Canyon View Credit Union Promotions Overview
Current Canyon View Credit Union promotions include new-member bonuses, a high-yield savings offer, promotional lending rates, and student and member incentives. Offers can have specific eligibility, activity, or product requirements, so the advertised maximum may require completing multiple qualifying actions.
For a broader look at the credit union’s accounts, loans, services, and membership requirements, see our Canyon View Credit Union profile.
Quick Summary
Canyon View Credit Union bonuses and promotions currently include several public incentives for qualifying members, including new-member bonuses, a promotional savings APY, lending offers, and student incentives.
| Category | Current Offers |
| Checking Account Bonuses | New adult members can earn portions of an offer worth up to $700, including $50 for opening membership, up to $150 for qualifying direct deposits, up to $150 for qualifying Visa transactions, and $50 after 6 months. A separate student new-member offer provides up to $100. |
| Savings Account Bonuses | 7.00% APY on High Yield Savings balances up to $2,500 through December 31, 2026 when monthly requirements are met. The up-to-$700 new-member promotion also includes up to $100 for qualifying new money deposited into a certificate. |
| Business Account Bonuses | None publicly identified for business deposit accounts or merchant services. |
| Credit Card Bonuses | No separate public credit card welcome bonus identified. Qualifying Canyon View Visa debit and/or credit transactions can contribute up to $150 toward the adult new-member promotion. |
| Promotional Rates | 7.00% APY High Yield Savings; 3.49% introductory HELOC APR for 6 months; limited-time 5.99% fixed rate (6.273% APR) on a 30-year conventional mortgage; qualifying auto loans can defer the first payment for 90 days through October 1, 2026. |
| Referral Programs | No public consumer or business customer referral bonus currently identified. |
| Member Deals and Discounts | Pay for Grades provides cash rewards for qualifying grades, while Canyon View awards $30,000 in competitive scholarships annually. Additional member event perks may also be available. |
Checking Account Bonuses
Canyon View Credit Union currently offers a multi-part promotion worth up to $700 for qualifying new adult members, with several components tied to checking activity and other Canyon View products. The full $700 is not exclusively a checking bonus; members must complete multiple qualifying activities to earn the maximum.
New-Member Promotions
Get Up to $700 for New Adult Members
New members age 18 or older can earn portions of the bonus by opening a Canyon View Credit Union membership and completing qualifying activities during the promotional period.
| Detail | Offer |
| Bonus | Up to $700 |
| Product type | New-member relationship promotion |
| Account | Canyon View Credit Union membership beginning with Primary Savings, with bonus components involving checking activity, certificates, auto lending, and mortgage lending. |
| Minimum to open | A $10 balance must be maintained in Primary Savings to establish membership. |
| How to earn it |
$50 for opening the qualifying membership account;up to $150 for maintaining at least $1,000 in qualifying direct deposits per month for 3 consecutive months; up to $150 for completing at least 25 qualifying Canyon View Visa debit and/or credit transactions of $5 or more per month for 3 months; $100 for a qualifying auto loan of at least $10,000; up to $100 for depositing qualifying new money into a certificate; $100 for a qualifying first mortgage or home refinance; and another $50 after 6 months of qualifying account usage. |
| Required holding period | Most qualifying activities must occur during the first 6 months after Primary Savings is opened. The mortgage component has a separate closing deadline. |
| Monthly service fee | Canyon View offers consumer checking accounts with a $0 monthly maintenance fee. The $10 Primary Savings membership balance must be maintained. |
| Potential account cost | The required $10 Primary Savings balance remains the member’s money and is not treated as a promotional cost. Product-specific transaction, lending, certificate, mortgage, or other fees may apply depending on which bonus components are pursued. |
| Potential bonus after fees | Up to $700 before any applicable product-specific fees or borrowing costs. Because reaching the maximum can require an auto loan, certificate, and mortgage, the actual financial value depends on whether those products independently make sense for the member. Required deposits and borrowed principal are not treated as fees. |
| Fine print | New members must be age 18+. Qualifying direct deposits must total at least $1,000 per month; bank-to-bank, peer-to-peer, wire, and internal transfers do not qualify. Visa activity requires at least 25 transactions of $5 or more per month. The qualifying auto loan must be at least $10,000. The certificate bonus pays $5 for each $500 of qualifying new money deposited, up to $100. The mortgage must be a qualifying first mortgage with a term of at least 15 years. The account must remain in good standing. The promotion cannot be combined with other new-member offers. |
| Expiration date | December 31, 2026. The qualifying mortgage must close by February 27, 2027. |
| Availability | Available to qualifying new Canyon View Credit Union members in Utah who meet membership and promotional requirements. |
| Who qualifies | New members age 18+ who qualify for Canyon View Credit Union membership and satisfy the requirements for each bonus component they pursue. |
More official info: Canyon View Credit Union Get Up to $700
$100 Student New-Member Offer
Canyon View also offers a separate new-member incentive for qualifying students age 12 and older. Eligible students can earn a total of $100 by opening a membership and keeping the account in good standing for 6 months.
| Detail | Offer |
| Bonus | $100 total |
| Product type | Student new-member promotion |
| Account | Canyon View Credit Union membership with Primary Savings |
| Minimum to open | A $10 balance must be maintained in Primary Savings. |
| How to earn it | Receive $50 after opening the qualifying account and another $50 after 6 months if the account remains in good standing. |
| Required holding period | 6 months to receive the second $50. |
| Potential account cost | The required $10 Primary Savings balance remains the member’s money. Other account or transaction fees may apply depending on account usage. |
| Potential bonus after fees | Up to $100 if no applicable account or transaction fees reduce the value of the promotion. |
| Fine print | For qualifying new student members. Canyon View defines eligible students for this promotion as people age 12+ enrolled in secondary education or an accredited college or university. A valid SSN or ITIN is required. The promotion must be mentioned when opening the account and cannot be combined with another new-account offer. |
| Expiration date | No fixed expiration date is publicly stated; Canyon View describes the offer as ongoing and subject to change. |
| Availability | Available to qualifying new student members who meet Canyon View membership requirements. |
| Who qualifies | Qualifying new student members age 12+ enrolled in eligible secondary or higher education. |
More official info: Canyon View Credit Union Student $100 Offer
Savings Account Bonuses
Among current Canyon View Credit Union promotions, the High Yield Savings offer provides a promotional 7.00% APY on qualifying balances. The broader new-member promotion also includes a separate certificate-deposit bonus of up to $100.
High Yield Savings — 7.00% APY
Canyon View’s High Yield Savings account currently pays its highest promotional yield on balances up to $2,500 when the member completes the required monthly account activity.
| Detail | Offer |
| Promotional rate | 7.00% APY on balances from $0 to $2,500 when monthly requirements are met. |
| Product type | High Yield Savings account |
| How to qualify | Maintain at least $1,000 in qualifying direct deposits per month and complete at least 25 Canyon View debit and/or credit transactions of $5 or more per month. |
| Balance tiers | Balances from $0 to $2,500 earn 7.00% APY when qualified. Canyon View’s current rate schedule lists balances above $2,500 at a lower tier, producing an effective APY between 1.20% and 7.00% depending on the balance. |
| Potential cost | Required direct deposits and qualifying transactions are not fees. If the monthly requirements are not met, the account earns the lower Primary Savings yield for that month instead of the High Yield Savings rate. |
| Fine print | Bank-to-bank, peer-to-peer, wire, and internal transfers do not count toward the qualifying direct-deposit requirement. Maximum of one High Yield Savings account per account relationship. The promotional APY is based on tiered balances and qualifying monthly activity. |
| Expiration date | December 31, 2026 |
| Availability | Available to qualifying Canyon View Credit Union members who meet the monthly activity requirements. |
| Who qualifies | Canyon View members with an eligible account relationship who satisfy the required direct-deposit and card-transaction activity each month. |
More official info: Canyon View High Yield Savings
Up to $100 Certificate Bonus for New Members
The adult new-member promotion includes a savings-related certificate incentive worth up to $100. This is part of the same up-to-$700 new-member offer explained under Checking Account Bonuses rather than a separate standalone certificate promotion.
New members can receive $5 for every $500 of new money deposited into a qualifying certificate, up to $100. Canyon View defines new money as funds that were not previously held at the credit union.
Certificate terms, minimum opening deposits, APYs, and early-withdrawal penalties vary by certificate type. The cash incentive is separate from the certificate’s regular dividend earnings.
More official info: Canyon View Credit Union Get Up to $700
Business Account Bonuses
Canyon View Credit Union offers business checking, savings, money market accounts, merchant services, Autobooks, payroll services, remote deposit capture, ACH services, and business lending. However, Canyon View Credit Union promotions currently do not include a publicly advertised signup bonus for business deposit accounts or merchant services.
No public business account bonus is available at this time.
Canyon View also offers a Business Rewards Visa Credit Card, but ongoing credit card rewards are not classified as business account bonuses. Business credit card incentives are addressed separately under Credit Card Bonuses.
More official info: Canyon View Business Banking
Credit Card Bonuses
Current Canyon View Credit Union promotions do not include a separate publicly advertised credit card welcome bonus. However, qualifying Canyon View Visa debit and/or credit transactions can earn up to $150 as part of the broader new-member promotion, while Canyon View Rewards Visa cards continue to offer ongoing rewards on eligible purchases.
Consumer Credit Cards
Up to $150 Through Qualifying Visa Transactions
New adult members participating in Canyon View’s up-to-$700 promotion can earn up to $150 through qualifying Canyon View Visa debit and/or credit card activity. This is part of the broader new-member promotion rather than a standalone credit card welcome bonus.
| Detail | Offer |
| Bonus or Offer | Up to $150 |
| Product type | Visa debit and/or credit card activity within the new-member promotion |
| How to earn it | Complete at least 25 qualifying Canyon View Visa transactions of $5 or more per month for 3 consecutive months. The bonus is paid in $50 monthly increments, up to $150 total. |
| Required spending | At least 25 qualifying transactions of $5 or more each month. The required transaction activity is not treated as a promotional fee or cost. |
| Annual fee | Canyon View’s current consumer Visa cards advertise a $0 annual fee, although other card fees may apply. |
| Potential bonus after annual fee | Up to $150 because the current eligible Canyon View consumer Visa cards have a $0 annual fee. Other card-related fees or interest charges could still reduce the overall value depending on account usage. |
| Fine print | This incentive is available only as part of the qualifying new-member promotion. Visa debit and credit card activity may be combined to meet the transaction requirement. Each qualifying transaction must be at least $5. The broader new-member offer is limited to qualifying new members age 18+ and is subject to membership requirements and account good-standing requirements. |
| Expiration date | December 31, 2026 for the broader new-member promotion. |
| Availability | Available to qualifying new Canyon View Credit Union members in Utah who meet the promotion requirements. |
| Who qualifies | Qualifying new members age 18+ participating in Canyon View’s current new-member promotion. |
More official info: Canyon View Credit Union Get Up to $700
Crimson Rewards Visa and Student Rewards Visa
Canyon View’s Crimson Rewards Visa and Student Rewards Visa provide ongoing rewards rather than temporary signup bonuses. Eligible purchases currently earn up to 5X rewards in select categories, including 4X at gas stations and 5X at the University of Utah Campus Store and on qualifying University of Utah tuition.
These rewards are permanent card features rather than current welcome offers, so UtahFi does not classify them as separate credit card bonuses. Canyon View states that rewards points are generally valid for 60 months, and certain transactions such as balance transfers, cash advances, and cash-equivalent purchases do not earn rewards.
More official info: Canyon View Personal Visa Credit Cards
Business Credit Cards
Business Rewards Visa Credit Card
Canyon View’s Business Rewards Visa Credit Card currently has a $0 annual fee and earns ongoing rewards on eligible purchases. No separate public business credit card welcome bonus was identified.
Because these rewards are part of the card’s standard rewards structure rather than a temporary signup promotion, UtahFi does not classify them as a current business credit card bonus.
More official info: Canyon View Business Visa Credit Cards
Promotional Rates
Current Canyon View Credit Union promotions include special rates and financing incentives for savings, home lending, and auto loans. The offers below are limited-time or introductory promotions rather than Canyon View’s ordinary published deposit and loan rates.
High Yield Savings — 7.00% APY
Canyon View currently offers 7.00% APY on the first $2,500 in its High Yield Savings account when members meet the required monthly activity. This promotional savings offer is also explained under Savings Account Bonuses.
| Detail | Offer |
| Promotional rate | 7.00% APY on balances up to $2,500 when monthly requirements are met. |
| Product type | High Yield Savings |
| Promotional period | Through December 31, 2026. |
| How to qualify | Maintain at least $1,000 in qualifying direct deposits per month and complete at least 25 Canyon View debit and/or credit transactions of $5 or more per month. |
| Potential cost | Required direct deposits and qualifying transactions are not fees. If the monthly requirements are not met, the account earns the lower Primary Savings yield for that month. |
| Fine print | The 7.00% APY applies to the first $2,500 when qualification requirements are met. Balances above $2,500 are subject to a lower tier. Maximum of one High Yield Savings account per account relationship. |
| Expiration date | December 31, 2026 |
| Availability | Qualifying Canyon View Credit Union members. |
More official info: Canyon View High Yield Savings
HELOC — 3.49% Introductory APR
Canyon View currently advertises a 3.49% introductory APR for the first 6 months on qualifying Home Equity Lines of Credit. This is an introductory rate; a different variable rate applies after the promotional period.
| Detail | Offer |
| Promotional rate | 3.49% introductory APR |
| Product type | Home Equity Line of Credit (HELOC) |
| Promotional period | First 6 months. |
| Rate after promotion | A variable HELOC rate applies after the introductory period. The applicable rate depends on factors including creditworthiness and loan-to-value. |
| Potential cost | Interest applies to amounts borrowed. HELOC-related fees and other costs may apply, and certain hard costs may be recouped if the line is closed within 24 months. |
| Fine print | Subject to credit approval, membership requirements, property eligibility, available equity, and loan-to-value requirements. The introductory APR does not remain in effect for the life of the line. Review the current HELOC disclosures for the variable rate and costs that apply after the promotional period. |
| Expiration date | No fixed public expiration date identified; Canyon View advertises the introductory APR as a limited-time offer. |
| Availability | Qualifying Canyon View members with eligible properties, subject to approval. |
More official info: Canyon View Credit Union HELOC Promotion
30-Year Conventional Mortgage — 5.99% Fixed Rate
Canyon View currently advertises a limited-time 5.99% fixed rate with a 6.273% APR on a qualifying 30-year conventional mortgage.
| Detail | Offer |
| Promotional rate | 5.99% fixed rate; 6.273% APR |
| Product type | 30-year conventional mortgage |
| Promotional period | Limited-time offer. |
| Potential cost | Mortgage interest and closing costs apply. Depending on the loan, costs may include appraisal, title, processing, underwriting, recording, mortgage insurance, and other applicable charges. |
| Fine print | Subject to credit approval, membership requirements, property eligibility, creditworthiness, loan-to-value requirements, and applicable mortgage insurance. Confirm current points, rate-lock requirements, closing costs, and other loan terms before relying on the advertised rate. |
| Expiration date | No fixed public expiration date identified; advertised as a limited-time offer. |
| Availability | Qualifying Canyon View Credit Union members and eligible mortgage borrowers, subject to approval. |
More official info: Canyon View Credit Union Mortgage Promotion
Auto Loan — 90 Days Until First Payment
Qualifying borrowers can currently defer their first Canyon View auto-loan payment for 90 days. This is a payment-deferral promotion rather than an interest-rate discount: interest begins accruing when the loan is funded.
| Detail | Offer |
| Offer | No payment for the first 90 days |
| Product type | Retail auto loan |
| Promotional period | Qualifying applications received June 15 through October 1, 2026. |
| How to qualify | Vehicle must be model year 2019 or newer, borrower must have a credit score of at least 700, financing must represent new debt, and at least $10,000 must be financed. |
| Potential cost | Interest begins accruing from the date of the loan even though the first payment is delayed. The promotion therefore extends the time before the first payment but does not provide 90 days of interest-free financing. |
| Fine print | Subject to Canyon View membership requirements and credit approval. Additional restrictions may apply. |
| Expiration date | October 1, 2026 |
| Availability | Qualifying Canyon View Credit Union members with eligible auto-loan applications. |
More official info: Canyon View Auto Loans
Referral Programs
Current Canyon View Credit Union promotions do not include a publicly advertised consumer or business customer referral bonus. No active Refer-a-Friend, credit card referral, loan referral, or business customer referral program was identified in Canyon View’s current public offers.
No public consumer or business customer referral bonus is currently available.
Canyon View may occasionally provide targeted, branch-only, or member-specific referral incentives that are not published on its public website. UtahFi does not treat those offers as current unless they can be reliably verified through official sources.
Member Deals and Discounts
Beyond traditional Canyon View Credit Union bonuses and promotions, members may have access to education-related financial incentives and event benefits. Current public programs include Pay for Grades, competitive scholarships, and select event presales or promotional codes.
Pay for Grades
Canyon View’s Pay for Grades program provides cash rewards to student members for qualifying grades. Unlike a scholarship or sweepstakes, this is a recurring incentive available to students who meet the program requirements.
| Detail | Offer |
| Reward | $5 for each qualifying “A” during the first year of participation, up to $40. In subsequent school years, the reward is $2 per qualifying “A,” up to $20 per year. |
| Product type | Student member cash incentive |
| How to earn it | Present a current report card showing qualifying grades at a Canyon View Credit Union branch. |
| Potential cost | A $10 balance must be maintained in Primary Savings to establish Canyon View membership. The required balance remains the member’s money and is not treated as a cost of earning the reward. |
| Fine print | Limit one Pay for Grades payout per school year. The cash reward is deposited into the member’s Primary Savings account and is treated as interest for tax-reporting purposes. Program requirements and availability are subject to change. |
| Expiration date | Recurring program; no fixed expiration date is publicly stated. |
| Availability | Qualifying Canyon View Credit Union student members. |
More official info: Canyon View Pay for Grades
Canyon View Credit Union Scholarships
Canyon View awards a total of $30,000 in scholarships annually, divided between fall and spring awards. Scholarships are competitive financial awards rather than guaranteed member bonuses, so applying does not guarantee that a student will receive money.
| Detail | Offer |
| Award | $30,000 in scholarships annually: $15,000 for fall awards and $15,000 for spring awards. |
| Product type | Competitive member scholarship |
| How to qualify | Be an eligible Canyon View member and incoming, current, or returning student at an accredited college or university. Applicants submit the required scholarship application and essay for consideration. |
| Fine print | Scholarship recipients are selected competitively; an application does not guarantee an award. Applicants may submit one application per semester but may receive only one Canyon View scholarship during their collegiate career. Membership and other eligibility requirements apply. |
| Application periods | Fall awards: applications accepted December 1 through June 30. Spring awards: applications accepted July 1 through November 30. |
| Availability | Eligible Canyon View Credit Union student members who meet the scholarship requirements. |
More official info: Canyon View Credit Union Scholarships
Event Presales and Promotional Codes
Canyon View membership can also provide access to select entertainment-related perks. Canyon View advertises member presale access for concerts and events at the Canyon View Credit Union Stage at Maverik Center, along with special promotional codes for select events at the Canyon View Credit Union Community and Arts Center.
These are member perks rather than guaranteed cash bonuses or discounts. Specific events, presale opportunities, promotional codes, ticket availability, and any associated savings can change throughout the year.
More official info: Canyon View Member Benefits
Frequently Asked Questions
These FAQs cover some of the most important eligibility, bonus, rate, and availability questions about current Canyon View Credit Union bonuses and promotions.
Does Canyon View Credit Union currently offer a new-member bonus?
Yes. Qualifying new adult members can currently earn up to $700 by completing multiple activities involving membership, direct deposit, Visa transactions, certificates, auto lending, and mortgage lending. The full $700 is not automatically paid for simply opening a checking account.
How does the Canyon View Credit Union $700 new-member promotion work?
The promotion is divided into separate incentives. Qualifying new members can earn $50 for opening membership, up to $150 through qualifying direct deposits, up to $150 through qualifying Visa transactions, $100 through an eligible auto loan, up to $100 through qualifying new money deposited into a certificate, $100 through an eligible first mortgage or home refinance, and another $50 after 6 months of qualifying account usage. Members earn only the portions for which they complete the applicable requirements.
Does Canyon View Credit Union offer a high-yield savings promotion?
Yes. Canyon View currently advertises 7.00% APY on High Yield Savings balances up to $2,500 when the required monthly direct-deposit and Visa transaction activity is completed. Balances above $2,500 are subject to a lower tier, and members who do not satisfy the monthly requirements receive the lower applicable savings yield for that month. The current promotion runs through December 31, 2026.
Does Canyon View Credit Union offer credit card promotions or rewards?
Canyon View does not currently advertise a separate public consumer or business credit card welcome bonus. However, qualifying new adult members can earn up to $150 through eligible Canyon View Visa debit and/or credit transactions as part of the broader new-member promotion. Canyon View also offers ongoing rewards on eligible consumer and business rewards cards; those ongoing rewards should not be confused with a temporary signup bonus.
Does Canyon View Credit Union have promotional auto loan or HELOC offers?
Yes. Canyon View currently offers qualifying auto-loan borrowers 90 days until their first payment on eligible loans, with interest accruing from the date the loan is funded. Canyon View also advertises a 3.49% introductory HELOC APR for the first 6 months, after which a different variable rate applies. Eligibility and credit requirements apply to both offers.
Does Canyon View Credit Union offer Pay for Grades?
Yes. Qualifying student members can receive cash for eligible grades through Canyon View’s Pay for Grades program. During the first year of participation, students can receive $5 for each qualifying “A,” up to $40. In subsequent school years, the program pays $2 per qualifying “A,” up to $20 per year. Program requirements and availability are subject to change.
Does Canyon View Credit Union have a referral bonus?
No public consumer or business customer referral bonus is currently advertised. Canyon View could offer targeted or nonpublic referral incentives separately, but UtahFi does not treat those as current unless they can be reliably verified.
Are Canyon View Credit Union promotions available throughout Utah?
Not necessarily to every Utah resident. Each promotion is subject to Canyon View Credit Union membership eligibility and its own product requirements. Lending promotions may also depend on credit approval, property location, collateral, loan-to-value, or other underwriting requirements.
Can Canyon View Credit Union have promotions that are not advertised publicly?
Yes. Canyon View Credit Union may provide branch-only offers, targeted mail or email promotions, preselected credit offers, online or mobile banking offers, relationship-based incentives, or other member-specific promotions. These offers may not appear on the public website. UtahFi primarily documents promotions that can be reliably verified through public or otherwise reliable official sources.
Disclaimer: Promotions, bonuses, rates, eligibility requirements, and other offer terms may change or be discontinued without prior notice. UtahFi works to keep this information current but cannot guarantee that all offer details remain unchanged. Always verify the latest terms and conditions directly with the financial institution before opening an account, applying for a product, or participating in an offer.
