Route: Package Tracking Platform Route is a Utah-based fintech platform focused on package tracking and delivery protection for e-commerce purchases. Legally known as Route App Inc and headquartered in Lehi, the company operates in the post-purchase layer of digital...
What Are Business Credit Platforms Business credit platforms are tools that help companies track, understand, and manage their credit profile, but they are not the same as credit bureaus or scoring models. For many people, familiar names like FICO and Experian...
What Is Digital-First Banking Digital-first banking is a model where banking services are designed to be used primarily through digital platforms, such as mobile apps and online interfaces, rather than physical branches. Instead of relying on in-person visits, users...
What Is Financial Data Aggregation Financial data aggregation is the process of collecting, combining, and organizing financial information from multiple accounts into one unified system. Instead of financial data being stored separately across banks, credit cards,...
BILL: Financial Operations Platform BILL is a financial technology company that provides software to help businesses manage payments and financial workflows. Headquartered in San Jose, California, the company operates in the business payments and financial operations...
What Is Banking-as-a-Service (BaaS) Banking as a service (BaaS) is a model that allows companies to offer banking features without being banks. Instead of building a bank from scratch, a company can connect to a licensed financial institution and use its...
What Is Payroll Connectivity Payroll connectivity allows apps to connect directly to payroll systems to access income and employment data in real time. Instead of relying on documents like pay stubs, platforms can retrieve verified information instantly with user...
What is AI in Finance Artificial intelligence in finance refers to the use of systems that can analyze data, detect patterns, and make decisions related to money and financial services. In recent years, this has evolved into what can be described as “AiFi” (AI-driven...
What Is Open Finance Open finance is a shift toward financial data that can be shared securely between apps, platforms, and institutions. Instead of your financial information staying locked inside a single bank or service, it can now move across different tools when...
Lendio: A Small Business Loan Marketplace Lendio is a financial technology company focused on helping small businesses find and compare financing options. Founded and headquartered in Utah, it operates in the online lending marketplace space rather than as a...