Chase Bank Promotions Overview
Chase Bank Promotions include checking account bonuses, savings offers, business banking incentives, credit card welcome offers, referral rewards, and customer deals available to qualifying customers.
We track publicly available Chase Bank bonuses and promotions from official Chase sources to help Utah consumers and businesses understand current offers, requirements, and important terms. Promotions can change frequently, so always verify the latest details directly with Chase before applying.
For more information about Chase’s presence in Utah, see our Chase Bank in Utah profile.
For a clearer explanation of the terminology used throughout this page, see UtahFi’s guide to bank bonuses, promotions, rewards, and incentives.
Some promotions may not be publicly advertised. Financial institutions may offer branch-only, relationship-based, preselected, or targeted promotions to certain customers. UtahFi includes offers that can be verified through public or otherwise reliable official sources, so additional promotions may be available to you directly through the institution.
Quick Summary
This summary highlights current Chase Bank promotions available to qualifying customers, including checking bonuses, business incentives, credit card rewards, referral programs, and other financial benefits.
| Promotion Type | Current Chase Offers |
|---|---|
| Checking Account Bonuses | $400 for Chase Total Checking, $175 for Chase Secure Banking, and $125 for Chase High School Checking, subject to qualifying requirements. |
| Savings Account Bonuses | $100 for depositing $5,000–$9,999.99 in qualifying new money or $200 for depositing $10,000 or more into a new Chase Savings account, subject to qualifying requirements. Offer expires January 27, 2027. |
| Business Account Bonuses | $400 or $500 for qualifying Chase Business Complete Checking customers, depending on the applicable offer and requirements. |
| Credit Card Bonuses | Selected consumer and business credit cards offer cash back, points, or miles. Highlighted welcome bonuses include $200 cash back on Chase Freedom Unlimited and 200,000 bonus points on Sapphire Reserve for Business, subject to qualifying spending requirements. |
| Promotional Rates | Selected cards offer 0% introductory APR periods. Other benefits include a 0.25 percentage-point Chase Auto relationship rate discount and a $2,500 or $5,000 Chase Homebuyer Grant for eligible properties. |
| Referral Programs | Eligible customers can earn $50 per qualifying checking or savings referral, up to $500 annually. Selected Chase credit cards also offer referral rewards in cash back, points, or miles, with card-specific limits. |
| Member Deals and Discounts | Eligible Chase customers can access personalized Chase Offers and selected cardholder partner benefits, including DoorDash, Lyft, Peloton, and Apple TV promotions. Benefits vary by card and may require activation. |
Update frequency: UtahFi reviews and updates this page monthly to keep Chase Bank promotions current. Chase may change, add, or discontinue offers between UtahFi updates, so availability and terms can change before the next monthly review.
Checking Account Bonuses
Current Chase Bank promotions include multiple checking account bonuses for qualifying customers. These offers range from everyday and student checking bonuses to a larger relationship-based bonus for Chase Private Client customers.
Chase Total Checking — $400 Bonus
| Detail | Offer |
|---|---|
| Bonus | $400 |
| How to earn it | Open a new Chase Total Checking account and receive qualifying direct deposits totaling $1,000 or more within 90 days of offer enrollment. |
| Monthly service fee | $15 or $0 when a qualifying waiver requirement is met. |
| Fine print | Not available to existing Chase checking customers or certain former customers. Eligible direct deposits include payroll and government benefits; Zelle, cash, checks, wire transfers, and interest payments do not qualify. The account must remain open and unrestricted when the bonus is paid. |
| Expiration date | January 27, 2027 |
| Availability | Online or at a Chase branch, subject to account approval. Available to qualifying Utah applicants. |
More official info: Chase Total Checking offer
Chase Secure Banking — $175 Bonus
| Detail | Offer |
|---|---|
| Bonus | $175 |
| How to earn it | Open a new Chase Secure Banking account and complete at least 10 qualifying transactions within 60 days of offer enrollment. |
| Monthly service fee | $4.95 or $0 with $250 or more in qualifying electronic deposits per statement period or when an account owner is age 17–24. No monthly service fee for at least the first two statement periods on new accounts. |
| Fine print | Qualifying transactions include debit card purchases, online bill payments, Chase QuickDeposit, Zelle, and ACH credits. Existing Chase checking customers and certain former customers are excluded. Only one new checking account opening-related bonus is permitted every two years from the last coupon enrollment date. The account must remain open and unrestricted when the bonus is paid. |
| Expiration date | January 27, 2027 |
| Availability | Online or at a Chase branch, subject to account approval. International students and 17-year-olds must apply at a branch. Available to qualifying Utah applicants. |
More official info: Chase Secure Banking offer
Chase High School Checking — $125 Bonus
| Detail | Offer |
|---|---|
| Bonus | $125 |
| How to earn it | Students ages 13–17 must open a new Chase High School Checking account at a Chase branch with an eligible parent or guardian as co-owner and complete at least 5 qualifying transactions within 60 days of offer enrollment. |
| Monthly service fee | $0 when the account is linked to an eligible parent or guardian Chase checking account and the student meets the account’s age requirements. |
| Fine print | Qualifying transactions include debit card purchases, online bill payments, Chase QuickDeposit, Zelle, and ACH credits. The parent or guardian must have an eligible Chase checking account and be present at account opening. One bonus per account, with a limit of one new checking account opening-related bonus per teen every two years from the last coupon enrollment date. The account must remain open and unrestricted when the bonus is paid. |
| Expiration date | January 27, 2027 |
| Availability | Chase branches only, with the student and parent or guardian present. Available to qualifying Utah families. |
More official info: Chase High School Checking offer
Savings Account Bonuses
Current Chase Bank promotions include a savings account bonus for qualifying new Chase Savings customers. This offer is separate from checking account bonuses and is based on depositing qualifying new money into a new Chase Savings account.
Chase Savings — Up to $200 Bonus
| Detail | Offer |
|---|---|
| Bonus | $100 for $5,000–$9,999.99 in qualifying new money or $200 for $10,000 or more. |
| How to earn it | Open a new Chase Savings account with an eligible offer code. Deposit at least $5,000 in qualifying new money within 30 days of enrollment, or at least $10,000 for the higher bonus. Maintain the qualifying balance for at least 90 days from enrollment. |
| Monthly service fee | $5 or $0 when a qualifying waiver requirement is met, including a daily beginning balance of at least $300. No monthly service fee for at least the first two statement periods on new accounts. |
| Fine print | Qualifying new money must come from outside Chase and its affiliates. Existing Chase savings customers and certain former customers are excluded. One new savings account opening-related bonus is permitted every two years from the last coupon enrollment date. The account must remain open and unrestricted when the bonus is paid, generally within 15 days after requirements are completed. |
| Expiration date | January 27, 2027 |
| Availability | Online or at a Chase branch, subject to offer availability, eligibility, and account approval. |
More official info: Chase Savings offer
Business Account Bonuses
Current Chase Bank promotions include business checking bonuses for qualifying new business customers. Chase offers incentives for small businesses opening eligible checking accounts, with bonuses based on new money deposits and qualifying account activity.
Chase Business Complete Checking — Up to $500 Bonus
| Detail | Offer |
|---|---|
| Bonus | $400 for $2,000–$9,999.99 in qualifying new money or $500 for $10,000 or more. |
| How to earn it | Open a new Chase Business Complete Checking account and deposit qualifying new money within 30 days of offer enrollment. Maintain at least $2,000 for the $400 bonus or $10,000 for the $500 bonus for 60 days from enrollment, and complete 5 qualifying transactions within 90 days. |
| Monthly service fee | $15 or $0 when a qualifying waiver requirement is met. |
| Fine print | Not available to existing Chase business checking customers or certain recent former customers. Qualifying transactions may include debit card purchases, Chase QuickDeposit, ACH credits, wire credits/debits, Chase Online Bill Pay, and Chase QuickAccept. Zelle payments do not qualify. |
| Expiration date | January 21, 2027 |
| Availability | Online or at Chase branches for qualifying Utah businesses. |
More official info: Chase Business Complete Checking offer
Personal Credit Cards
Compare Chase personal credit card welcome bonuses, spending requirements, and annual fees.
| Credit Card | Welcome Bonus | Spending Requirement | Annual Fee |
|---|---|---|---|
| Freedom Unlimited | $200 | $500 in 3 months | $0 |
| Freedom Flex | $250 | $500 in 3 months | $0 |
| Sapphire Preferred | 75,000 points | $5,000 in 3 months | $95 |
| Sapphire Reserve | 100,000 points | $6,000 in 3 months | $795 |
Important: Spending requirements apply to qualifying purchases within the stated period after account opening. Previous card ownership or welcome bonuses may affect eligibility. Offers are subject to credit approval and may change without notice. No specific public expiration dates were listed during the October 2026 review. Available to qualifying Utah applicants.
Business Credit Cards
Compare Chase business credit card welcome bonuses, spending requirements, and annual fees.
| Credit Card | Welcome Bonus | Spending Requirement | Annual Fee |
|---|---|---|---|
| Ink Business Unlimited | $1,000 (promotional) | $8,000 in 4 months | $0 |
| Ink Business Cash | $750 | $6,000 in 3 months | $0 |
| Ink Business Preferred | 100,000 points | $8,000 in 3 months | $95 |
| Ink Business Premier | $1,000 | $10,000 in 3 months | $195 |
| Sapphire Reserve for Business | 200,000 points | $30,000 in 6 months | $795 |
Important: Qualifying purchases generally exclude balance transfers, cash advances, cash-like transactions, interest, and fees. Previous card ownership may affect eligibility. Some bonuses require accounts to remain open and in good standing until fulfillment, which may take 6–8 weeks after meeting the spending requirement. Promotional offers may vary by application channel. No specific public expiration dates were confirmed during the October 2026 review. Available to qualifying Utah businesses, subject to credit approval.
Promotional Rates
Current Chase Bank promotions include select introductory rates, lending incentives, and customer relationship discounts. UtahFi only includes rates and financing benefits that function as promotional offers rather than standard everyday product pricing.
Chase Auto Finance Relationship Rate Discount — 0.25%
| Detail | Offer |
|---|---|
| Rate discount | 0.25% off eligible Chase auto financing rates, at no additional charge. |
| How to qualify | Apply online and maintain at least $150,000 in eligible combined Chase balances, averaged over a recent 3-month period determined by Chase. |
| Restrictions | Dealership applications, certain vehicle brands, and lease buyouts are excluded. Cannot be combined with certain other discounts. |
| Expiration date | Not publicly listed; subject to change. |
| Availability | Online for qualifying Utah customers, subject to credit approval and vehicle eligibility. |
More official info: Chase Auto relationship rate discount
Chase Homebuyer Grant — $2,500 or $5,000
| Detail | Offer |
|---|---|
| Grant amount | $2,500 or $5,000, based on property location. No repayment required. |
| How to qualify | Buy an eligible primary residence using a qualifying Chase DreaMaker, Standard Agency, FHA, or VA mortgage. First-time buyer status is not required. |
| How funds are used | Applied first toward reducing the interest rate, then fees. Remaining funds may cover the down payment, except on FHA loans. |
| Expiration date | Not publicly listed; eligible areas and terms may change. |
| Availability | Qualifying Utah census tracts, subject to property eligibility and mortgage approval. |
More official info: Chase Homebuyer Grant | Check property eligibility
Introductory Credit Card APR Offers
| Detail | Offer |
|---|---|
| Freedom Unlimited | 0% intro APR for 15 months from account opening on purchases and balance transfers. |
| Freedom Flex | 0% intro APR for 15 months from account opening on purchases and balance transfers. |
| Chase Slate | 0% intro APR for 21 months from account opening on purchases and balance transfers. |
| Fees and conditions | Balance transfer fees apply, including during the introductory period. After the promotion ends, remaining balances are subject to the card’s applicable variable APR. Savings depend on balances, repayment timing, and fees. |
| Expiration date | No single expiration date. Individual card offers and terms may change at any time. |
| Availability | Online, subject to credit approval. Available to qualifying Utah applicants. Confirm the introductory terms for the specific card before applying. |
More official info: Chase 0% introductory APR credit cards
Referral Programs
Current Chase Bank promotions include referral programs for eligible checking customers, credit cardholders, and business customers. Referral rewards are separate from new-customer welcome bonuses because they reward existing customers for referring qualified applicants.
Chase Checking and Savings Refer-A-Friend — Up to $500
| Detail | Offer |
|---|---|
| Referral bonus | $50 per eligible account, up to $500 per calendar year. |
| How to qualify | Share your personalized referral link. Earn $50 for each eligible checking or savings account opened, up to 10 bonuses annually. Both account types may qualify for separate bonuses. |
| Eligible customers | Qualifying Chase Total, Secure, Premier Plus, Sapphire, or Private Client Checking customers, and Chase Savings, Premier Savings, or Private Client Savings customers. Referral eligibility generally begins after 30 days. |
| Important terms | Bonuses generally post within 40 days if both accounts remain open and unrestricted. Bonuses may be taxable. Chase employees and affiliates are excluded. |
| Expiration date | Not publicly listed; terms may change. |
| Availability | Online for eligible Chase customers in Utah. No referral participation fee; account fees may apply. |
More official info: Chase Checking and Savings Refer-A-Friend
Chase Credit Card Refer-A-Friend
| Detail | Offer |
|---|---|
| Freedom cards | $50 per referral, up to $500 annually. Freedom Rise: $25 per referral, up to $250 annually. |
| Sapphire cards | 15,000 points per referral, up to 100,000 annually. |
| Travel and business cards | United: 10,000 miles (100,000 annually); Marriott: 40,000 points (200,000 annually); Chase Business: 40,000 points (200,000 annually). |
| Other participating cards | Southwest: 20,000 points (100,000 annually); Disney: 100 Rewards Dollars (500 annually); IHG: 10,000 points (50,000 annually). Hyatt Business and Amazon offers vary. |
| How to qualify | Share your Chase referral link. The referred applicant must apply through the link and be approved for an eligible card. |
| Expiration and availability | Expiration varies by offer. Available to eligible Utah cardholders; rewards, limits, and participating cards may change. |
More official info: Chase Credit Card Refer-A-Friend
Member Deals and Discounts
Chase provides customer deals and discounts through programs such as Chase Offers, cardholder benefits, and limited-time partner promotions. These offers vary by customer, card, and eligibility, so UtahFi focuses on publicly available programs rather than individual personalized offers.
Chase Offers — Personalized Cash Back Deals
| Detail | Offer |
|---|---|
| Reward | Personalized cash back offers from participating merchants, credited to your account. Amounts vary. |
| How to qualify | Add an eligible Chase Offer in the Chase Mobile app or Chase.com before making a qualifying purchase with the designated card. |
| Reward timing | Statement credits generally post within 30 days after the qualifying transaction posts. |
| Important terms | Offers vary by customer and card. Merchant restrictions and purchase requirements apply. Accounts must remain eligible when credits are issued. |
| Expiration date | Varies by individual offer. |
| Availability | Eligible Chase credit and debit card customers in Utah with available personalized offers. |
More official info: Chase Offers
Chase Cardholder Partner Benefits
| Partner | Benefit |
|---|---|
| DoorDash | Sapphire Preferred and Reserve: 12+ months of complimentary DashPass and monthly promotions. Eligible Freedom cards: 6 months of DashPass and quarterly discounts. |
| Lyft | Eligible Sapphire cards: 5x points on qualifying rides. Sapphire Reserve: $10 monthly credit through September 30, 2027. |
| Peloton | Sapphire Preferred: 5x points on eligible purchases over $150 through December 31, 2027. Reserve benefits vary. |
| Apple TV | Sapphire Preferred: 1 year complimentary; activate by December 31, 2026. Sapphire Reserve: complimentary Apple TV and Apple Music; activate by June 22, 2027. |
Important: Benefits are card-specific and may require activation or enrollment. Eligible purchases, reward limits, and expiration dates vary. Complimentary subscriptions may renew at paid rates unless canceled. Available to qualifying Utah cardholders.
More official info: Sapphire Preferred benefits | Sapphire Reserve benefits
Frequently Asked Questions
Chase Bank promotions vary by product, eligibility, and application channel. These answers cover common questions about bonuses and promotional offers available to qualifying Utah customers.
Does Chase Bank currently offer checking or savings account bonuses?
Chase periodically offers bonuses for qualifying new checking and savings customers. Checking promotions may require direct deposits or qualifying transactions, while savings offers may require new deposits and minimum balances. Availability and requirements vary by offer.
Does Chase offer business checking bonuses?
Yes. Chase periodically offers business checking bonuses that may require qualifying deposits, minimum balances, and account activity. Eligibility depends on the account and promotional terms.
Does Chase offer credit card welcome bonuses?
Yes. Selected Chase personal and business credit cards offer cash back, points, or miles for meeting qualifying spending requirements. Bonus amounts, annual fees, and eligibility restrictions vary by card.
Can existing Chase customers qualify for bonuses?
Some promotions are available to existing customers, while others are restricted to new customers or applicants who have not recently received a similar bonus. Account history, previous bonuses, and product-specific rules may affect eligibility.
How long does it take to receive a Chase bonus?
Timing varies by promotion. Bonuses are generally paid after qualifying requirements are completed and any processing period has passed. Accounts may need to remain open and in good standing until payment.
Can Chase bonuses be combined?
Some checking, savings, and other promotions may be combined when customers independently meet each offer’s requirements. Other promotions prohibit combining incentives. Review the applicable terms before applying.
Does Chase offer referral bonuses?
Yes. Eligible Chase customers can earn referral rewards through participating checking, savings, and credit card programs. Rewards may include cash back, points, or miles. Referral amounts, annual limits, and participating products vary.
Are Chase bonuses taxable?
Bank account bonuses and referral rewards may be taxable income. Credit card rewards earned through qualifying purchases generally receive different tax treatment. Chase may issue applicable tax forms. Consult a qualified tax professional for individual guidance.
Are Chase Bank promotions available in Utah?
Many Chase promotions are available to qualifying Utah consumers and businesses. Some offers require promotional links, offer codes, or specific application channels, while others have geographic or customer-specific restrictions.
Does Chase offer promotions that are not publicly advertised?
Yes. Chase may provide targeted offers through branches, email, direct mail, online banking, or personalized credit card promotions. These offers may differ from publicly advertised bonuses. UtahFi reviews publicly verifiable Chase promotions monthly, although offers can change between updates.
Disclaimer: Promotions, bonuses, rates, eligibility requirements, and other offer terms may change or be discontinued without prior notice. UtahFi works to keep this information current but cannot guarantee that all offer details remain unchanged. Always verify the latest terms and conditions directly with the financial institution before opening an account, applying for a product, or participating in an offer.
