What Is Banking-as-a-Service (BaaS) Banking as a service (BaaS) is a model that allows companies to offer banking features without being banks. Instead of building a bank from scratch, a company can connect to a licensed financial institution and use its...
What Is Payroll Connectivity Payroll connectivity refers to the ability for apps and financial platforms to connect directly to payroll systems and access income and employment data in real time. Instead of relying on documents like pay stubs or manual verification,...
What Is Embedded Finance Embedded finance is the shift where financial services are built directly into apps and platforms, instead of being accessed through a separate bank or financial institution. Instead of going to a bank’s website or app to manage money,...
Atomic: Payroll Connectivity and Income Platform Atomic Fi, Inc. is a Utah-based fintech company that connects payroll systems with financial applications. The platform enables other companies to access employment and income data directly from payroll providers,...
MX Technologies: Overview MX Technologies, Inc. (MX) is a Utah-based fintech company focused on financial data connectivity, verification, data enhancement, and digital money experiences. Instead of operating like a traditional bank or credit union, MX provides...