #999999;">Mortgage</td>
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<td style="border: 1px solid #999999;"><strong>How to earn it</strong></td>
<td style="border: 1px solid #999999;">Apply for and qualify for a new eligible America First mortgage under the military offer</td>
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<td style="border: 1px solid #999999;"><strong>Potential cost</strong></td>
<td style="border: 1px solid #999999;">Mortgage closing costs, interest, discount points, insurance, and other applicable borrowing costs may still apply. The appraisal credit offsets only the qualifying appraisal cost, up to $500.</td>
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<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">Available on qualifying new personal mortgage loans for eligible military members. Creditworthiness, mortgage underwriting, property, membership, and other requirements apply. The offer cannot be combined with another promotion.</td>
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<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">No published expiration date; limited-time military offer</td>
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<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Available to eligible military members in Utah through America First</td>
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<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">Eligible active-duty military members, veterans, reservists, and National Guard members who meet America First mortgage and membership requirements</td>
</tr>
</tbody>
</table>
<p>The appraisal credit can reduce one upfront mortgage expense by as much as $500, but it does not reduce the mortgage interest rate or eliminate other closing and borrowing costs.</p>
<p><strong>More official info:</strong> <a href="https://www.americafirst.com/accounts/membership/military-offer.html" target="_blank" rel="noopener">America First Military Offers</a></p></div>
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				<div class="et_pb_text_inner"><h2>Referral Programs</h2>
<p>America First Credit Union does not currently advertise a public referral bonus for Utah members or business customers. Older America First referral promotions can still appear in archived pages, but they should not be treated as current offers.</p>
<p><strong>No public consumer or business customer referral bonus is currently available.</strong></p></div>
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<h2>Member Deals and Discounts</h2>
<p>Current <strong>America First Credit Union promotions</strong> extend beyond banking bonuses and promotional rates. Utah members can access discounts and special offers for sports, entertainment, attractions, travel, and other partners, with individual deals and availability changing throughout the year.</p>
<h4>Utah Sports and Entertainment Deals</h4>
<p>America First members and qualifying Visa cardholders can access several Utah-specific sports and entertainment benefits.</p>
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<td style="border: 1px solid #999999;"><strong>Discount</strong></td>
<td style="border: 1px solid #999999;">Discounted tickets, concessions, merchandise, early entry, presales, and other event benefits depending on the partner</td>
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<td style="border: 1px solid #999999;"><strong>Offer type</strong></td>
<td style="border: 1px solid #999999;">Sports and entertainment discounts</td>
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<td style="border: 1px solid #999999;"><strong>Current Utah examples</strong></td>
<td style="border: 1px solid #999999;">Salt Lake Bees, Utah Jazz, Real Salt Lake, Utah Royals, Utah Athletics, and Utah Mammoth offers</td>
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<td style="border: 1px solid #999999;"><strong>Potential savings</strong></td>
<td style="border: 1px solid #999999;">Varies by offer. Examples include half-price Salt Lake Bees lawn tickets on eligible Wednesday home games, 10% off select Bees concessions, 10% off select Utah Jazz concessions, 15% off Utah Jazz Team Store purchases, and up to 30% off eligible Real Salt Lake tickets.</td>
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<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">Some benefits require an America First Visa credit or debit card, a team-branded card, or use of a special purchase link or code. Participating events, products, dates, seating, and availability vary. Offers may be changed or discontinued.</td>
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<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">Varies by individual deal and event</td>
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<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Utah; individual offers may be limited to specific venues, games, events, or purchase channels</td>
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<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">America First members or qualifying America First Visa cardholders, depending on the individual offer</td>
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<p>These benefits can provide meaningful savings for members who already attend participating Utah sports and entertainment events, but the exact discounts and availability can change during the season.</p>
<h4>Other Member Deals and Discounts</h4>
<p>America First also maintains a broader collection of member discounts covering attractions, recreation, travel, and other partner offers.</p>
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<td style="border: 1px solid #999999;"><strong>Discount</strong></td>
<td style="border: 1px solid #999999;">Various member discounts and special pricing</td>
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<td style="border: 1px solid #999999;"><strong>Offer type</strong></td>
<td style="border: 1px solid #999999;">Attractions, recreation, travel, and partner discounts</td>
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<td style="border: 1px solid #999999;"><strong>Current Utah examples</strong></td>
<td style="border: 1px solid #999999;">Splash Summit Waterpark and discounted pickleball at The Kitchen, along with other changing member offers</td>
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<td style="border: 1px solid #999999;"><strong>Potential savings</strong></td>
<td style="border: 1px solid #999999;">Varies by partner and offer</td>
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<td style="border: 1px solid #999999;"><strong>Fine print</strong></td>
<td style="border: 1px solid #999999;">Individual discounts have their own eligibility requirements, purchase methods, exclusions, availability, and expiration dates. Some offers require an America First Visa card.</td>
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<td style="border: 1px solid #999999;"><strong>Expiration date</strong></td>
<td style="border: 1px solid #999999;">Varies by individual offer</td>
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<td style="border: 1px solid #999999;"><strong>Availability</strong></td>
<td style="border: 1px solid #999999;">Varies by partner; only Utah-applicable offers are highlighted here</td>
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<td style="border: 1px solid #999999;"><strong>Who qualifies</strong></td>
<td style="border: 1px solid #999999;">America First members or qualifying America First Visa cardholders, depending on the individual deal</td>
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<p>Because America First updates its member deals throughout the year, UtahFi does not list every individual coupon or temporary offer. Members should check America First&#8217;s current deals page for the latest availability and terms.</p>
<p><strong>More official info:</strong> <a href="https://www.americafirst.com/accounts/membership/member-deals-discounts.html" target="_blank" rel="noopener">America First Member Deals and Discounts</a></p></div>
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				<div class="et_pb_text_inner"><h2>Frequently Asked Questions</h2>
<p>These FAQs cover common questions about <strong>America First Credit Union promotions</strong>, including eligibility, new-member bonuses, military offers, promotional rates, and offers that may not be publicly advertised.</p>
<h4>Does America First Credit Union currently offer a new-member bonus?</h4>
<p>Yes. America First currently offers eligible new primary members up to <strong>$350</strong>. Members can earn $150 by opening a Share Savings account and adding checking, plus another $200 after receiving at least $1,000 in qualifying direct deposits within 60 days.</p>
<h4>Does America First Credit Union have a checking account bonus?</h4>
<p>Yes. The up to $350 new-member promotion includes checking, although it is technically a combined savings and checking offer. The qualifying accounts must remain open and not be transferred for at least 12 months or the bonus can be forfeited.</p>
<h4>Does America First Credit Union offer military bonuses?</h4>
<p>Yes. America First currently offers several incentives specifically for eligible military members, including a <strong>$100 Visa bonus</strong>, an <strong>up to $50 Dedicated Savings deposit match</strong>, and a <strong>mortgage appraisal credit of up to $500</strong>. Eligibility and product requirements vary by offer.</p>
<h4>Does America First Credit Union offer credit card promotions?</h4>
<p>Yes. America First currently offers <strong>0% introductory APR for the first six months</strong> on a new Visa Platinum credit card. Eligible military members can also earn a $100 bonus after opening a qualifying new Visa and spending at least $500 within 60 days.</p>
<h4>Does America First Credit Union have promotional loan or HELOC rates?</h4>
<p>Yes. America First currently offers a <strong>3.74% variable introductory APR for the first six months</strong> on a qualifying new home equity line of credit. The applicable variable APR applies after the introductory period, so borrowers should consider both rates when evaluating the promotion.</p>
<h4>Can existing America First members qualify for promotions?</h4>
<p>It depends on the offer. Some promotions are restricted to new primary members or new accounts, while others are available to qualifying existing members. Each offer should be checked individually because eligibility requirements differ.</p>
<h4>Can America First have promotions that are not advertised publicly?</h4>
<p>Yes. Financial institutions may make certain promotions available only at a branch, through targeted mail or email, inside online or mobile banking, or to preselected or existing customers. These offers may not appear on America First’s public website, so additional promotions could be available directly to individual members. UtahFi focuses on offers that can be verified through public or otherwise reliable official sources.</p>
<h4>Who can qualify for America First Credit Union membership in Utah?</h4>
<p>America First membership is available through several paths in Utah. Depending on location and circumstances, applicants may qualify by living, working, regularly conducting business, worshipping, volunteering, or attending school in an eligible area. Family or household relationships, qualifying employers or associations, and certain other membership paths may also provide eligibility.</p>
<h4>How often do America First Credit Union promotions change?</h4>
<p>Promotions can change at any time. Bonus amounts, promotional rates, eligibility requirements, expiration dates, and member discounts may be added, modified, or discontinued, which is why UtahFi reviews this page regularly.</p></div>
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				<div class="et_pb_text_inner"><h2>Related UtahFi Content</h2>
<h3>Institution Profile</h3>
<ul>
<li><a href="https://utahfi.com/institutions/america-first-credit-union/"><strong>America First Credit Union</strong></a></li>
</ul>
<h3>Checking Accounts</h3>
<ul>
<li><a href="https://utahfi.com/instruments/america-first-classic-checking/"><strong>America First Classic Checking</strong></a></li>
</ul>
<h3>Rankings (where America First is included)</h3>
<ul>
<li><a href="https://utahfi.com/insights/best-credit-unions-in-utah/"><strong>Best Credit Unions in Utah</strong></a></li>
<li><a href="https://utahfi.com/insights/best-checking-accounts-in-utah/"><strong>Best Checking Accounts in Utah</strong></a></li>
<li><a href="https://utahfi.com/insights/best-business-checking-accounts-in-utah/"><strong>Best Business Checking Accounts in Utah</strong></a></li>
</ul>
<h3>Comparisons</h3>
<ul>
<li><a href="https://utahfi.com/insights/america-first-credit-union-vs-mountain-america-credit-union/"><strong>America First Credit Union vs Mountain America Credit Union</strong></a></li>
</ul></div>
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				<div class="et_pb_text_inner"><p class="p1"><strong>Disclaimer: </strong>Promotions, bonuses, rates, eligibility requirements, and other offer terms may change or be discontinued without prior notice. UtahFi works to keep this information current but cannot guarantee that all offer details remain unchanged. Always verify the latest terms and conditions directly with the financial institution before opening an account, applying for a product, or participating in an offer.</p></div>
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<p>The post <a rel="nofollow" href="https://utahfi.com/incentives/america-first-credit-union-promotions/">America First Credit Union Bonuses and Promotions</a> appeared first on <a rel="nofollow" href="https://utahfi.com">UtahFi</a>.</p>
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