Effective date: January 1st, 2026
1. Acceptance of Terms
By accessing or using UtahFi.com (the “Site”), you agree to these Terms of Service (“Terms”). If you do not agree, do not use the Site.
2. Educational Information Only (No Financial Advice)
UtahFi provides educational and informational content. Nothing on the Site is intended to be, or should be interpreted as, financial, legal, tax, or investment advice. You are responsible for your own decisions and should consult qualified professionals for advice specific to your situation.
3. No Warranties
The Site and its content are provided “as is” and “as available.” UtahFi makes no warranties of any kind, express or implied, regarding accuracy, completeness, reliability, availability, or suitability of the content.
4. Limitation of Liability
To the fullest extent permitted by law, UtahFi and its owners, contributors, and partners will not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of (or inability to use) the Site, including reliance on any content.
5. Third-Party Links
The Site may link to third-party websites. UtahFi does not control and is not responsible for third-party content, policies, products, or services. Visiting third-party sites is at your own risk.
6. Affiliate Disclosure
UtahFi may earn compensation through affiliate links or partnerships. This does not affect our editorial opinions. You should assume links may be affiliate links unless stated otherwise.
7. Advertising Disclosure
UtahFi may display advertisements (including third-party ads). Ads may use cookies or similar technologies to personalize content or measure performance, subject to applicable policies and your settings.
8. Intellectual Property
All original content on the Site (including text, graphics, layouts, and design elements created by UtahFi) is owned by UtahFi and protected by applicable intellectual property laws. Company names, logos, and trademarks displayed on the Site are the property of their respective owners and are used for identification and informational purposes. Use of third-party marks does not imply endorsement.
9. User Conduct
You agree not to:
- Use the Site for unlawful purposes
- Attempt to disrupt or compromise Site security
- Scrape or copy content at scale without permission
- Post or transmit malicious code
10. Changes to the Site or Terms
UtahFi may modify the Site or these Terms at any time. Continued use of the Site after changes means you accept the updated Terms.
11. Governing Law
These Terms are governed by the laws of the State of Utah, without regard to conflict-of-law rules.
12. Contact
Questions about these Terms can be sent through the Site’s contact page.
