Which Credit Unions Are the Largest in Utah?

Utah is home to two of the country’s 10 largest credit unions: America First and Mountain America. This ranking compares the 10 largest credit unions headquartered in Utah by total assets—the money, loans, investments, and other holdings each credit union has across its entire organization. These totals include assets outside Utah, and the list shows where each credit union is based.

Assets show a credit union’s size. Rates, service, and nearby branches help you decide whether it’s a good fit. For branch locations across Utah, see UtahFi’s Top 10 Credit Unions With the Most Branches in Utah. For a broader comparison, see Best Credit Unions in Utah.

Quick Comparison: The Largest Credit Unions in Utah

This table compares the 10 largest credit unions headquartered in Utah by total assets. Asset totals cover each credit union’s full organization, including operations outside Utah.

Asset amounts are from the NCUA quarterly Call Report for the quarter ended June 30, 2026. View NCUA Call Report data.

The 10 Largest Credit Unions in Utah

The profiles below follow the asset ranking in the table and list each credit union’s headquarters and reported total assets. Each amount covers the full institution, including its operations outside Utah.

1. America First Credit Union

America First Credit Union is Utah’s largest credit union by assets and has the state’s largest credit union branch network. It is also one of the largest credit unions in the United States. Its branches serve communities in Arizona, Idaho, Nevada, New Mexico, and Utah.

By total assets, America First is larger than some of Utah’s largest locally headquartered banks. Its asset total covers the full institution across all five states, not only its Utah operations.

Headquarters: Riverdale, Utah
Total assets: $25,985,751,122

America First offers financial services for individuals and businesses, including deposit accounts and lending. Its total assets represent the full institution across all the states it serves, not just its Utah operations. Learn more in UtahFi’s America First Credit Union profile.

2. Mountain America Credit Union

Mountain America Credit Union ranks second in Utah by assets and has the state’s second-largest credit union branch network. Its branches span Arizona, Idaho, Montana, Nevada, and Utah, making it a major financial institution across the Intermountain West.

Mountain America serves businesses as well as individual members, with business checking, SBA loans, commercial real estate financing, and cash management services. It also offers personal deposit accounts and consumer lending through its branches and digital banking.

Headquarters: Sandy, Utah
Total assets: $22,854,430,381

Learn more in UtahFi’s Mountain America Credit Union profile.

3. Goldenwest Credit Union

Goldenwest Credit Union ranks third in Utah by total assets and also has the state’s third-largest credit union branch network. Its branches serve communities across Utah and Idaho, with a strong presence in northern Utah.

Goldenwest serves individuals and businesses with deposit accounts, consumer and home loans, business financing, Visa cards, and insurance services. Its USU Credit Union division serves communities in northern Utah.

Headquarters: Ogden, Utah
Total assets: $4,332,589,730

Learn more in UtahFi’s Goldenwest Credit Union profile.

4. Utah Community Credit Union (UCCU)

Utah Community Credit Union (UCCU) ranks fourth among Utah-headquartered credit unions by total assets, with more than $4 billion across the full institution. Headquartered in Provo, UCCU serves more than 200,000 members, most of them in Utah County.

UCCU has grown beyond its original BYU community and now serves members across Utah. Its total asset figure reflects the scale of the entire institution; the ranking does not count only the assets tied to its Utah locations.

Headquarters: Provo, Utah
Total assets: $4,044,796,240

UCCU offers members deposit accounts and lending services. Learn more in UtahFi’s Utah Community Credit Union profile.

5. Canyon View Credit Union

Canyon View Credit Union ranks fifth among Utah-headquartered credit unions by total assets, with more than $2.1 billion. Headquartered in Millcreek, it serves communities across Utah, with a branch presence concentrated in the Salt Lake Valley.

Canyon View’s asset total represents the full institution, not only the assets associated with its Millcreek headquarters or Utah branches. The credit union serves individuals, families, students, and businesses across the state.

Headquarters: Millcreek, Utah
Total assets: $2,146,764,475

Canyon View offers deposit accounts, lending, and business services. Learn more in UtahFi’s Canyon View Credit Union profile.

6. Cyprus Credit Union

Cyprus Credit Union ranks sixth among Utah-headquartered credit unions by total assets, with just over $2 billion. Headquartered in West Jordan, Cyprus serves communities throughout Utah, with a broad presence in the Salt Lake Valley and locations in northern and southern parts of the state.

Cyprus’s Utah footprint also includes its Nebo division, which serves communities including Payson, Spanish Fork, and Springville.

Headquarters: West Jordan, Utah
Total assets: $2,084,252,071

Cyprus offers deposit accounts and lending services for members. Learn more in UtahFi’s Cyprus Credit Union profile.

7. Deseret First Credit Union

Deseret First Credit Union ranks seventh among Utah-headquartered credit unions by total assets, with more than $1.27 billion. Its headquarters are in West Valley City, and its Utah branches serve communities from Logan to St. George.

Deseret First serves individuals, families, and businesses with deposit accounts, cards, personal and home loans, and business financing. Its services are available through its branches and digital banking.

Headquarters: West Valley City, Utah
Total assets: $1,274,027,806

Learn more in the Deseret First Credit Union profile on UtahFi.

8. Utah First Credit Union

Utah First Credit Union ranks eighth among Utah-headquartered credit unions by total assets, with more than $1.17 billion. It is headquartered in Salt Lake City and has a strong presence in Salt Lake County.

Utah First has a focused lineup of personal accounts, including a primary checking account, a primary savings account, and a credit card. It also offers business banking, vehicle loans, and home financing.

Headquarters: Salt Lake City, Utah
Total assets: $1,173,337,233

Additional information about its accounts and services is available in our Utah First Credit Union profile.

9. Utah Power Credit Union

Utah Power Credit Union ranks ninth among Utah-headquartered credit unions by total assets, with more than $1.1 billion. Its headquarters are in Murray, and its locations serve communities from Helper and Price to Ogden and Vernal.

Utah Power serves members connected to qualifying employee groups and their families. Its services include personal accounts and loans, home financing, and business deposit accounts.

Headquarters: Murray, Utah
Total assets: $1,102,249,773

Additional information about its services and membership eligibility is available in our Utah Power Credit Union profile.

10. Granite Credit Union

Granite Credit Union ranks tenth among Utah-headquartered credit unions by total assets, with more than $918 million. Its headquarters are in Millcreek, and its branches serve communities across Davis, Salt Lake, Utah, and Weber counties.

Granite also operates a mobile branch, extending in-person service beyond its fixed locations. The credit union serves members with personal and business accounts, loans, and digital banking.

Headquarters: Millcreek, Utah
Total assets: $918,364,710

Additional information about its accounts and services is available in our Granite Credit Union profile.

How UtahFi Ranked Credit Unions

UtahFi ranked credit unions using total assets reported in the NCUA’s second-quarter 2026 Call Report data. The reporting date was June 30, 2026.

Only credit unions headquartered in Utah were eligible. UtahFi reviewed the full eligible population, including institutions without UtahFi profiles, and checked headquarters locations against each credit union’s official information.

Rank is based on each institution’s total assets—not assets located only in Utah, branch count, membership, or deposits. The exact reported amounts appear in the ranking; rounded amounts may be used in the article text.

Largest Credit Unions vs. Credit Unions With the Most Branches

This ranking compares credit unions by total institution assets. UtahFi’s Top 10 Credit Unions With the Most Branches in Utah ranks them by the number of qualifying branches in the state. The two lists measure different things: a credit union’s total assets can include operations beyond Utah, while the branch ranking counts physical locations in Utah.

For a broader comparison based on factors beyond asset size or branch count, see UtahFi’s Best Credit Unions in Utah guide.

Frequently Asked Questions

Which credit union has the most assets in Utah?

America First Credit Union ranks first, with $25,985,751,122 in total assets as of June 30, 2026.

What reporting period does this ranking use?

The ranking uses NCUA Call Report data for the second quarter of 2026, reported as of June 30, 2026.

Do the asset totals include only Utah operations?

No. Each amount represents the credit union’s total assets as an institution, including operations outside Utah.

Does a larger asset total mean a credit union has better rates or service?

No. Asset size measures an institution’s scale. It does not determine its rates, fees, service, branch access, or suitability for an individual.

How often does UtahFi update this ranking?

UtahFi reviews the article monthly and refreshes the asset data when new NCUA quarterly figures become available.

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