Altabank: Overview
Altabank—originally known as Bank of American Fork—has a history that spans more than 100 years. Founded in 1913 as People’s State Bank of American Fork, the bank expanded over time through mergers and growth across Utah. In 2021, Montana-based Glacier Bancorp acquired Altabancorp, Altabank’s parent company. Glacier also owns First Community Bank as another bank division serving Utah. In this UtahFi review, we break down Altabank’s products and services, along with key customer service contact details, so you can quickly understand what it offers and whether it fits your needs.
Altabank Customer Service
Monday–Friday: 8:00 am – 5:00 pm
After hours:
- (Mon–Fri): 5:00 pm – 11:00 pm
- Saturday: 8:00 am – 4:00 pm
Altabank Main Office
33 East Main St.
American Fork, UT 84003
Glacier Bancorp, Inc (Parent company)
49 Commons Loop
Kalispell, MT 59901
Utah cities where Altabank operates include:
Alpine, American Fork, Draper, Highland, Lehi, Lewiston, Logan, North Logan, Murray, Orem, Pleasant Grove, Provo, Riverton, Saint George, Salem, Salt Lake City, Sandy, Saratoga Springs, South Jordan, Spanish Fork, Springville.
Expansion
Altabank’s growth reflects a consolidation of long-standing community banks that built strong local footprints in Utah. One of its roots traces back to 1913, when it was founded as People’s State Bank of American Fork, later adopting the name Bank of American Fork in the 1960s. Another predecessor, Lewiston State Bank, was founded in 1905 and served Lewiston, Utah before expanding into nearby markets, including Preston, Idaho, where Altabank operates a branch.
These institutions, along with Town and Country Bank in St. George, ultimately merged and rebranded as Altabank in November 2019. This unification brought operations under a single name and helped establish Altabank as a full-service bank serving both individuals and businesses across Utah and into southeastern Idaho.
In 2021, Glacier Bancorp acquired Altabancorp, Altabank’s parent company, marking a major milestone in the bank’s expansion. Glacier Bancorp, headquartered in Montana, operates a network of community banks across multiple states under different bank divisions. In Utah, Glacier also operates First Community Bank Utah, further strengthening its presence in the state.
Altabank Consumer Products and Services
Altabank offers everyday banking for individuals and businesses, including deposit accounts, credit cards, and lending, along with digital tools for managing accounts day to day. On the personal side, it provides checking and savings accounts, certificates of deposit (CDs), credit cards, and lending options such as mortgages, home equity lending, auto loans, and other personal loans.
For businesses, Altabank offers business deposit accounts and financing, including commercial lending and commercial real estate loans, with treasury and cash-management services that help companies handle payments, collections, and cash flow. Customers can also use online and mobile banking features like bill pay, eStatements, and account alerts.
Altabank Checking Accounts
altabank.com | Checking accounts
Totally Free Checking
A free, non-interest checking option with no minimum balance and no monthly service charge.
Easy Interest Checking
A free checking option that earns monthly compound interest, built around conveniences like direct deposit or automatic loan payments.
Premier Interest Checking
An interest-bearing checking account with monthly compound interest and a $1,500 minimum balance requirement.
50+ Interest Checking
A free checking option for customers 50 and older that earns monthly compound interest, with no minimum balance and no monthly service charge.
Savings Accounts
Savings Account
Altabank’s basic savings option is designed for everyday saving, with interest and easy access to your funds through online and mobile banking.
Money Market Deposit Account
A money market account is typically a step up from standard savings, often aimed at customers who keep a higher balance and want a savings-style account with potentially stronger earnings and convenient access.
Certificates of Deposit
Altabank also offers Certificates of Deposit (CDs), with terms that typically range from 3 months to 60 months that typically pay a fixed rate. CDs are a common option for goal-based savings when you can leave funds untouched until the term ends.
Credit Cards
altabank.com | Credit cards by FNBO
Altabank credit cards are issued by First National Bank of Omaha (FNBO®). Whether you’re looking to earn rewards, enjoy lower interest rates, or simply add more financial flexibility, these cards offer online access that makes it easy to manage your account. You can activate your card, make payments, transfer balances, and request credit limit increases through the online platform.
Common benefits of these cards:
- Contactless technology: Tap your card to pay at the terminal.
- Fraud protection: Transaction monitoring for suspicious activity.
- FICO® Score: Free monthly access to your FICO® Score.
- Online services: Check your balance and set up alerts.
- Mobile app: Manage your account from your phone.
- Zero liability: Protection against unauthorized purchases.
- Roadside assistance: 24/7 access to emergency services.
- Global services: Expert assistance anytime, anywhere.
Maximum Rewards® Visa Signature® Card
Rewards card that earns unlimited 1.5% cash back on all purchases.
Platinum Edition® Visa® Card
A straightforward card focused on simplicity and the ability to save on interest.
Secured Visa® Card
A secured card designed to build or improve credit, where your credit limit is based on a refundable deposit (from $300 to $5,000, in increments of $50).
Personal Loans
Credit Builder Loan Program
A loan program designed to help build or improve credit through on-time payments.
Auto Loans
Financing for new and used vehicles, with options that can include refinancing.
Recreational Vehicle Loans
Loans for recreational vehicles such as RVs and boats.
Unsecured (Signature) Loans
Personal loans that do not require collateral, often used for debt consolidation or major purchases.
Overdraft Service Line of Credit
A credit line designed to help cover shortfalls in a checking account.
Altabank Mortgages
Residential Mortgage Loans
Home loans that may include fixed-rate and adjustable-rate options.
Construction Loans
Financing designed for building a home, with construction-specific terms.
One-Time Close Construction Loan
A construction loan that combines construction financing and the long-term mortgage into one loan.
Home Equity Line of Credit (HELOC)
A revolving credit line secured by home equity.
Conclusion
Altabank’s story is built on long-running community banking in Utah, with roots that trace back to 1913 and the legacy of Bank of American Fork, plus other predecessor institutions that later unified under one brand in November 2019. In 2021, Glacier Bancorp acquired Altabancorp, adding Altabank to its network of regional bank divisions and expanding its long-term platform for growth in Utah.
For consumers, Altabank focuses on everyday banking and lending, including checking and savings options, CDs, credit cards issued through FNBO, and personal lending such as auto loans, signature loans, and home financing. This profile covers the main consumer products and key contact details so you can quickly compare Altabank with other Utah banks and decide whether it fits your needs.
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Disclaimer:
This page is not affiliated with, maintained by, or sponsored by Altabank (or Glacier Bancorp). The information provided in this overview may be outdated or inaccurate after the publication date. UtahFi does not assume responsibility for the accuracy of the content. The Altabank logo is a registered trademark of Glacier Bancorp, Inc.
