Recurring Expense Calculator
What Is This Really Costing Me?
Use this recurring expense calculator to see how one everyday expense adds up each month and year. Choose a preset or enter your own, then adjust the cost, frequency, and number of times you spend.
Choose something you spend on, or enter your own.
Food & Drinks
Car & Transportation
Lifestyle
Custom
Coffee
Your coffee adds up to about $1,300 a year.
$5 × 5 times per week
About This Calculator
Recurring expenses can be easy to overlook when you think of them one purchase at a time. This recurring expense calculator shows how one expense adds up to an average monthly cost and an annual total. Choose a preset and edit its example values, or enter your own item, cost, and frequency. Results are estimates based on your inputs, and the calculator shows one expense at a time.
To see how an expense fits alongside your take-home pay, try the Utah Paycheck Calculator. You can also estimate recurring housing or vehicle payments with the Utah Mortgage Calculator or Auto Loan Calculator.
How to Use This Calculator
- Choose a preset category, then select an expense. Choose Custom to enter your own item.
- Enter the cost each time you spend. For Gas, use the cost of one fill-up.
- Enter how often you spend that amount and select whether it is per day, week, month, or year.
- Review the average monthly cost and annual total. Change any input to update the estimate.
- Select Reset to restore the selected preset’s example values, or Try Another to choose a different expense.
To track spending across more categories, see the CFPB’s spending tracker.
